fix spelling, grammar, and formatting

Fix JS and Go code samples rendering issue in calculate account reserves tutorial

.gitignore

@@ -8,6 +8,7 @@ yarn-error.log
 *.iml
 .venv/
 _code-samples/*/js/package-lock.json
+_code-samples/*/go/go.sum
 _code-samples/*/*/*[Ss]etup.json
 
 # PHP

@theme/plugins/blog-posts.js

@@ -1,14 +1,15 @@
 // @ts-check
 
-import { getInnerText } from '@redocly/realm/dist/server/plugins/markdown/markdoc/helpers/get-inner-text.js';
+import { getInnerText } from '@redocly/realm/dist/markdoc/helpers/get-inner-text.js';
 
 import { dirname, relative, join as joinPath } from 'path';
 import markdoc from '@markdoc/markdoc';
 import moment from "moment";
 
 export function blogPosts() {
-  /** @type {import("@redocly/realm/dist/server/plugins/types").PluginInstance } */
+  /** @type {import("@redocly/realm/dist/server/types").ExternalPlugin } */
   const instance = {
+    id: 'blog-posts',
     processContent: async (actions, { fs, cache }) => {
       try {
         const posts = [];

@theme/plugins/code-samples.js

@@ -1,12 +1,13 @@
 // @ts-check
 
-import { getInnerText } from '@redocly/realm/dist/server/plugins/markdown/markdoc/helpers/get-inner-text.js';
+import { getInnerText } from '@redocly/realm/dist/markdoc/helpers/get-inner-text.js';
 
 import { dirname, relative, join as joinPath } from 'path';
 
 export function codeSamples() {
-  /** @type {import("@redocly/realm/dist/server/plugins/types").PluginInstance } */
+  /** @type {import("@redocly/realm/dist/server/types").ExternalPlugin } */
   const instance = {
+    id: 'code-samples',
     processContent: async (actions, { fs, cache }) => {
       try {
         const samples = [];

@theme/plugins/index-pages.js

@@ -3,8 +3,9 @@ import { readSharedData } from '@redocly/realm/dist/server/utils/shared-data.js'
 const INDEX_PAGE_INFO_DATA_KEY = 'index-page-items';
 
 export function indexPages() {
-  /** @type {import("@redocly/realm/dist/server/plugins/types").PluginInstance } */
+  /** @type {import("@redocly/realm/dist/server/types").ExternalPlugin } */
   const instance = {
+    id: 'index-pages',
     // hook that gets executed after all routes were created
     async afterRoutesCreated(actions, { cache }) {
       // get all the routes that are ind pages

CODE-OF-CONDUCT.ja.md

@@ -1,46 +0,0 @@
-# コントリビューター行動規範
-
-## 誓約
-
-私たちコントリビューターとメンテナーは、オープンで友好的な環境を育むために、年齢、体格、身体障害、民族、性的特徴、性自認および性表現、経験の度合い、学歴、社会経済的地位、国籍、容姿、人種、宗教、性的同一性および性的指向などを問わず、誰もが私たちのプロジェクトとコミュニティーに不快な思いをすることなく参加できるよう努めることを誓います。
-
-## 標準
-
-前向きな環境を作り上げることに貢献する行動の例:
-
-* 友好的で差別のない言葉の使用
-* 異なる観点や経験の尊重
-* 建設的な批判の素直な受け入れ
-* コミュニティーにとっての最善への注力
-* 他のコミュニティーメンバーへの共感の表示
-
-前向きな環境を作り上げることに貢献しない行動の例:
-
-* 性的な意味を含む言葉や画像の使用、望まない性的注目や誘いかけ
-* あおり、侮辱的または軽蔑的なコメント、個人攻撃や政治攻撃
-* 公的または私的な嫌がらせ
-* 住所やメールアドレスなどの個人情報の、明確な許可なしでの公開
-* 職場において不適切であると合理的に考えられる、その他の行為
-
-## 責任
-
-プロジェクトのメンテナーは、許容できる行動の基準を明確にする責任があります。また、許容できない行動がなされた場合に、適切かつ公平な是正処置を講じることが期待されます。
-
-プロジェクトのメンテナーは、この行動規範に沿わないコメント、コミット、コード、wiki編集、issueなどの投稿を削除、編集、拒否する権利と義務を有します。また、他の不適切、脅迫的、攻撃的、嫌がらせと考えられる行動を取ったコントリビューターを一時的もしくは恒久的に追放する権利と義務を有します。
-
-## 適用範囲
-
-この行動規範はすべてのプロジェクトスペース内で適用されます。また、個人がパブリックスペースでプロジェクトやコミュニティーを代表する際にも適用されます。プロジェクトやコミュニティーを代表する際の例としては、プロジェクトの公式メールアドレスを使用すること、公式ソーシャルメディアアカウントで投稿すること、もしくはオンラインまたはオフラインのイベントで、任命された代表者を務めることが挙げられます。プロジェクトを代表する行為については、プロジェクトのメンテナーがさらに細かく定義して明確にすることができます。
-
-## 執行
-
-暴言、嫌がらせ、またはその他の許容できない行動は、プロジェクトチーム（<ripplex@ripple.com>）に連絡して報告することができます。すべての申し立ては確認、調査されたうえで、その状況に対して必要かつ適切と判断された対応が取られます。プロジェクトチームは、事象の報告者に関する秘密を保持する義務があります。特定の執行方針の詳細は、別途掲載される場合があります。
-
-この行動規範を誠実に遵守または執行することができないプロジェクトのメンテナーは、プロジェクトを率いる他のメンバーの判断により、一時的または恒久的な措置が執られることがあります。
-
-## 帰属
-
-この行動規範は、[コントリビューター行動規範][ホームページ]バージョン1.4（https://www.contributor-covenant.org/version/1/4/code-of-conduct.html）から抜粋したものです。
-
-[ホームページ]: https://www.contributor-covenant.org
-この行動規範に関するよくある質問と回答については、https://www.contributor-covenant.org/faq をご覧ください。

CODE_OF_CONDUCT.es-ES.md

@@ -1,48 +0,0 @@
-# Código de conducta del pacto de contribuidores
-
-## Nuestro compromiso
-
-Con el fin de fomentar un ambiente abierto y acogedor, nosotros, como contribuidores y mantenedores, nos comprometemos a hacer de la participación en nuestro proyecto y nuestra comunidad una experiencia libre de acoso para todos, independientemente de, entre otras, características como la edad, tamaño corporal, discapacidad, origen étnico, características sexuales, identidad y expresión de género, nivel de experiencia, educación, estatus socioeconómico, nacionalidad, apariencia personal, raza, religión o identidad y orientación sexual.
-
-## Nuestros estándares
-
-Ejemplos de comportamiento que contribuyen a crear un ambiente positivo incluyen:
-
-* Utilizar lenguaje acogedor e inclusivo
-* Ser respetuoso con los diferentes puntos de vista y experiencias
-* Saber aceptar las críticas constructivas
-* Centrarse en lo que es lo mejor para la comunidad
-* Mostrar empatía hacia otros miembros de la comunidad
-
-Ejemplos de comportamiento que no contribuyen a crear un ambiente positivo incluyen:
-
-* Utilizar un lenguaje o imágenes sexualizadas y atención o insinuaciones sexuales no deseadas
-* Trolear, comentario insultantes/peyorativos y ataques personales o políticos
-* Acoso público o en privado
-* Publicar información privada de otras personas, así cómo direcciones físicas o electrónicas, sin permiso explícito
-* Cualquier otra conducta que pueda ser razonablemente considerada inapropiada en un sentido profesional
-
-## Nuestras responsabilidades
-
-Los mantenedores del proyecto son responsables de aclarar los estándares de comportamiento aceptable y se espera que tomen acciones correctivas justas y apropiadas en respuesta a cualquier caso de comportamiento inaceptable.
-
-Los mantenedores del proyecto tienen el derecho y la responsaiblidad de eliminar, editar o rechazar comentarios, commits, código, ediciones de wiki, problemas y otras contribuciones que no estén alineadas con este Código de Conducta, o de expulsar temporal o definitivamente a cualquier colaborador por otros comportamientos que consideren inapropiados, amenazantes, ofensivos, dañinos o que viole de cualquier modo este Código de Conducta.
-
-## Alcance
-
-Este Código de Conducta aplica en todos los espacios del proyecto y también aplica cuando un individuo está representando el proyecto o su comunidad en espacios públicos. Ejemplos de representación de un proyecto o la comunidad incluye usar un correo electrónico oficial del proyecto, publicaciones a través de una cuenta oficial de redes sociales o actuar como representante asignado en un evento en línea o en la vida real. La representación de un proyecto debe ser definida y aclarada con más detalle por los mantenedores del proyecto.
-
-## Aplicación
-
-Los casos de comportamiento abusivo, acoso, o de cualquier otro modo inaceptable se pueden informar contactando con el equipo del proyecto al correo <ripplex@ripple.com>. Todas las quejas serán revisadas e investigadas y resultarán en una resupuesta que se considere adecuada y necesaria a las circunstancias. El equipo del proyecto está obligado a mantener la confidencialidad con respecto al informador del incidente. Podría darse el caso de publicar más detalles sobre políticas de comportamiento específicas.
-
-Los mantenedores de proyecto que no sigan o hagan cumplir el Código de conducta de buena fe podrían enfrentarse a repercusiones temporales o definitivas según lo determinen otros miembros que lideren el proyecto.
-
-## Atribución
-
-Este Código de Conducta está adaptado de el [Pacto del Contribuidores][inicio], versión 1.4, disponible en https://www.contributor-covenant.org/version/1/4/code-of-conduct.html
-
-[inicio]: https://www.contributor-covenant.org
-
-Para respuestas a preguntas comunes sobre este código de conducta, visita
-https://www.contributor-covenant.org/faq

CONTRIBUTING.es-ES.md

@@ -1,3 +0,0 @@
-# Contribuir
-
-Para obtener información sobre cómo contribuir a este repositorio, consulta [Contribute Documentation (XRPL.org)](https://xrpl.org/es_ES/contribute-documentation.html).

