mirror of
				https://github.com/XRPLF/xrpl-dev-portal.git
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			321 lines
		
	
	
		
			11 KiB
		
	
	
	
		
			TypeScript
		
	
	
	
	
	
			
		
		
	
	
			321 lines
		
	
	
		
			11 KiB
		
	
	
	
		
			TypeScript
		
	
	
	
	
	
import React, { useState } from "react";
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import { useThemeHooks } from "@redocly/theme/core/hooks";
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import { AdvantagesSection } from "shared/components/advantages-section";
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import { ProjectCards } from "shared/components/project-cards";
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import { BenefitsSection } from "shared/components/benefits-section";
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import { DeveloperResourcesSection } from "shared/components/developer-resources-section";
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import { FeatureItem } from "../tokenization/real-world-assets.page";
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export const frontmatter = {
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  seo: {
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    title: 'XRP Ledger Payments Suite',
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    description: "The XRP Ledger Payments Suite is a payments solution for use cases including stablecoin payments, cross-border remittance, B2B payment rails, and merchant settlement.",
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  }
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};
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const PaymentsPage: React.FC = () => {
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  const { useTranslate } = useThemeHooks();
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  const { translate } = useTranslate();
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  const video = {
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    url: "https://www.youtube.com/embed/e2Iwsk37LMk?si=20-m6aQOWpaiQDW7",
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    title: "Payments",
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    src: "https://www.youtube.com/embed/e2Iwsk37LMk?si=20-m6aQOWpaiQDW7",
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  };
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  const paymentAdvantages = [
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    {
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      id: "cross-border-stablecoin",
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      title: "Enable Cross-Border Stablecoin Payments",
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      contents: [
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        {
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          subtitle: "RLUSD and USDC support",
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          description: "",
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        },
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        {
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          subtitle: "Easily receive, store, convert, issue and send stablecoins",
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          description: "",
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        },
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      ],
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    },
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    {
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      id: "reliable-infrastructure",
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      title: "Access Reliable Payments Infrastructure",
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      contents: [
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        {
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          subtitle: "99.99% uptime since 2012",
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          description: "",
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        },
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        {
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          subtitle: "Over $1.7T+ in value transferred",
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          description: "",
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        },
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      ],
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    },
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    {
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      id: "efficient-payments",
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      title: "Move Money Efficiently",
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      contents: [
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        {
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          subtitle: "Transactions settle in 3-5 seconds",
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          description: "",
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        },
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        {
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          subtitle: "Fractions of a cent per transaction",
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          description: "",
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        },
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      ],
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    },
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  ];
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  const paymentProjects = [
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    {
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      id: "ripple-usd",
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      label: "Ripple USD",
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      url: "https://ripple.com/solutions/stablecoin/",
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      description: "RLUSD, Ripple's enterprise-grade stablecoin, is live on XRPL and fully backed by USD deposits.",
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    },
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    {
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      id: "usdc", 
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      label: "USDC",
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      url: "https://www.circle.com/usdc",
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      description: "USDC, issued by Circle, is the world's largest regulated dollar stablecoin and now live on XRPL.",
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    },
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    {
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      id: "usdb",
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      label: "USDB", 
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      url: "https://www.brazabank.com.br/en/usdben/",
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      description: "USDB, by Braza Group, is a USD-pegged stablecoin backed by U.S. and Brazilian bonds.",
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    },
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    {
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      id: "europ",
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      label: "EURØP",
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      url: "https://schuman.io/europ/", 
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      description: "EURØP, issued by Schuman Financial, is the first MiCA-compliant euro stablecoin on XRPL.",
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    },
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    {
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      id: "xsgd",
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      label: "XSGD",
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      url: "https://www.straitsx.com/xsgd",
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      description: "XSGD, from StraitsX, is a Singapore Dollar-backed stablecoin regulated by MAS (Monetary Authority of Singapore).",
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    },
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    {
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      id: "audd",
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      label: "AUDD", 
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      url: "https://www.audd.digital/",
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      description: "AUDD, an Australian dollar stablecoin, is live on XRPL and backed 1:1 with AUD.",
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    },
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  ];
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  const embeddedPaymentsCards = [
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    {
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      id: 'digital-wallets',
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      title: 'Digital Wallets',
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      description: 'Offer fast, low-fee stablecoin payments between users and applications.',
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    },
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    {
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      id: 'cross-border-remittance',
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      title: 'Cross-Border Remittance',
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      description: 'Use secure payment channels and the most optimal liquidity pathways for global remittances with RLUSD.',
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    },
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    {
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      id: 'regulated-foreign-exchange',
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      title: 'Regulated Foreign Exchange',
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      description: 'Tap into a set of fiat-backed stablecoins, instantaneous swaps for efficient Foreign Exchange.',
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    },
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    {
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      id: 'merchant-settlement',
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      title: 'Merchant Settlement',
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      description: 'Settle daily payments across assets using escrow or checks with compliance-focused features.',
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    },
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    {
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      id: 'b2b-payment-rails',
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      title: 'B2B Payment Rails',
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      description: 'Build programmable payment flows with conditions and real-time data feeds.',
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    },
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    {
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      id: 'compliance-first-payment-acceptance',
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      title: 'Compliance-First Payment Acceptance',
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      description: 'Add Deposit Authorization and whitelisting to comply with AML and KYC workflows.',
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    },
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  ];
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  const battleTestedProjects = [
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    {
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      id: "coinpayments",
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      label: "CoinPayments",
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      url: "https://xrpl.org/blog/2025/coinpayments-xrpl-case-study-payment-processing",
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      description: "CoinPayments uses XRPL's fast and low-cost payment rails to enable merchants to accept digital assets globally with near-instant settlement and minimal transaction fees.",
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      buttonText: "Case Study"
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    },
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    {
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      id: "ripple",
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      label: "Ripple",
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      url: "https://ripple.com/solutions/cross-border-payments/",
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      description: "Ripple Payments enables crypto companies, payment service providers and fintech to facilitate real-time cross-border payments using stablecoins, digital assets and local currencies — with XRPL as a foundational transaction layer.",
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      buttonText: "Case Study"
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    },
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    {
