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xrpl-dev-portal/docs/use-cases/payments/index.page.tsx
2025-09-30 14:38:11 -07:00

321 lines
11 KiB
TypeScript

import React, { useState } from "react";
import { useThemeHooks } from "@redocly/theme/core/hooks";
import { AdvantagesSection } from "shared/components/advantages-section";
import { ProjectCards } from "shared/components/project-cards";
import { BenefitsSection } from "shared/components/benefits-section";
import { DeveloperResourcesSection } from "shared/components/developer-resources-section";
import { FeatureItem } from "../tokenization/real-world-assets.page";
export const frontmatter = {
seo: {
title: 'XRP Ledger Payments Suite',
description: "The XRP Ledger Payments Suite is a payments solution for use cases including stablecoin payments, cross-border remittance, B2B payment rails, and merchant settlement.",
}
};
const PaymentsPage: React.FC = () => {
const { useTranslate } = useThemeHooks();
const { translate } = useTranslate();
const video = {
url: "https://www.youtube.com/embed/e2Iwsk37LMk?si=20-m6aQOWpaiQDW7",
title: "Payments",
src: "https://www.youtube.com/embed/e2Iwsk37LMk?si=20-m6aQOWpaiQDW7",
};
const paymentAdvantages = [
{
id: "cross-border-stablecoin",
title: "Enable Cross-Border Stablecoin Payments",
contents: [
{
subtitle: "RLUSD and USDC support",
description: "",
},
{
subtitle: "Easily receive, store, convert, issue and send stablecoins",
description: "",
},
],
},
{
id: "reliable-infrastructure",
title: "Access Reliable Payments Infrastructure",
contents: [
{
subtitle: "99.99% uptime since 2012",
description: "",
},
{
subtitle: "Over $1.7T+ in value transferred",
description: "",
},
],
},
{
id: "efficient-payments",
title: "Move Money Efficiently",
contents: [
{
subtitle: "Transactions settle in 3-5 seconds",
description: "",
},
{
subtitle: "Fractions of a cent per transaction",
description: "",
},
],
},
];
const paymentProjects = [
{
id: "ripple-usd",
label: "Ripple USD",
url: "https://ripple.com/solutions/stablecoin/",
description: "RLUSD, Ripple's enterprise-grade stablecoin, is live on XRPL and fully backed by USD deposits.",
},
{
id: "usdc",
label: "USDC",
url: "https://www.circle.com/usdc",
description: "USDC, issued by Circle, is the world's largest regulated dollar stablecoin and now live on XRPL.",
},
{
id: "usdb",
label: "USDB",
url: "https://www.brazabank.com.br/en/usdben/",
description: "USDB, by Braza Group, is a USD-pegged stablecoin backed by U.S. and Brazilian bonds.",
},
{
id: "europ",
label: "EURØP",
url: "https://schuman.io/europ/",
description: "EURØP, issued by Schuman Financial, is the first MiCA-compliant euro stablecoin on XRPL.",
},
{
id: "xsgd",
label: "XSGD",
url: "https://www.straitsx.com/xsgd",
description: "XSGD, from StraitsX, is a Singapore Dollar-backed stablecoin regulated by MAS (Monetary Authority of Singapore).",
},
{
id: "audd",
label: "AUDD",
url: "https://www.audd.digital/",
description: "AUDD, an Australian dollar stablecoin, is live on XRPL and backed 1:1 with AUD.",
},
];
const embeddedPaymentsCards = [
{
id: 'digital-wallets',
title: 'Digital Wallets',
description: 'Offer fast, low-fee stablecoin payments between users and applications.',
},
{
id: 'cross-border-remittance',
title: 'Cross-Border Remittance',
description: 'Use secure payment channels and the most optimal liquidity pathways for global remittances with RLUSD.',
},
{
id: 'regulated-foreign-exchange',
title: 'Regulated Foreign Exchange',
description: 'Tap into a set of fiat-backed stablecoins, instantaneous swaps for efficient Foreign Exchange.',
},
{
id: 'merchant-settlement',
title: 'Merchant Settlement',
description: 'Settle daily payments across assets using escrow or checks with compliance-focused features.',
},
{
id: 'b2b-payment-rails',
title: 'B2B Payment Rails',
description: 'Build programmable payment flows with conditions and real-time data feeds.',
},
{
id: 'compliance-first-payment-acceptance',
title: 'Compliance-First Payment Acceptance',
description: 'Add Deposit Authorization and whitelisting to comply with AML and KYC workflows.',
},
];
const battleTestedProjects = [
{
id: "coinpayments",
label: "CoinPayments",
url: "https://xrpl.org/blog/2025/coinpayments-xrpl-case-study-payment-processing",
description: "CoinPayments uses XRPL's fast and low-cost payment rails to enable merchants to accept digital assets globally with near-instant settlement and minimal transaction fees.",