CONTRIBUTING.ja.md

@@ -1,3 +0,0 @@
-# コントリビューション
-
-コントリビューションの情報には[「ドキュメントへの貢献」](https://xrpl.org/ja/contribute-documentation.html)をご覧ください。

README.md

@@ -1,12 +1,10 @@
 # XRPL Dev Portal
 
-The [XRP Ledger Dev Portal](https://xrpl.org) is the authoritative source for XRP Ledger documentation, including the `rippled` server, client libraries, and other open-source XRP Ledger software.
+The [XRP Ledger Dev Portal](https://xrpl.org) is the authoritative source for XRP Ledger documentation, including the core server, client libraries, and other open-source XRP Ledger software.
 
 The site is built and published using Redocly. 
 
-NOTE: The toolchain used to build and publish the site has recently been migrated from Dactyl to Redocly. 
-
-Before you proceed, make sure you have Node version >= 18 LTS.
+Before you proceed, make sure you have Node.js and NPM installed. The site is tested with the current LTS release of each.
 
 To build the site locally:
 
@@ -26,58 +24,18 @@ To build the site locally:
 
         npm start
 
-For more details, see the [contribution guidelines (EN)](CONTRIBUTING.md) ([日本語](CONTRIBUTING.ja.md)) and the [contributor Code of Conduct (EN)](CODE-OF-CONDUCT.md) ([日本語](CODE-OF-CONDUCT.ja.md)).
-
-## Domain Verification Checker
-
-If you make changes to the [Domain Verification Checker](https://xrpl.org/validator-domain-verifier.html) tool and edit the domain-verifier-checker.js file, you will need to do the following:
-
-1. Install [webpack](https://webpack.js.org/) and required libraries via npm:
-
-        npm install webpack webpack-cli --save-dev
-        npm install ripple-binary-codec ripple-address-codec ripple-keypairs
-
-2. From the project root directory (this step may be different depending on how you installed webpack)
-
-        cd assets/js
-        webpack-cli domain-verifier-checker.js --optimize-minimize -o domain-verifier-bundle.js
-
-3. Build the site:
-
-        npm start
+For more details, see the [contribution guidelines (EN)](CONTRIBUTING.md) ([日本語](@l10n/ja/CONTRIBUTING.md)) and the [contributor Code of Conduct (EN)](CODE-OF-CONDUCT.md) ([日本語](@l10n/ja/CODE-OF-CONDUCT.md)).
 
 
-### Internationalization 
+### Localization / Translations
 
-This repo includes English (en) and Japanese (ja) locales. 
-
-This is done by setting up the internationalization (@l10n) folders, adding the `i18n` configuration to your `redocly.yaml` file, and adding the translated content in the respective language directory under the @l10n directory.
-
-To add support for a new language:
-
-1. Create a new subdirectory in the @l10n directory of the portal. For example, to add support for Spanish, create a new subdirectory "es-ES".
-
-2. Update the i18n configuration in your `redocly.yaml` file defining the display labels for the different languages you support.
-
-        l10n:
-          defaultLocale: en-US
-          locales:
-            - code: en-US
-              name: English
-            - code: ja
-              name: 日本語
-            - code: es-ES
-              name: Spanish
-
-3. Add the translated content in the respective language directory under the @l10n directory. 
-
-    The relative path from the language directory to the translated file must be the same as the relative path from the root of the portal to the file in the default language. For example, if you originally had a file with path `path/to/my/markdown.md`, the file translated to Spanish must be /`@l10n/es-ES/path/to/my/markdown.md`.
+The documentation in this repository is created in English first, then translated into other languages by community contributors. Currently, only the Japanese translations are live on the site; Spanish translation efforts are incomplete and not actively used. For information on the process of adding and maintaining translated files, see [Translations](https://xrpl.org/resources/contribute-documentation/documentation-translations).
 
 ## Issues, Projects, and Project Boards
 
 Use GitHub Issues under the [`xrpl-dev-portal`](https://github.com/XRPLF/xrpl-dev-portal) repository to report bugs, feature requests, and suggestions for the XRP Ledger Documentation or the `xrpl.org` website. 
 
-For issues related to `rippled` or client libraries (`xrpl.js`, `xrpl-py`, and others), use the respective source repository under [`https://github.com/XRPLF`](https://github.com/XRPLF).
+For issues related to `xrpld`/`rippled`, Clio, or client libraries (`xrpl.js`, `xrpl-py`, and others), use the respective source repository under [`https://github.com/XRPLF`](https://github.com/XRPLF).
 
 If you are a contributor, use GitHub Projects and Project Boards to plan and track updates to xrpl.org. 
 

_code-samples/calculate-reserves/README.md

@@ -0,0 +1,5 @@
+# Calculate Reserves
+
+Look up and calculate an account's reserve requirements.
+
+See the [Calculate Account Reserves tutorial](https://xrpl.org/docs/tutorials/best-practices/account-management/calculate-reserves) for a detailed walkthrough.

_code-samples/calculate-reserves/go/README.md

@@ -0,0 +1,10 @@
+# Calculate Reserves (Go)
+
+This code sample uses [xrpl-go](https://github.com/Peersyst/xrpl-go) to look up and calculate an XRP Ledger account's reserve requirements.
+
+## Usage
+
+```bash
+go mod tidy
+go run calculate_reserves.go
+```

_code-samples/calculate-reserves/go/calculate_reserves.go

@@ -0,0 +1,74 @@
+
+// Set up client ----------------------
+
+package main
+
+import (
+	"fmt"
+	"strconv"
+	"github.com/Peersyst/xrpl-go/xrpl/currency"
+	"github.com/Peersyst/xrpl-go/xrpl/queries/account"
+	"github.com/Peersyst/xrpl-go/xrpl/queries/server"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction/types"
+	"github.com/Peersyst/xrpl-go/xrpl/websocket"
+)
+
+func main() {
+	client := websocket.NewClient(
+		websocket.NewClientConfig().
+			WithHost("wss://xrplcluster.com"),
+	)
+	defer client.Disconnect()
+
+	if err := client.Connect(); err != nil {
+		panic(err)
+	}
+
+	// Look up reserve values ----------------------
+
+	res, err := client.Request(&server.StateRequest{})
+	if err != nil {
+		panic(err)
+	}
+	var serverState server.StateResponse
+	if err := res.GetResult(&serverState); err != nil {
+		panic(err)
+	}
+
+	baseReserve := serverState.State.ValidatedLedger.ReserveBase
+	reserveInc := serverState.State.ValidatedLedger.ReserveInc
+
+	baseReserveXrp, err := currency.DropsToXrp(strconv.FormatUint(uint64(baseReserve), 10))
+	if err != nil {
+		panic(err)
+	}
+	reserveIncXrp, err := currency.DropsToXrp(strconv.FormatUint(uint64(reserveInc), 10))
+	if err != nil {
+		panic(err)
+	}
+
+	fmt.Printf("Base reserve: %v XRP\n", baseReserveXrp)
+	fmt.Printf("Incremental reserve: %v XRP\n", reserveIncXrp)
+
+	// Look up owner count ----------------------
+
+	address := types.Address("rf1BiGeXwwQoi8Z2ueFYTEXSwuJYfV2Jpn") // replace with any address
+	accountInfo, err := client.GetAccountInfo(&account.InfoRequest{Account: address})
+	if err != nil {
+		panic(err)
+	}
+
+	ownerCount := accountInfo.AccountData.OwnerCount
+
+	// Calculate total reserve ----------------------
+
+	totalReserve := baseReserve + (uint(ownerCount) * reserveInc)
+
+	totalReserveXrp, err := currency.DropsToXrp(strconv.FormatUint(uint64(totalReserve), 10))
+	if err != nil {
+		panic(err)
+	}
+
+	fmt.Printf("Owner count: %v\n", ownerCount)
+	fmt.Printf("Total reserve: %v XRP\n", totalReserveXrp)
+}

_code-samples/calculate-reserves/go/go.mod

@@ -0,0 +1,16 @@
+module calculate-reserves
+
+go 1.26.1
+
+require github.com/Peersyst/xrpl-go v0.1.17
+
+require (
+	github.com/bsv-blockchain/go-sdk v1.2.9 // indirect
+	github.com/decred/dcrd/crypto/ripemd160 v1.0.2 // indirect
+	github.com/decred/dcrd/dcrec/secp256k1/v4 v4.4.1 // indirect
+	github.com/gorilla/websocket v1.5.0 // indirect
+	github.com/mitchellh/mapstructure v1.5.0 // indirect
+	github.com/pkg/errors v0.9.1 // indirect
+	github.com/ugorji/go/codec v1.2.11 // indirect
+	golang.org/x/crypto v0.44.0 // indirect
+)