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      id: "friipay",
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      label: "FriiPay",
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      url: "https://xrpl.org/blog/2025/frii-pay-xrpl-case-study-crypto-payment-solution",
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      description: "FriiPay connects XRPL-based crypto wallets to point-of-sale terminals, allowing customers to pay with RLUSD or XRP while helping merchants save costs on card processing fees.",
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      buttonText: "Case Study"
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    },
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  ];
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  const integrationFeatures = [
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    {
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      title: "Access open documentation",
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      link: "/docs/"
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    },
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    {
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      title: "Use the Payments APIs + XRPL tooling",
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      link: "/resources/dev-tools"
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    },
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  ];
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  const paymentsResourcesCards = [
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    {
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      title: "Developer Spotlight",
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      description: "Are you building a peer-to-peer payments solution, integrating stablecoins, or exploring RLUSD on the XRP Ledger?",
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      links: [
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        {
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          text: "Share Your Work",
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          url: "https://discord.gg/sfX3ERAMjH"
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        }
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      ],
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      backgroundClass: "developer-spotlight"
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    },
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    {
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      title: "Learn & Stay Updated", 
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      description: "Stay ahead of the curve with the latest developments in XRPL Payments by joining the Developer Discord and signing up for the XRPL Community Newsletter.",
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      links: [
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        {
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          text: "Join the Developer Discord",
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          url: "https://discord.gg/sfX3ERAMjH"
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        },
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        {
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          text: "Sign up for the Newsletter",
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          url: "https://xrplresources.org/subscribe"
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        }
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      ],
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      backgroundClass: "learn-stay-updated"
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    }
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  ];
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  return (
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    <main className="use-case-payments">
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      <section className="use-case-payments__hero">
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          <div className="video-content">
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              <iframe
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                width="100%"
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                height="100%"
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                src={video.src}
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                title={video.title}
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                frameBorder={0}
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                allow="accelerometer; clipboard-write; encrypted-media; gyroscope; picture-in-picture"
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                allowFullScreen
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              />
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          </div>
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          <div className="text-content">
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            <h6 className="eyebrow mb-3 text-large">
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              {translate("Payments")}
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            </h6>
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            <h2 className="h4 h2-sm mb-10">
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              {translate("Payments Suite")}
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            </h2>
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            <p className="mb-10">
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              {translate(
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                "Helping fintechs and payment providers move money fast, globally, and at low cost - all through simple APIs."
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              )}
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            </p>
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          </div>
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      </section>
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      <AdvantagesSection
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        title="Why Choose XRPL Payments Suite for Your Payment Rails?"
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        advantages={paymentAdvantages}
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        useLinks={false}
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        className="payments-advantages-spacing"
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      />
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      <ProjectCards
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        title="Enterprise-Grade Stablecoins, Issued Natively on XRPL"
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        projects={paymentProjects}
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        showCarousel={false}
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        className="mt-12 px-0"
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      />
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             <BenefitsSection
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         title="Unlock New Business Models with Embedded Payments"
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         description="XRPL Payments supports modern fintech use cases with plug-and-play APIs or partner-led deployments."
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         cards={embeddedPaymentsCards}
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         showImages={true}
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         className="embedded-payments-section px-0"
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         listId="embedded-payments-list"
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       />
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      <ProjectCards
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        title="Payments Solution, Battle-Tested by Industry Leaders"
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        projects={battleTestedProjects}
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        showCarousel={false}
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        className="battle-tested-section px-0"
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      />
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      <section className="payments-integration-section">
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        <div className="developer-tools">
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          <div className="">
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            <header className="developer-tools__header text-center">
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              <h2 className="developer-tools__title">
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                {translate("Flexible Integration: DIY or Partner-Led")}
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              </h2>
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            </header>
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            <div className="row">
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              <div className="col-lg-6">
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                <div className="integration-column">
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                  <h3 className="integration-column__title">
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                    {translate("Build It Yourself")}
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                  </h3>
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                  <p className="integration-column__subtitle">
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                    {translate("Ideal for seasoned teams with crypto experience")}
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                  </p>
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                  <ul className="developer-tools__list">
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                    {integrationFeatures.map((feature, index) => (
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                      <FeatureItem
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                        key={index}
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                        link={feature.link}
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                        title={feature.title}
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                      />
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                    ))}
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                  </ul>
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                </div>
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              </div>
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              <div className="col-lg-6">
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                <div className="integration-column">
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                  <h3 className="integration-column__title">
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                    {translate("Work with a Partner")}
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                  </h3>
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                  <p className="integration-column__subtitle">
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                    {translate("Ideal for regulated institutions")}
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                  </p>
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                  <ul className="developer-tools__list">
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                    <FeatureItem
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                      link="https://discord.com/invite/KTNmhJDXqa"
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                      title="Connect with the Community"
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                    />
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                  </ul>
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                </div>
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              </div>
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            </div>
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          </div>
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        </div>
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      </section>
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      <DeveloperResourcesSection cards={paymentsResourcesCards} />
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    </main>
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  );
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};
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export default PaymentsPage;
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