import React, { useState } from "react"; import { useThemeHooks } from "@redocly/theme/core/hooks"; import { AdvantagesSection } from "shared/components/advantages-section"; import { ProjectCards } from "shared/components/project-cards"; import { BenefitsSection } from "shared/components/benefits-section"; import { DeveloperResourcesSection } from "shared/components/developer-resources-section"; import { FeatureItem } from "../tokenization/real-world-assets.page"; export const frontmatter = { seo: { title: 'XRP Ledger Payments Suite', description: "The XRP Ledger Payments Suite is a payments solution for use cases including stablecoin payments, cross-border remittance, B2B payment rails, and merchant settlement.", } }; const PaymentsPage: React.FC = () => { const { useTranslate } = useThemeHooks(); const { translate } = useTranslate(); const video = { url: "https://www.youtube.com/embed/e2Iwsk37LMk?si=20-m6aQOWpaiQDW7", title: "Payments", src: "https://www.youtube.com/embed/e2Iwsk37LMk?si=20-m6aQOWpaiQDW7", }; const paymentAdvantages = [ { id: "cross-border-stablecoin", title: "Enable Cross-Border Stablecoin Payments", contents: [ { subtitle: "RLUSD and USDC support", description: "", }, { subtitle: "Easily receive, store, convert, issue and send stablecoins", description: "", }, ], }, { id: "reliable-infrastructure", title: "Access Reliable Payments Infrastructure", contents: [ { subtitle: "99.99% uptime since 2012", description: "", }, { subtitle: "Over $1.7T+ in value transferred", description: "", }, ], }, { id: "efficient-payments", title: "Move Money Efficiently", contents: [ { subtitle: "Transactions settle in 3-5 seconds", description: "", }, { subtitle: "Fractions of a cent per transaction", description: "", }, ], }, ]; const paymentProjects = [ { id: "ripple-usd", label: "Ripple USD", url: "https://ripple.com/solutions/stablecoin/", description: "RLUSD, Ripple's enterprise-grade stablecoin, is live on XRPL and fully backed by USD deposits.", }, { id: "usdc", label: "USDC", url: "https://www.circle.com/usdc", description: "USDC, issued by Circle, is the world's largest regulated dollar stablecoin and now live on XRPL.", }, { id: "usdb", label: "USDB", url: "https://www.brazabank.com.br/en/usdben/", description: "USDB, by Braza Group, is a USD-pegged stablecoin backed by U.S. and Brazilian bonds.", }, { id: "europ", label: "EURØP", url: "https://schuman.io/europ/", description: "EURØP, issued by Schuman Financial, is the first MiCA-compliant euro stablecoin on XRPL.", }, { id: "xsgd", label: "XSGD", url: "https://www.straitsx.com/xsgd", description: "XSGD, from StraitsX, is a Singapore Dollar-backed stablecoin regulated by MAS (Monetary Authority of Singapore).", }, { id: "audd", label: "AUDD", url: "https://www.audd.digital/", description: "AUDD, an Australian dollar stablecoin, is live on XRPL and backed 1:1 with AUD.", }, ]; const embeddedPaymentsCards = [ { id: 'digital-wallets', title: 'Digital Wallets', description: 'Offer fast, low-fee stablecoin payments between users and applications.', }, { id: 'cross-border-remittance', title: 'Cross-Border Remittance', description: 'Use secure payment channels and the most optimal liquidity pathways for global remittances with RLUSD.', }, { id: 'regulated-foreign-exchange', title: 'Regulated Foreign Exchange', description: 'Tap into a set of fiat-backed stablecoins, instantaneous swaps for efficient Foreign Exchange.', }, { id: 'merchant-settlement', title: 'Merchant Settlement', description: 'Settle daily payments across assets using escrow or checks with compliance-focused features.', }, { id: 'b2b-payment-rails', title: 'B2B Payment Rails', description: 'Build programmable payment flows with conditions and real-time data feeds.', }, { id: 'compliance-first-payment-acceptance', title: 'Compliance-First Payment Acceptance', description: 'Add Deposit Authorization and whitelisting to comply with AML and KYC workflows.', }, ]; const battleTestedProjects = [ { id: "coinpayments", label: "CoinPayments", url: "https://xrpl.org/blog/2025/coinpayments-xrpl-case-study-payment-processing", description: "CoinPayments uses XRPL's fast and low-cost payment rails to enable merchants to accept digital assets globally with near-instant settlement and minimal transaction fees.", buttonText: "Case Study" }, { id: "ripple", label: "Ripple", url: "https://ripple.com/solutions/cross-border-payments/", description: "Ripple Payments enables crypto companies, payment service providers and fintech to facilitate real-time cross-border payments using stablecoins, digital assets and local currencies — with XRPL as a foundational transaction layer.", buttonText: "Case Study" }, { id: "friipay", label: "FriiPay", url: "https://xrpl.org/blog/2025/frii-pay-xrpl-case-study-crypto-payment-solution", description: "FriiPay connects XRPL-based crypto wallets to point-of-sale terminals, allowing customers to pay with RLUSD or XRP while helping merchants save costs on card processing fees.", buttonText: "Case Study" }, ]; const integrationFeatures = [ { title: "Access open documentation", link: "/docs/" }, { title: "Use the Payments APIs + XRPL tooling", link: "/resources/dev-tools" }, ]; const paymentsResourcesCards = [ { title: "Developer Spotlight", description: "Are you building a peer-to-peer payments solution, integrating stablecoins, or exploring RLUSD on the XRP Ledger?", links: [ { text: "Share Your Work", url: "https://discord.gg/sfX3ERAMjH" } ], backgroundClass: "developer-spotlight" }, { title: "Learn & Stay Updated", description: "Stay ahead of the curve with the latest developments in XRPL Payments by joining the Developer Discord and signing up for the XRPL Community Newsletter.", links: [ { text: "Join the Developer Discord", url: "https://discord.gg/sfX3ERAMjH" }, { text: "Sign up for the Newsletter", url: "https://xrplresources.org/subscribe" } ], backgroundClass: "learn-stay-updated" } ]; return (