_code-samples/calculate-reserves/go/go.sum

@@ -0,0 +1,30 @@
+github.com/Peersyst/xrpl-go v0.1.17 h1:jOI2es/dzzRm6/WMVCjr7H3fci47XB2kRkezfbddDB0=
+github.com/Peersyst/xrpl-go v0.1.17/go.mod h1:38j60Mr65poIHdhmjvNXnwbcUFNo8J7CBDot7ZWgrb8=
+github.com/bsv-blockchain/go-sdk v1.2.9 h1:LwFzuts+J5X7A+ECx0LNowtUgIahCkNNlXckdiEMSDk=
+github.com/bsv-blockchain/go-sdk v1.2.9/go.mod h1:KiHWa/hblo3Bzr+IsX11v0sn1E6elGbNX0VXl5mOq6E=
+github.com/davecgh/go-spew v1.1.1 h1:vj9j/u1bqnvCEfJOwUhtlOARqs3+rkHYY13jYWTU97c=
+github.com/davecgh/go-spew v1.1.1/go.mod h1:J7Y8YcW2NihsgmVo/mv3lAwl/skON4iLHjSsI+c5H38=
+github.com/decred/dcrd/crypto/blake256 v1.1.0 h1:zPMNGQCm0g4QTY27fOCorQW7EryeQ/U0x++OzVrdms8=
+github.com/decred/dcrd/crypto/blake256 v1.1.0/go.mod h1:2OfgNZ5wDpcsFmHmCK5gZTPcCXqlm2ArzUIkw9czNJo=
+github.com/decred/dcrd/crypto/ripemd160 v1.0.2 h1:TvGTmUBHDU75OHro9ojPLK+Yv7gDl2hnUvRocRCjsys=
+github.com/decred/dcrd/crypto/ripemd160 v1.0.2/go.mod h1:uGfjDyePSpa75cSQLzNdVmWlbQMBuiJkvXw/MNKRY4M=
+github.com/decred/dcrd/dcrec/secp256k1/v4 v4.4.1 h1:5RVFMOWjMyRy8cARdy79nAmgYw3hK/4HUq48LQ6Wwqo=
+github.com/decred/dcrd/dcrec/secp256k1/v4 v4.4.1/go.mod h1:ZXNYxsqcloTdSy/rNShjYzMhyjf0LaoftYK0p+A3h40=
+github.com/golang/mock v1.6.0 h1:ErTB+efbowRARo13NNdxyJji2egdxLGQhRaY+DUumQc=
+github.com/golang/mock v1.6.0/go.mod h1:p6yTPP+5HYm5mzsMV8JkE6ZKdX+/wYM6Hr+LicevLPs=
+github.com/gorilla/websocket v1.5.0 h1:PPwGk2jz7EePpoHN/+ClbZu8SPxiqlu12wZP/3sWmnc=
+github.com/gorilla/websocket v1.5.0/go.mod h1:YR8l580nyteQvAITg2hZ9XVh4b55+EU/adAjf1fMHhE=
+github.com/mitchellh/mapstructure v1.5.0 h1:jeMsZIYE/09sWLaz43PL7Gy6RuMjD2eJVyuac5Z2hdY=
+github.com/mitchellh/mapstructure v1.5.0/go.mod h1:bFUtVrKA4DC2yAKiSyO/QUcy7e+RRV2QTWOzhPopBRo=
+github.com/pkg/errors v0.9.1 h1:FEBLx1zS214owpjy7qsBeixbURkuhQAwrK5UwLGTwt4=
+github.com/pkg/errors v0.9.1/go.mod h1:bwawxfHBFNV+L2hUp1rHADufV3IMtnDRdf1r5NINEl0=
+github.com/pmezard/go-difflib v1.0.0 h1:4DBwDE0NGyQoBHbLQYPwSUPoCMWR5BEzIk/f1lZbAQM=
+github.com/pmezard/go-difflib v1.0.0/go.mod h1:iKH77koFhYxTK1pcRnkKkqfTogsbg7gZNVY4sRDYZ/4=
+github.com/stretchr/testify v1.10.0 h1:Xv5erBjTwe/5IxqUQTdXv5kgmIvbHo3QQyRwhJsOfJA=
+github.com/stretchr/testify v1.10.0/go.mod h1:r2ic/lqez/lEtzL7wO/rwa5dbSLXVDPFyf8C91i36aY=
+github.com/ugorji/go/codec v1.2.11 h1:BMaWp1Bb6fHwEtbplGBGJ498wD+LKlNSl25MjdZY4dU=
+github.com/ugorji/go/codec v1.2.11/go.mod h1:UNopzCgEMSXjBc6AOMqYvWC1ktqTAfzJZUZgYf6w6lg=
+golang.org/x/crypto v0.44.0 h1:A97SsFvM3AIwEEmTBiaxPPTYpDC47w720rdiiUvgoAU=
+golang.org/x/crypto v0.44.0/go.mod h1:013i+Nw79BMiQiMsOPcVCB5ZIJbYkerPrGnOa00tvmc=
+gopkg.in/yaml.v3 v3.0.1 h1:fxVm/GzAzEWqLHuvctI91KS9hhNmmWOoWu0XTYJS7CA=
+gopkg.in/yaml.v3 v3.0.1/go.mod h1:K4uyk7z7BCEPqu6E+C64Yfv1cQ7kz7rIZviUmN+EgEM=

_code-samples/calculate-reserves/js/README.md

@@ -0,0 +1,9 @@
+# Calculate Reserves (JavaScript)
+
+This code sample uses [xrpl.js](https://js.xrpl.org/) to look up and calculate an XRP Ledger account's reserve requirements.
+
+## Usage
+```bash
+npm install
+node calculate_reserves.js
+```

_code-samples/calculate-reserves/js/calculate_reserves.js

@@ -0,0 +1,32 @@
+
+// Set up client ----------------------
+
+import xrpl from 'xrpl'
+
+const client = new xrpl.Client('wss://xrplcluster.com')
+await client.connect()
+
+// Look up reserve values ----------------------
+
+const serverState = await client.request({ command: 'server_state' })
+const validatedLedger = serverState.result.state.validated_ledger
+
+const baseReserveDrops = validatedLedger.reserve_base
+const reserveIncDrops = validatedLedger.reserve_inc
+
+console.log(`Base reserve: ${xrpl.dropsToXrp(baseReserveDrops)} XRP`)
+console.log(`Incremental reserve: ${xrpl.dropsToXrp(reserveIncDrops)} XRP`)
+
+// Look up owner count ----------------------
+
+const address = 'rf1BiGeXwwQoi8Z2ueFYTEXSwuJYfV2Jpn' // replace with any address
+const accountInfo = await client.request({ command: 'account_info', account: address })
+const ownerCount = accountInfo.result.account_data.OwnerCount
+
+// Calculate total reserve ----------------------
+
+const totalReserveDrops = baseReserveDrops + (ownerCount * reserveIncDrops)
+console.log(`Owner count: ${ownerCount}`)
+console.log(`Total reserve: ${xrpl.dropsToXrp(totalReserveDrops)} XRP`)
+
+await client.disconnect()

_code-samples/calculate-reserves/js/package.json

@@ -0,0 +1,9 @@
+{
+  "name": "calculate-reserves",
+  "version": "1.0.0",
+  "license": "MIT",
+  "type": "module",
+  "dependencies": {
+    "xrpl": "^4.4.0"
+  }
+}

_code-samples/calculate-reserves/py/README.md

@@ -0,0 +1,9 @@
+# Calculate Reserves (Python)
+
+This code sample uses [xrpl-py](https://xrpl-py.readthedocs.io/) to look up and calculate an XRP Ledger account's reserve requirements.
+
+## Usage
+```bash
+pip install -r requirements.txt
+python calculate_reserves.py
+```

_code-samples/calculate-reserves/py/calculate_reserves.py

@@ -0,0 +1,30 @@
+from xrpl.clients import JsonRpcClient
+from xrpl.models.requests import ServerState, AccountInfo
+from xrpl.utils import drops_to_xrp
+
+# Set up client ----------------------
+
+client = JsonRpcClient("https://xrplcluster.com")
+
+# Look up reserve values ----------------------
+
+response = client.request(ServerState())
+validated_ledger = response.result["state"]["validated_ledger"]
+
+base_reserve = validated_ledger["reserve_base"]
+reserve_inc = validated_ledger["reserve_inc"]
+
+print(f"Base reserve: {drops_to_xrp(str(base_reserve))} XRP")
+print(f"Incremental reserve: {drops_to_xrp(str(reserve_inc))} XRP")
+
+# Look up owner count ----------------------
+
+address = "rf1BiGeXwwQoi8Z2ueFYTEXSwuJYfV2Jpn"  # replace with any address
+response = client.request(AccountInfo(account=address))
+owner_count = response.result["account_data"]["OwnerCount"]
+
+# Calculate total reserve ----------------------
+
+total_reserve = base_reserve + (owner_count * reserve_inc)
+print(f"Owner count: {owner_count}")
+print(f"Total reserve: {drops_to_xrp(str(total_reserve))} XRP")

_code-samples/calculate-reserves/py/requirements.txt

@@ -0,0 +1 @@
+xrpl-py>=4.4.0

_code-samples/delete-account/README.md

@@ -0,0 +1,3 @@
+# Delete Account
+
+Delete an account from the XRP Ledger, removing its data and sending its XRP to another account.