buttonText: "Case Study"
},
{
id: "ripple",
label: "Ripple",
url: "https://ripple.com/solutions/cross-border-payments/",
description: "Ripple Payments enables crypto companies, payment service providers and fintech to facilitate real-time cross-border payments using stablecoins, digital assets and local currencies — with XRPL as a foundational transaction layer.",
buttonText: "Case Study"
},
{
id: "friipay",
label: "FriiPay",
url: "https://xrpl.org/blog/2025/frii-pay-xrpl-case-study-crypto-payment-solution",
description: "FriiPay connects XRPL-based crypto wallets to point-of-sale terminals, allowing customers to pay with RLUSD or XRP while helping merchants save costs on card processing fees.",
buttonText: "Case Study"
},
];
const integrationFeatures = [
{
title: "Access open documentation",
link: "/docs/"
},
{
title: "Use the Payments APIs + XRPL tooling",
link: "/resources/dev-tools"
},
];
const paymentsResourcesCards = [
{
title: "Developer Spotlight",
description: "Are you building a peer-to-peer payments solution, integrating stablecoins, or exploring RLUSD on the XRP Ledger?",
links: [
{
text: "Share Your Work",
url: "https://discord.gg/sfX3ERAMjH"
}
],
backgroundClass: "developer-spotlight"
},
{
title: "Learn & Stay Updated",
description: "Stay ahead of the curve with the latest developments in XRPL Payments by joining the Developer Discord and signing up for the XRPL Community Newsletter.",
links: [
{
text: "Join the Developer Discord",
url: "https://discord.gg/sfX3ERAMjH"
},
{
text: "Sign up for the Newsletter",
url: "https://xrplresources.org/subscribe"
}
],
backgroundClass: "learn-stay-updated"
}
];
return (
<main className="use-case-payments">
<section className="use-case-payments__hero">
<div className="video-content">
<iframe
width="100%"
height="100%"
src={video.src}
title={video.title}
frameBorder={0}
allow="accelerometer; clipboard-write; encrypted-media; gyroscope; picture-in-picture"
allowFullScreen
/>
</div>
<div className="text-content">
<h6 className="eyebrow mb-3 text-large">
{translate("Payments")}
</h6>
<h2 className="h4 h2-sm mb-10">
{translate("Payments Suite")}
</h2>
<p className="mb-10">
{translate(
"Helping fintechs and payment providers move money fast, globally, and at low cost - all through simple APIs."
)}
</p>
</div>
</section>
<AdvantagesSection
title="Why Choose XRPL Payments Suite for Your Payment Rails?"
advantages={paymentAdvantages}
useLinks={false}
className="payments-advantages-spacing"
/>
<ProjectCards
title="Enterprise-Grade Stablecoins, Issued Natively on XRPL"
projects={paymentProjects}
showCarousel={false}
className="mt-12 px-0"
/>
<BenefitsSection
title="Unlock New Business Models with Embedded Payments"
description="XRPL Payments supports modern fintech use cases with plug-and-play APIs or partner-led deployments."
cards={embeddedPaymentsCards}
showImages={true}
className="embedded-payments-section px-0"
listId="embedded-payments-list"
/>
<ProjectCards
title="Payments Solution, Battle-Tested by Industry Leaders"
projects={battleTestedProjects}
showCarousel={false}
className="battle-tested-section px-0"
/>
<section className="payments-integration-section">
<div className="developer-tools">
<div className="">
<header className="developer-tools__header text-center">
<h2 className="developer-tools__title">
{translate("Flexible Integration: DIY or Partner-Led")}
</h2>
</header>
<div className="row">
<div className="col-lg-6">
<div className="integration-column">
<h3 className="integration-column__title">
{translate("Build It Yourself")}
</h3>
<p className="integration-column__subtitle">
{translate("Ideal for seasoned teams with crypto experience")}
</p>
<ul className="developer-tools__list">
{integrationFeatures.map((feature, index) => (
<FeatureItem
key={index}
link={feature.link}
title={feature.title}
/>
))}
</ul>
</div>
</div>
<div className="col-lg-6">
<div className="integration-column">
<h3 className="integration-column__title">
{translate("Work with a Partner")}
</h3>
<p className="integration-column__subtitle">
{translate("Ideal for regulated institutions")}
</p>
<ul className="developer-tools__list">
<FeatureItem
link="https://discord.com/invite/KTNmhJDXqa"
title="Connect with the Community"
/>
</ul>
</div>
</div>
</div>
</div>
</div>
</section>
<DeveloperResourcesSection cards={paymentsResourcesCards} />
</main>
);
};
export default PaymentsPage;