_code-samples/delete-account/js/.env

@@ -0,0 +1,4 @@
+# Replace the seed with the seed of the account to delete.
+ACCOUNT_SEED=s████████████████████████████
+# Change to secp256k1 if you generated the seed with that algorithm
+ACCOUNT_ALGORITHM=ed25519

_code-samples/delete-account/js/README.md

@@ -0,0 +1,45 @@
+# Delete Account (JavaScript)
+
+JavaScript sample code showing how to delete an account from the XRP Ledger.
+
+## Setup
+
+```sh
+npm i
+```
+
+## Usage
+
+If you run the script by default, it gets an account from the faucet and outputs the details to the console. Example:
+
+```sh
+$ node delete-account.js 
+Got new account from faucet:
+    Address: rsuTU7xBF1u8jxKMw5UHvbKkLmvix7zQoe
+    Seed: sEdTpxrbDhe6M4YeHanSbCySFCZYrCk
+  
+Edit the .env file to add this seed, then wait until the account can be deleted.
+Account is too new to be deleted.
+    Account sequence + 255: 15226794
+    Validated ledger index: 15226538
+    (Sequence + 255 must be less than or equal to the ledger index)
+Estimate: 15 minutes until account can be deleted
+OK: Account owner count (0) is low enough.
+OK: Account balance (100000000 drops) is high enough.
+A total of 1 problem(s) prevent the account from being deleted.
+```
+
+Edit the `.env` file to add the seed of the account to delete. For example:
+
+```ini
+# Replace the seed with the seed of the account to delete.
+ACCOUNT_SEED=sEdTpxrbDhe6M4YeHanSbCySFCZYrCk
+# Change to secp256k1 if you generated the seed with that algorithm
+ACCOUNT_ALGORITHM=ed25519
+```
+
+Then run the script again:
+
+```sh
+node delete-account.js
+```

_code-samples/delete-account/js/delete-account.js

@@ -0,0 +1,205 @@
+import { Client, Wallet, getBalanceChanges, validate } from 'xrpl'
+import 'dotenv/config'
+
+const client = new Client('wss://s.altnet.rippletest.net:51233')
+await client.connect()
+
+// Where to send the deleted account's remaining XRP:
+const DESTINATION_ACCOUNT = 'rJjHYTCPpNA3qAM8ZpCDtip3a8xg7B8PFo' // Testnet faucet
+
+// Load the account to delete from .env file -----------------------------------
+// If the seed value is still the default, get a new account from the faucet.
+// It won't be deletable immediately.
+let wallet
+if (!process.env.ACCOUNT_SEED || process.env.ACCOUNT_SEED === 's████████████████████████████') {
+  console.log("Couldn't load seed from .env; getting account from the faucet.")
+  wallet = (await client.fundWallet()).wallet
+  console.log(`Got new account from faucet:
+    Address: ${wallet.address}
+    Seed: ${wallet.seed}
+  `)
+
+  console.log('Edit the .env file to add this seed, then wait until the account can be deleted.')
+} else {
+  wallet = Wallet.fromSeed(process.env.ACCOUNT_SEED, { algorithm: process.env.ACCOUNT_ALGORITHM })
+  console.log(`Loaded account: ${wallet.address}`)
+}
+
+// Check account info to see if account can be deleted -------------------------
+let acctInfoResp
+try {
+  acctInfoResp = await client.request({
+    command: 'account_info',
+    account: wallet.address,
+    ledger_index: 'validated'
+  })
+} catch (err) {
+  console.error('account_info failed with error:', err)
+  client.disconnect()
+  process.exit(1)
+}
+
+let numProblems = 0
+
+// Check if sequence number is too high
+const acctSeq = acctInfoResp.result.account_data.Sequence
+const lastValidatedLedgerIndex = acctInfoResp.result.ledger_index
+if (acctSeq + 255 > lastValidatedLedgerIndex) {
+  console.error(`Account is too new to be deleted.
+    Account sequence + 255: ${acctSeq + 255}
+    Validated ledger index: ${lastValidatedLedgerIndex}
+    (Sequence + 255 must be less than or equal to the ledger index)`)
+
+  // Estimate time until deletability assuming ledgers close every ~3.5 seconds
+  const estWaitTimeS = (acctSeq + 255 - lastValidatedLedgerIndex) * 3.5
+  if (estWaitTimeS < 120) {
+    console.log(`Estimate: ${estWaitTimeS} seconds until account can be deleted`)
+  } else {
+    const estWaitTimeM = Math.round(estWaitTimeS / 60, 0)
+    console.log(`Estimate: ${estWaitTimeM} minutes until account can be deleted`)
+  }
+
+  numProblems += 1
+} else {
+  console.log(`OK: Account sequence number (${acctSeq}) is low enough.`)
+}
+
+// Check if owner count is too high
+const ownerCount = acctInfoResp.result.account_data.OwnerCount
+if (ownerCount > 1000) {
+  console.error(`Account owns too many objects in the ledger.
+    Owner count: ${ownerCount}
+    (Must be 1000 or less)`)
+  numProblems += 1
+} else {
+  console.log(`OK: Account owner count (${ownerCount}) is low enough.`)
+}
+
+// Check if XRP balance is high enough
+// Look up current incremental owner reserve to compare vs account's XRP balance
+// using server_state so that both are in drops
+let serverStateResp
+try {
+  serverStateResp = await client.request({
+    command: 'server_state'
+  })
+} catch (err) {
+  console.error('server_state failed with error:', err)
+  client.disconnect()
+  process.exit(1)
+}
+const deletionCost = serverStateResp.result.state.validated_ledger?.reserve_inc
+if (!deletionCost) {
+  console.error("Couldn't get reserve values from server. " +
+    "Maybe it's not synced to the network?")
+  client.disconnect()
+  process.exit(1)
+}
+
+const acctBalance = acctInfoResp.result.account_data.Balance
+if (acctBalance < deletionCost) {
+  console.error(`Account does not have enough XRP to pay the cost of deletion.
+    Balance: ${acctBalance}
+    Cost of account deletion: ${deletionCost}`)
+  numProblems += 1
+} else {
+  console.log(`OK: Account balance (${acctBalance} drops) is high enough.`)
+}
+
+// Check if FirstNFTSequence is too high
+const firstNFTSeq = acctInfoResp.result.account_data.FirstNFTokenSequence || 0
+const mintedNFTs = acctInfoResp.result.account_data.MintedNFTokens || 0
+if (firstNFTSeq + mintedNFTs + 255 > lastValidatedLedgerIndex) {
+  console.error(`Account's FirstNFTokenSequence + MintedNFTokens + 255 is too high.
+    Current total: ${firstNFTSeq + mintedNFTs + 255}
+    Validated ledger index: ${lastValidatedLedgerIndex}
+    (FirstNFTokenSequence + MintedNFTokens + 255 must be less than or equal to the ledger index)`)
+  numProblems += 1
+} else {
+  console.log('OK: FirstNFTokenSequence + MintedNFTokens is low enough.')
+}
+
+// Check that all issued NFTs have been burned
+const burnedNFTs = acctInfoResp.result.account_data.BurnedNFTokens || 0
+if (mintedNFTs > burnedNFTs) {
+  console.error(`Account has issued NFTs outstanding.
+    Number of NFTs minted: ${mintedNFTs}
+    Number of NFTs burned: ${burnedNFTs}`)
+  numProblems += 1
+} else {
+  console.log('OK: No outstanding, un-burned NFTs')
+}
+
+// Stop if any problems were found
+if (numProblems) {
+  console.error(`A total of ${numProblems} problem(s) prevent the account from being deleted.`)
+  client.disconnect()
+  process.exit(1)
+}
+
+// Check for deletion blockers -------------------------------------------------
+const blockers = []
+let marker
+const ledger_index = 'validated'
+while (true) {
+  let accountObjResp
+  try {
+    accountObjResp = await client.request({
+      command: 'account_objects',
+      account: wallet.address,
+      deletion_blockers_only: true,
+      ledger_index,
+      marker
+    })
+  } catch (err) {
+    console.error('account_objects failed with error:', err)
+    client.disconnect()
+    process.exit(1)
+  }
+
+  for (const obj of accountObjResp.result.account_objects) {
+    blockers.push(obj)
+  }
+  if (accountObjResp.result.marker) {
+    marker = accountObjResp.result.marker
+  } else {
+    break
+  }
+}
+if (!blockers.length) {
+  console.log('OK: Account has no deletion blockers.')
+} else {
+  console.log(`Account cannot be deleted until ${blockers.length} blocker(s) are removed:`)
+  for (const blocker of blockers) {
+    console.log(JSON.stringify(blocker, null, 2))
+  }
+  client.disconnect()
+  process.exit(1)
+}
+
+// Delete the account ----------------------------------------------------------
+const accountDeleteTx = {
+  TransactionType: 'AccountDelete',
+  Account: wallet.address,
+  Destination: DESTINATION_ACCOUNT
+}
+validate(accountDeleteTx)
+
+console.log('Signing and submitting the AccountDelete transaction:',
+  JSON.stringify(accountDeleteTx, null, 2))
+const deleteTxResponse = await client.submitAndWait(accountDeleteTx, { wallet, autofill: true, failHard: true })
+
+// Check result of the AccountDelete transaction -------------------------------
+console.log(JSON.stringify(deleteTxResponse.result, null, 2))
+const resultCode = deleteTxResponse.result.meta.TransactionResult
+if (resultCode !== 'tesSUCCESS') {
+  console.error(`AccountDelete failed with code ${resultCode}.`)
+  client.disconnect()
+  process.exit(1)
+}
+
+console.log('Account deleted successfully.')
+const balanceChanges = getBalanceChanges(deleteTxResponse.result.meta)
+console.log('Balance changes:', JSON.stringify(balanceChanges, null, 2))
+
+client.disconnect()

_code-samples/delete-account/js/package.json

@@ -0,0 +1,10 @@
+{
+  "name": "delete-account",
+  "version": "1.0.0",
+  "license": "MIT",
+  "dependencies": {
+    "dotenv": "^17.3.1",
+    "xrpl": "^4.6.0"
+  },
+  "type": "module"
+}

_code-samples/delete-account/py/.env

@@ -0,0 +1,4 @@
+# Replace the seed with the seed of the account to delete.
+ACCOUNT_SEED=s████████████████████████████
+# Change to secp256k1 if you generated the seed with that algorithm
+ACCOUNT_ALGORITHM=ed25519

_code-samples/delete-account/py/README.md

@@ -0,0 +1,47 @@
+# Delete Account (Python)
+
+Python sample code showing how to delete an account from the XRP Ledger.
+
+## Setup
+
+```sh
+python -m venv .venv
+source .venv/bin/activate
+pip install -r requirements.txt
+```
+
+## Usage
+
+If you run the script by default, it gets an account from the faucet and outputs the details to the console. Example:
+
+```sh
+$ python delete-account.py 
+Got new account from faucet:
+    Address: rNqLzC9pVbphwwpTBNPjpx14QSauHH3kzv
+    Seed: sEdTNEJgK3cVshBEakfVic4MMtWCETY
+
+Edit the .env file to add this seed, then wait until the account can be deleted.
+Account is too new to be deleted.
+    Account sequence + 255: 15226905
+    Validated ledger index: 15226649
+    (Sequence + 255 must be less than or equal to the ledger index)
+Estimate: 15 minutes until account can be deleted
+OK: Account owner count (0) is low enough.
+OK: Account balance (100000000 drops) is high enough.
+A total of 1 problem(s) prevent the account from being deleted.
+```
+
+Edit the `.env` file to add the seed of the account to delete. For example:
+
+```ini
+# Replace the seed with the seed of the account to delete.
+ACCOUNT_SEED=sEdTNEJgK3cVshBEakfVic4MMtWCETY
+# Change to secp256k1 if you generated the seed with that algorithm
+ACCOUNT_ALGORITHM=ed25519
+```
+
+Then run the script again:
+
+```sh
+python delete-account.py
+```

_code-samples/delete-account/py/delete-account.py

@@ -0,0 +1,199 @@
+import os
+import json
+from dotenv import load_dotenv
+
+from xrpl.clients import JsonRpcClient
+from xrpl.wallet import Wallet, generate_faucet_wallet
+from xrpl.models.requests import AccountInfo, ServerState, AccountObjects
+from xrpl.models.transactions import AccountDelete
+from xrpl.transaction import submit_and_wait
+from xrpl.utils import get_balance_changes
+
+client = JsonRpcClient("https://s.altnet.rippletest.net:51234")
+
+# Where to send the deleted account's remaining XRP:
+DESTINATION_ACCOUNT = "rJjHYTCPpNA3qAM8ZpCDtip3a8xg7B8PFo"  # Testnet faucet
+
+# Load the account to delete from .env file -----------------------------------
+# If the seed value is still the default, get a new account from the faucet.
+# It won't be deletable immediately.
+load_dotenv()
+account_seed = os.getenv("ACCOUNT_SEED")
+account_algorithm = os.getenv("ACCOUNT_ALGORITHM", "ed25519")
+
+if account_seed == "s████████████████████████████" or not account_seed:
+    print("Couldn't load seed from .env; getting account from the faucet.")
+    wallet = generate_faucet_wallet(client)
+    print(
+        f"Got new account from faucet:\n"
+        f"    Address: {wallet.address}\n"
+        f"    Seed: {wallet.seed}\n"
+    )
+
+    print(
+        "Edit the .env file to add this seed, then wait until the account can be deleted."
+    )
+else:
+    wallet = Wallet.from_seed(account_seed, algorithm=account_algorithm)
+    print(f"Loaded account: {wallet.address}")
+
+# Check account info to see if account can be deleted -------------------------
+try:
+    acct_info_resp = client.request(
+        AccountInfo(account=wallet.address, ledger_index="validated")
+    )
+except Exception as err:
+    print(f"account_info failed with error: {err}")
+    exit(1)
+
+acct_info_result = acct_info_resp.result
+num_problems = 0
+
+# Check if sequence number is too high
+acct_seq = acct_info_result["account_data"]["Sequence"]
+last_validated_ledger_index = acct_info_result["ledger_index"]
+
+if acct_seq + 255 > last_validated_ledger_index:
+    print(
+        f"Account is too new to be deleted.\n"
+        f"    Account sequence + 255: {acct_seq + 255}\n"
+        f"    Validated ledger index: {last_validated_ledger_index}\n"
+        f"    (Sequence + 255 must be less than or equal to the ledger index)"
+    )
+
+    # Estimate time until deletability assuming ledgers close every ~3.5 seconds
+    est_wait_time_s = (acct_seq + 255 - last_validated_ledger_index) * 3.5
+    if est_wait_time_s < 120:
+        print(f"Estimate: {est_wait_time_s} seconds until account can be deleted")
+    else:
+        est_wait_time_m = round(est_wait_time_s / 60)
+        print(f"Estimate: {est_wait_time_m} minutes until account can be deleted")
+
+    num_problems += 1
+else:
+    print(f"OK: Account sequence number ({acct_seq}) is low enough.")
+
+# Check if owner count is too high
+owner_count = acct_info_result["account_data"]["OwnerCount"]
+if owner_count > 1000:
+    print(
+        f"Account owns too many objects in the ledger.\n"
+        f"    Owner count: {owner_count}\n"
+        f"    (Must be 1000 or less)"
+    )
+    num_problems += 1
+else:
+    print(f"OK: Account owner count ({owner_count}) is low enough.")
+
+# Check if XRP balance is high enough
+# Look up current incremental owner reserve to compare vs account's XRP balance
+# using server_state so that both are in drops
+try:
+    server_state_resp = client.request(ServerState())
+except Exception as err:
+    print("server_state failed with error:", err)
+    exit(1)
+
+validated_ledger = server_state_resp.result["state"].get("validated_ledger", {})
+deletion_cost = validated_ledger.get("reserve_inc")
+
+if not deletion_cost:
+    print(
+        "Couldn't get reserve values from server. Maybe it's not synced to the network?"
+    )
+    print(json.dumps(server_state_resp.result, indent=2))
+    exit(1)
+
+acct_balance = int(acct_info_result["account_data"]["Balance"])
+if acct_balance < deletion_cost:
+    print(
+        f"Account does not have enough XRP to pay the cost of deletion.\n"
+        f"    Balance: {acct_balance}\n"
+        f"    Cost of account deletion: {deletion_cost}"
+    )
+    num_problems += 1
+else:
+    print(f"OK: Account balance ({acct_balance} drops) is high enough.")
+
+# Check if FirstNFTSequence is too high
+first_nfq_seq = acct_info_result["account_data"].get("FirstNFTokenSequence", 0)
+minted_nfts = acct_info_result["account_data"].get("MintedNFTokens", 0)
+if first_nfq_seq + minted_nfts + 255 > last_validated_ledger_index:
+    print(f"""Account's FirstNFTokenSequence + MintedNFTokens + 255 is too high.
+    Current total: {first_nfq_seq + minted_nfts + 255}
+    Validated ledger index: {last_validated_ledger_index}
+    (FirstNFTokenSequence + MintedNFTokens + 255 must be less than or equal to the the ledger index)""")
+    num_problems += 1
+else:
+    print("OK: FirstNFTokenSequence + MintedNFTokens is low enough.")
+
+# Check that all issued NFTs have been burned
+burned_nfts = acct_info_result["account_data"].get("BurnedNFTokens", 0)
+if minted_nfts > burned_nfts:
+    print(f"""Account has NFTs outstanding.
+    Number of NFTs minted: {minted_nfts}
+    Number of NFTs burned: {burned_nfts}""")
+    num_problems += 1
+else:
+    print("OK: No outstanding, un-burned NFTs")
+
+# Stop if any problems were found
+if num_problems:
+    print(
+        f"A total of {num_problems} problem(s) prevent the account from being deleted."
+    )
+    exit(1)
+
+# Check for deletion blockers -------------------------------------------------
+blockers = []
+marker = None
+ledger_index = "validated"
+
+while True:
+    try:
+        account_obj_resp = client.request(
+            AccountObjects(
+                account=wallet.address,
+                deletion_blockers_only=True,
+                ledger_index=ledger_index,
+                marker=marker,
+            )
+        )
+    except Exception as err:
+        print(f"account_objects failed with error: {err}")
+        exit(1)
+
+    blockers.extend(account_obj_resp.result["account_objects"])
+
+    marker = account_obj_resp.result.get("marker")
+    if not marker:
+        break
+
+if not blockers:
+    print("OK: Account has no deletion blockers.")
+else:
+    print(f"Account cannot be deleted until {len(blockers)} blocker(s) are removed:")
+    for blocker in blockers:
+        print(json.dumps(blocker, indent=2))
+    exit(1)
+
+# Delete the account ----------------------------------------------------------
+account_delete_tx = AccountDelete(
+    account=wallet.address, destination=DESTINATION_ACCOUNT
+)
+
+print("Signing and submitting the AccountDelete transaction:")
+print(json.dumps(account_delete_tx.to_xrpl(), indent=2))
+delete_tx_response = submit_and_wait(account_delete_tx, client, wallet, fail_hard=True)
+
+# Check result of the AccountDelete transaction -------------------------------
+print(json.dumps(delete_tx_response.result, indent=2))
+result_code = delete_tx_response.result["meta"]["TransactionResult"]
+
+if result_code != "tesSUCCESS":
+    print(f"AccountDelete failed with code {result_code}.")
+    exit(1)
+
+print("Account deleted successfully.")
+balance_changes = get_balance_changes(delete_tx_response.result["meta"])
+print("Balance changes:", json.dumps(balance_changes, indent=2))

_code-samples/delete-account/py/requirements.txt

@@ -0,0 +1,2 @@
+xrpl-py==4.5.0
+python-dotenv==1.2.1

_code-samples/lending-protocol/go/README.md

@@ -0,0 +1,395 @@
+# Lending Protocol Examples (Go)
+
+This directory contains Go examples demonstrating how to create a loan broker, claw back first-loss capital, deposit and withdraw first-loss capital, create a loan, manage a loan, and repay a loan.
+
+## Setup
+
+All commands should be run from this `go/` directory.
+
+Install dependencies before running any examples:
+
+```sh
+go mod tidy
+```
+
+---
+
+## Create a Loan Broker
+
+```sh
+go run ./create-loan-broker
+```
+
+The script should output the LoanBrokerSet transaction, loan broker ID, and loan broker pseudo-account.
+
+```sh
+Loan broker/vault owner address: rLsTX2RjNTqwiwNpMn7mny3MyrXtmbhFQV
+Vault ID: A300D6F7D43E1B143683F1917EE6456B0C3E84F0F763D9A1366FCD22138A11E9
+
+=== Preparing LoanBrokerSet transaction ===
+
+{
+  "Account": "rLsTX2RjNTqwiwNpMn7mny3MyrXtmbhFQV",
+  "ManagementFeeRate": 1000,
+  "TransactionType": "LoanBrokerSet",
+  "VaultID": "A300D6F7D43E1B143683F1917EE6456B0C3E84F0F763D9A1366FCD22138A11E9"
+}
+
+=== Submitting LoanBrokerSet transaction ===
+
+Loan broker created successfully!
+
+=== Loan Broker Information ===
+
+LoanBroker ID: E4D9C485E101FAE449C8ACEC7FD039920CC02D2443687F2593DB397CC8EA670B
+LoanBroker Pseudo-Account Address: rMDsnf9CVRLRJzrL12Ex7nhstbni78y8af
+```
+
+---
+
+## Claw Back First-loss Capital
+
+```sh
+go run ./cover-clawback
+```
+
+The script should output the cover available, the LoanBrokerCoverDeposit transaction, cover available after the deposit, the LoanBrokerCoverClawback transaction, and the final cover available after the clawback.
+
+```sh
+Loan broker address: rLsTX2RjNTqwiwNpMn7mny3MyrXtmbhFQV
+MPT issuer address: rfYxCEWxA9ACyvpciPZYbKujjLEVX5CCwW
+LoanBrokerID: 373BEBB8A1EF735FCD330C2B0DDF2C37FD3B1589B084C94F2CA52A904FBED08D
+MPT ID: 003A9D5247DC1C9997DB5500A84C3EC748F3F61D2BC56D51
+
+=== Cover Available ===
+
+0 TSTUSD
+
+=== Preparing LoanBrokerCoverDeposit transaction ===
+
+{
+  "Account": "rLsTX2RjNTqwiwNpMn7mny3MyrXtmbhFQV",
+  "Amount": {
+    "mpt_issuance_id": "003A9D5247DC1C9997DB5500A84C3EC748F3F61D2BC56D51",
+    "value": "1000"
+  },
+  "LoanBrokerID": "373BEBB8A1EF735FCD330C2B0DDF2C37FD3B1589B084C94F2CA52A904FBED08D",
+  "TransactionType": "LoanBrokerCoverDeposit"
+}
+
+=== Submitting LoanBrokerCoverDeposit transaction ===
+
+Cover deposit successful!
+
+=== Cover Available After Deposit ===
+
+1000 TSTUSD
+
+=== Verifying Asset Issuer ===
+
+MPT issuer account verified: rfYxCEWxA9ACyvpciPZYbKujjLEVX5CCwW. Proceeding to clawback.
+
+=== Preparing LoanBrokerCoverClawback transaction ===
+
+{
+  "Account": "rfYxCEWxA9ACyvpciPZYbKujjLEVX5CCwW",
+  "Amount": {
+    "mpt_issuance_id": "003A9D5247DC1C9997DB5500A84C3EC748F3F61D2BC56D51",
+    "value": "1000"
+  },
+  "LoanBrokerID": "373BEBB8A1EF735FCD330C2B0DDF2C37FD3B1589B084C94F2CA52A904FBED08D",
+  "TransactionType": "LoanBrokerCoverClawback"
+}
+
+=== Submitting LoanBrokerCoverClawback transaction ===
+
+Successfully clawed back 1000 TSTUSD!
+
+=== Final Cover Available After Clawback ===
+
+0 TSTUSD
+```
+
+---
+
+## Deposit and Withdraw First-loss Capital
+
+```sh
+go run ./cover-deposit-and-withdraw
+```
+
+The script should output the LoanBrokerCoverDeposit, cover balance after the deposit, the LoanBrokerCoverWithdraw transaction, and the cover balance after the withdrawal.
+
+```sh
+Loan broker address: rU9ANkvdSCs7p59Guf2XzGrrCPSMM2tDQV
+LoanBrokerID: 633375BCB82DB1440189D3E0721AF92B0888304717DA1B002C8824D631E97DC3
+MPT ID: 003B6A9EE92357082A44FA2EAA26385E2F85071634BC3315
+
+=== Preparing LoanBrokerCoverDeposit transaction ===
+
+{
+  "Account": "rU9ANkvdSCs7p59Guf2XzGrrCPSMM2tDQV",
+  "Amount": {
+    "mpt_issuance_id": "003B6A9EE92357082A44FA2EAA26385E2F85071634BC3315",
+    "value": "2000"
+  },
+  "LoanBrokerID": "633375BCB82DB1440189D3E0721AF92B0888304717DA1B002C8824D631E97DC3",
+  "TransactionType": "LoanBrokerCoverDeposit"
+}
+
+=== Submitting LoanBrokerCoverDeposit transaction ===
+
+Cover deposit successful!
+
+=== Cover Balance ===
+
+LoanBroker Pseudo-Account: rJoTTaGKQr8o475xKNZkEPRsmTbUkr6sbi
+Cover balance after deposit: 2000 TSTUSD
+
+=== Preparing LoanBrokerCoverWithdraw transaction ===
+
+{
+  "Account": "rU9ANkvdSCs7p59Guf2XzGrrCPSMM2tDQV",
+  "Amount": {
+    "mpt_issuance_id": "003B6A9EE92357082A44FA2EAA26385E2F85071634BC3315",
+    "value": "1000"
+  },
+  "LoanBrokerID": "633375BCB82DB1440189D3E0721AF92B0888304717DA1B002C8824D631E97DC3",
+  "TransactionType": "LoanBrokerCoverWithdraw"
+}
+
+=== Submitting LoanBrokerCoverWithdraw transaction ===
+
+Cover withdraw successful!
+
+=== Updated Cover Balance ===
+
+LoanBroker Pseudo-Account: rJoTTaGKQr8o475xKNZkEPRsmTbUkr6sbi
+Cover balance after withdraw: 1000 TSTUSD
+```
+
+---
+
+## Create a Loan
+
+```sh
+go run ./create-loan
+```
+
+The script should output the LoanSet transaction, the updated LoanSet transaction with the loan broker signature, the final LoanSet transaction with the borrower signature added, and then the loan information.
+
+```sh
+Loan broker address: rKHVvo9vMQwm2xz44qfhHyDC2VwYKfzgrX
+Borrower address: rKU5hZEsT71BUgCnnPekEF3d2zn4AXsyqp
+LoanBrokerID: 490DB29AD0CCFBDFE9A176F71AB7512497407CCA37E86F0C88CCDA1DF99A1F09
+
+=== Preparing LoanSet transaction ===
+
+{
+  "Account": "rKHVvo9vMQwm2xz44qfhHyDC2VwYKfzgrX",
+  "Counterparty": "rKU5hZEsT71BUgCnnPekEF3d2zn4AXsyqp",
+  "Fee": "2",
+  "GracePeriod": 604800,
+  "InterestRate": 500,
+  "LastLedgerSequence": 437349,
+  "LoanBrokerID": "490DB29AD0CCFBDFE9A176F71AB7512497407CCA37E86F0C88CCDA1DF99A1F09",
+  "LoanOriginationFee": "100",
+  "LoanServiceFee": "10",
+  "PaymentInterval": 2592000,
+  "PaymentTotal": 12,
+  "PrincipalRequested": "1000",
+  "Sequence": 6905,
+  "TransactionType": "LoanSet"
+}
+
+=== Adding loan broker signature ===
+
+TxnSignature: 9984D6061F4B03734CDCC5A5367A928671FEE1486EFD335B6C875423FCB9FCEF2464F2A610B4DF31875567869696DC36D16F72AFB7D5F245B43C19415537F50F
+SigningPubKey: ED378AB6DCCD0401D6DB3358A9135CE43455A57DAF0CBC459E8D7B6611193690B1
+
+Signed loanSetTx for borrower to sign over:
+{
+  "Account": "rKHVvo9vMQwm2xz44qfhHyDC2VwYKfzgrX",
+  "Counterparty": "rKU5hZEsT71BUgCnnPekEF3d2zn4AXsyqp",
+  "Fee": "2",
+  "GracePeriod": 604800,
+  "InterestRate": 500,
+  "LastLedgerSequence": 437349,
+  "LoanBrokerID": "490DB29AD0CCFBDFE9A176F71AB7512497407CCA37E86F0C88CCDA1DF99A1F09",
+  "LoanOriginationFee": "100",
+  "LoanServiceFee": "10",
+  "PaymentInterval": 2592000,
+  "PaymentTotal": 12,
+  "PrincipalRequested": "1000",
+  "Sequence": 6905,
+  "SigningPubKey": "ED378AB6DCCD0401D6DB3358A9135CE43455A57DAF0CBC459E8D7B6611193690B1",
+  "TransactionType": "LoanSet",
+  "TxnSignature": "9984D6061F4B03734CDCC5A5367A928671FEE1486EFD335B6C875423FCB9FCEF2464F2A610B4DF31875567869696DC36D16F72AFB7D5F245B43C19415537F50F"
+}
+
+=== Adding borrower signature ===
+
+Borrower TxnSignature: 5578161BA5480216644D63428D4FAA6FC761BEA10D91FFB733636AB4EA7C6CC4E07E241BF5418D92FBE9F0133E97CC3E6A2CDC56C86C801438C1CBAC4497B005
+Borrower SigningPubKey: ED2BF9FFE428F80E3E174476EA334E2109BAF6C7309BB08D56A6A97CE0432AD85E
+
+Fully signed LoanSet transaction:
+{
+  "Account": "rKHVvo9vMQwm2xz44qfhHyDC2VwYKfzgrX",
+  "Counterparty": "rKU5hZEsT71BUgCnnPekEF3d2zn4AXsyqp",
+  "CounterpartySignature": {
+    "SigningPubKey": "ED2BF9FFE428F80E3E174476EA334E2109BAF6C7309BB08D56A6A97CE0432AD85E",
+    "TxnSignature": "5578161BA5480216644D63428D4FAA6FC761BEA10D91FFB733636AB4EA7C6CC4E07E241BF5418D92FBE9F0133E97CC3E6A2CDC56C86C801438C1CBAC4497B005"
+  },
+  "Fee": "2",
+  "GracePeriod": 604800,
+  "InterestRate": 500,
+  "LastLedgerSequence": 437349,
+  "LoanBrokerID": "490DB29AD0CCFBDFE9A176F71AB7512497407CCA37E86F0C88CCDA1DF99A1F09",
+  "LoanOriginationFee": "100",
+  "LoanServiceFee": "10",
+  "PaymentInterval": 2592000,
+  "PaymentTotal": 12,
+  "PrincipalRequested": "1000",
+  "Sequence": 6905,
+  "SigningPubKey": "ED378AB6DCCD0401D6DB3358A9135CE43455A57DAF0CBC459E8D7B6611193690B1",
+  "TransactionType": "LoanSet",
+  "TxnSignature": "9984D6061F4B03734CDCC5A5367A928671FEE1486EFD335B6C875423FCB9FCEF2464F2A610B4DF31875567869696DC36D16F72AFB7D5F245B43C19415537F50F"
+}
+
+=== Submitting signed LoanSet transaction ===
+
+Loan created successfully!
+
+=== Loan Information ===
+
+{
+  "Borrower": "rKU5hZEsT71BUgCnnPekEF3d2zn4AXsyqp",
+  "GracePeriod": 604800,
+  "InterestRate": 500,
+  "LoanBrokerID": "490DB29AD0CCFBDFE9A176F71AB7512497407CCA37E86F0C88CCDA1DF99A1F09",
+  "LoanOriginationFee": "100",
+  "LoanSequence": 4,
+  "LoanServiceFee": "10",
+  "NextPaymentDueDate": 829803181,
+  "PaymentInterval": 2592000,
+  "PaymentRemaining": 12,
+  "PeriodicPayment": "83.55610375293148956",
+  "PrincipalOutstanding": "1000",
+  "StartDate": 827211181,
+  "TotalValueOutstanding": "1003"
+}
+```
+
+---
+
+## Manage a Loan
+
+```sh
+go run ./loan-manage
+```
+
+The script should output the initial status of the loan, the LoanManage transaction, and the updated loan status and grace period after impairment. The script will countdown the grace period before outputting another LoanManage transaction, and then the final flags on the loan.
+
+```sh
+Loan broker address: rN7eCZhKHcq5LEC2W2RrrGcUPBYwZagEPX
+LoanID: 2BD3F3F587D1BD4FB247B0935FB098E2DC6E3B571F493472CED914216990EC6C
+
+=== Loan Status ===
+
+Total Amount Owed: 1001 TSTUSD.
+Payment Due Date: 2026-03-23 01:23:40
+
+=== Preparing LoanManage transaction to impair loan ===
+
+{
+  "Account": "rN7eCZhKHcq5LEC2W2RrrGcUPBYwZagEPX",
+  "Flags": 131072,
+  "LoanID": "2BD3F3F587D1BD4FB247B0935FB098E2DC6E3B571F493472CED914216990EC6C",
+  "TransactionType": "LoanManage"
+}
+
+=== Submitting LoanManage impairment transaction ===
+
+Loan impaired successfully!
+New Payment Due Date: 2026-02-21 00:24:10
+Grace Period: 60 seconds
+
+=== Countdown until loan can be defaulted ===
+
+Grace period expired. Loan can now be defaulted.
+
+=== Preparing LoanManage transaction to default loan ===
+
+{
+  "Account": "rN7eCZhKHcq5LEC2W2RrrGcUPBYwZagEPX",
+  "Flags": 65536,
+  "LoanID": "2BD3F3F587D1BD4FB247B0935FB098E2DC6E3B571F493472CED914216990EC6C",
+  "TransactionType": "LoanManage"
+}
+
+=== Submitting LoanManage default transaction ===
+
+Loan defaulted successfully!
+
+=== Checking final loan status ===
+
+Final loan flags: [tfLoanDefault tfLoanImpair]
+```
+
+---
+
+## Pay a Loan
+
+```sh
+go run ./loan-pay
+```
+
+The script should output the amount required to totally pay off a loan, the LoanPay transaction, the amount due after the payment, the LoanDelete transaction, and then the status of the loan ledger entry.
+
+```sh
+Borrower address: rFx8s3P5J66MAvWkp5rMj5bBF76gQUCt2
+LoanID: D0455CD5F9C2FEC62FC67F31BD97134FBA877D7FE1AE7130EE0006D10661325A
+MPT ID: 003B8FC2F51C1BC4E0211E6370EC4FC78BB20D5C4069F07B
+
+=== Loan Status ===
+
+Amount Owed: 1001 TSTUSD
+Loan Service Fee: 10 TSTUSD
+Total Payment Due (including fees): 1011 TSTUSD
+
+=== Preparing LoanPay transaction ===
+
+{
+  "Account": "rFx8s3P5J66MAvWkp5rMj5bBF76gQUCt2",
+  "Amount": {
+    "mpt_issuance_id": "003B8FC2F51C1BC4E0211E6370EC4FC78BB20D5C4069F07B",
+    "value": "1011"
+  },
+  "LoanID": "D0455CD5F9C2FEC62FC67F31BD97134FBA877D7FE1AE7130EE0006D10661325A",
+  "TransactionType": "LoanPay"
+}
+
+=== Submitting LoanPay transaction ===
+
+Loan paid successfully!
+
+=== Loan Status After Payment ===
+
+Outstanding Loan Balance: Loan fully paid off!
+
+=== Preparing LoanDelete transaction ===
+
+{
+  "Account": "rFx8s3P5J66MAvWkp5rMj5bBF76gQUCt2",
+  "LoanID": "D0455CD5F9C2FEC62FC67F31BD97134FBA877D7FE1AE7130EE0006D10661325A",
+  "TransactionType": "LoanDelete"
+}
+
+=== Submitting LoanDelete transaction ===
+
+Loan deleted successfully!
+
+=== Verifying Loan Deletion ===
+
+Loan has been successfully removed from the XRP Ledger!
+```

_code-samples/lending-protocol/go/cover-clawback/main.go

@@ -0,0 +1,210 @@
+// IMPORTANT: This example deposits and claws back first-loss capital from a
+// preconfigured LoanBroker entry. The first-loss capital is an MPT
+// with clawback enabled.
+
+package main
+
+import (
+	"encoding/json"
+	"fmt"
+	"os"
+	"os/exec"
+
+	"github.com/Peersyst/xrpl-go/xrpl/queries/common"
+	"github.com/Peersyst/xrpl-go/xrpl/queries/ledger"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction/types"
+	"github.com/Peersyst/xrpl-go/xrpl/wallet"
+	"github.com/Peersyst/xrpl-go/xrpl/websocket"
+	wstypes "github.com/Peersyst/xrpl-go/xrpl/websocket/types"
+)
+
+// mptIssuanceEntryRequest looks up an MPTIssuance ledger entry by its MPT ID.
+// The library's GetLedgerEntry() method only supports lookup by ledger entry ID,
+// so this custom type is used with the generic Request() method.
+type mptIssuanceEntryRequest struct {
+	common.BaseRequest
+	MPTIssuance string                 `json:"mpt_issuance"`
+	LedgerIndex common.LedgerSpecifier `json:"ledger_index,omitempty"`
+}
+
+func (*mptIssuanceEntryRequest) Method() string  { return "ledger_entry" }
+func (*mptIssuanceEntryRequest) Validate() error { return nil }
+func (*mptIssuanceEntryRequest) APIVersion() int { return 2 }
+
+func main() {
+	// Connect to the network ----------------------
+	client := websocket.NewClient(
+		websocket.NewClientConfig().
+			WithHost("wss://s.devnet.rippletest.net:51233"),
+	)
+	defer client.Disconnect()
+
+	if err := client.Connect(); err != nil {
+		panic(err)
+	}
+
+	// Check for setup data; run lending-setup if missing
+	if _, err := os.Stat("lending-setup.json"); os.IsNotExist(err) {
+		fmt.Printf("\n=== Lending tutorial data doesn't exist. Running setup script... ===\n\n")
+		cmd := exec.Command("go", "run", "./lending-setup")
+		cmd.Stdout = os.Stdout
+		cmd.Stderr = os.Stderr
+		if err := cmd.Run(); err != nil {
+			panic(err)
+		}
+	}
+
+	// Load preconfigured accounts and LoanBrokerID
+	data, err := os.ReadFile("lending-setup.json")
+	if err != nil {
+		panic(err)
+	}
+	var setup map[string]any
+	if err := json.Unmarshal(data, &setup); err != nil {
+		panic(err)
+	}
+
+	// You can replace these values with your own
+	loanBrokerWallet, err := wallet.FromSecret(setup["loanBroker"].(map[string]any)["seed"].(string))
+	if err != nil {
+		panic(err)
+	}
+	mptIssuerWallet, err := wallet.FromSecret(setup["depositor"].(map[string]any)["seed"].(string))
+	if err != nil {
+		panic(err)
+	}
+	loanBrokerID := setup["loanBrokerID"].(string)
+	mptID := setup["mptID"].(string)
+
+	fmt.Printf("\nLoan broker address: %s\n", loanBrokerWallet.ClassicAddress)
+	fmt.Printf("MPT issuer address: %s\n", mptIssuerWallet.ClassicAddress)
+	fmt.Printf("LoanBrokerID: %s\n", loanBrokerID)
+	fmt.Printf("MPT ID: %s\n", mptID)
+
+	// Check cover available ----------------------
+	fmt.Printf("\n=== Cover Available ===\n\n")
+	coverInfo, err := client.GetLedgerEntry(&ledger.EntryRequest{
+		Index:       loanBrokerID,
+		LedgerIndex: common.Validated,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	currentCoverAvailable := "0"
+	if ca, ok := coverInfo.Node["CoverAvailable"].(string); ok {
+		currentCoverAvailable = ca
+	}
+	fmt.Printf("%s TSTUSD\n", currentCoverAvailable)
+
+	// Prepare LoanBrokerCoverDeposit transaction ----------------------
+	fmt.Printf("\n=== Preparing LoanBrokerCoverDeposit transaction ===\n\n")
+	coverDepositTx := transaction.LoanBrokerCoverDeposit{
+		BaseTx: transaction.BaseTx{
+			Account: loanBrokerWallet.ClassicAddress,
+		},
+		LoanBrokerID: loanBrokerID,
+		Amount: types.MPTCurrencyAmount{
+			MPTIssuanceID: mptID,
+			Value:         "1000",
+		},
+	}
+
+	// Flatten() converts the struct to a map and adds the TransactionType field
+	flatCoverDepositTx := coverDepositTx.Flatten()
+	coverDepositTxJSON, _ := json.MarshalIndent(flatCoverDepositTx, "", "  ")
+	fmt.Printf("%s\n", string(coverDepositTxJSON))
+
+	// Sign, submit, and wait for deposit validation ----------------------
+	fmt.Printf("\n=== Submitting LoanBrokerCoverDeposit transaction ===\n\n")
+	depositResponse, err := client.SubmitTxAndWait(flatCoverDepositTx, &wstypes.SubmitOptions{
+		Autofill: true,
+		Wallet:   &loanBrokerWallet,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	if depositResponse.Meta.TransactionResult != "tesSUCCESS" {
+		fmt.Printf("Error: Unable to deposit cover: %s\n", depositResponse.Meta.TransactionResult)
+		os.Exit(1)
+	}
+	fmt.Printf("Cover deposit successful!\n")
+
+	// Extract updated cover available after deposit ----------------------
+	fmt.Printf("\n=== Cover Available After Deposit ===\n\n")
+	for _, node := range depositResponse.Meta.AffectedNodes {
+		if node.ModifiedNode != nil && node.ModifiedNode.LedgerEntryType == "LoanBroker" {
+			currentCoverAvailable = node.ModifiedNode.FinalFields["CoverAvailable"].(string)
+			break
+		}
+	}
+	fmt.Printf("%s TSTUSD\n", currentCoverAvailable)
+
+	// Verify issuer of cover asset matches ----------------------
+	// Only the issuer of the asset can submit clawback transactions.
+	// The asset must also have clawback enabled.
+	fmt.Printf("\n=== Verifying Asset Issuer ===\n\n")
+	assetIssuerInfo, err := client.Request(&mptIssuanceEntryRequest{
+		MPTIssuance: mptID,
+		LedgerIndex: common.Validated,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	issuer := assetIssuerInfo.Result["node"].(map[string]any)["Issuer"].(string)
+	if issuer != string(mptIssuerWallet.ClassicAddress) {
+		fmt.Printf("Error: %s does not match account (%s) attempting clawback!\n", issuer, mptIssuerWallet.ClassicAddress)
+		os.Exit(1)
+	}
+	fmt.Printf("MPT issuer account verified: %s. Proceeding to clawback.\n", mptIssuerWallet.ClassicAddress)
+
+	// Prepare LoanBrokerCoverClawback transaction ----------------------
+	fmt.Printf("\n=== Preparing LoanBrokerCoverClawback transaction ===\n\n")
+	lbID := types.LoanBrokerID(loanBrokerID)
+	coverClawbackTx := transaction.LoanBrokerCoverClawback{
+		BaseTx: transaction.BaseTx{
+			Account: mptIssuerWallet.ClassicAddress,
+		},
+		LoanBrokerID: &lbID,
+		Amount: types.MPTCurrencyAmount{
+			MPTIssuanceID: mptID,
+			Value:         currentCoverAvailable,
+		},
+	}
+
+	flatCoverClawbackTx := coverClawbackTx.Flatten()
+	coverClawbackTxJSON, _ := json.MarshalIndent(flatCoverClawbackTx, "", "  ")
+	fmt.Printf("%s\n", string(coverClawbackTxJSON))
+
+	// Sign, submit, and wait for clawback validation ----------------------
+	fmt.Printf("\n=== Submitting LoanBrokerCoverClawback transaction ===\n\n")
+	clawbackResponse, err := client.SubmitTxAndWait(flatCoverClawbackTx, &wstypes.SubmitOptions{
+		Autofill: true,
+		Wallet:   &mptIssuerWallet,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	if clawbackResponse.Meta.TransactionResult != "tesSUCCESS" {
+		fmt.Printf("Error: Unable to clawback cover: %s\n", clawbackResponse.Meta.TransactionResult)
+		os.Exit(1)
+	}
+	fmt.Printf("Successfully clawed back %s TSTUSD!\n", currentCoverAvailable)
+
+	// Extract final cover available ----------------------
+	fmt.Printf("\n=== Final Cover Available After Clawback ===\n\n")
+	for _, node := range clawbackResponse.Meta.AffectedNodes {
+		if node.ModifiedNode != nil && node.ModifiedNode.LedgerEntryType == "LoanBroker" {
+			finalCover := "0"
+			if ca, ok := node.ModifiedNode.FinalFields["CoverAvailable"].(string); ok {
+				finalCover = ca
+			}
+			fmt.Printf("%s TSTUSD\n", finalCover)
+			break
+		}
+	}
+}

_code-samples/lending-protocol/go/cover-deposit-and-withdraw/main.go

@@ -0,0 +1,151 @@
+// IMPORTANT: This example deposits and withdraws first-loss capital from a
+// preconfigured LoanBroker entry.
+
+package main
+
+import (
+	"encoding/json"
+	"fmt"
+	"os"
+	"os/exec"
+
+	"github.com/Peersyst/xrpl-go/xrpl/transaction"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction/types"
+	"github.com/Peersyst/xrpl-go/xrpl/wallet"
+	"github.com/Peersyst/xrpl-go/xrpl/websocket"
+	wstypes "github.com/Peersyst/xrpl-go/xrpl/websocket/types"
+)
+
+func main() {
+	// Connect to the network ----------------------
+	client := websocket.NewClient(
+		websocket.NewClientConfig().
+			WithHost("wss://s.devnet.rippletest.net:51233"),
+	)
+	defer client.Disconnect()
+
+	if err := client.Connect(); err != nil {
+		panic(err)
+	}
+
+	// Check for setup data; run lending-setup if missing
+	if _, err := os.Stat("lending-setup.json"); os.IsNotExist(err) {
+		fmt.Printf("\n=== Lending tutorial data doesn't exist. Running setup script... ===\n\n")
+		cmd := exec.Command("go", "run", "./lending-setup")
+		cmd.Stdout = os.Stdout
+		cmd.Stderr = os.Stderr
+		if err := cmd.Run(); err != nil {
+			panic(err)
+		}
+	}
+
+	// Load preconfigured accounts and LoanBrokerID
+	data, err := os.ReadFile("lending-setup.json")
+	if err != nil {
+		panic(err)
+	}
+	var setup map[string]any
+	if err := json.Unmarshal(data, &setup); err != nil {
+		panic(err)
+	}
+
+	// You can replace these values with your own
+	loanBrokerWallet, err := wallet.FromSecret(setup["loanBroker"].(map[string]any)["seed"].(string))
+	if err != nil {
+		panic(err)
+	}
+	loanBrokerID := setup["loanBrokerID"].(string)
+	mptID := setup["mptID"].(string)
+
+	fmt.Printf("\nLoan broker address: %s\n", loanBrokerWallet.ClassicAddress)
+	fmt.Printf("LoanBrokerID: %s\n", loanBrokerID)
+	fmt.Printf("MPT ID: %s\n", mptID)
+
+	// Prepare LoanBrokerCoverDeposit transaction ----------------------
+	fmt.Printf("\n=== Preparing LoanBrokerCoverDeposit transaction ===\n\n")
+	coverDepositTx := transaction.LoanBrokerCoverDeposit{
+		BaseTx: transaction.BaseTx{
+			Account: loanBrokerWallet.ClassicAddress,
+		},
+		LoanBrokerID: loanBrokerID,
+		Amount: types.MPTCurrencyAmount{
+			MPTIssuanceID: mptID,
+			Value:         "2000",
+		},
+	}
+
+	// Flatten() converts the struct to a map and adds the TransactionType field
+	flatCoverDepositTx := coverDepositTx.Flatten()
+	coverDepositTxJSON, _ := json.MarshalIndent(flatCoverDepositTx, "", "  ")
+	fmt.Printf("%s\n", string(coverDepositTxJSON))
+
+	// Sign, submit, and wait for deposit validation ----------------------
+	fmt.Printf("\n=== Submitting LoanBrokerCoverDeposit transaction ===\n\n")
+	depositResponse, err := client.SubmitTxAndWait(flatCoverDepositTx, &wstypes.SubmitOptions{
+		Autofill: true,
+		Wallet:   &loanBrokerWallet,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	if depositResponse.Meta.TransactionResult != "tesSUCCESS" {
+		fmt.Printf("Error: Unable to deposit cover: %s\n", depositResponse.Meta.TransactionResult)
+		os.Exit(1)
+	}
+	fmt.Printf("Cover deposit successful!\n")
+
+	// Extract cover balance from the transaction result
+	fmt.Printf("\n=== Cover Balance ===\n\n")
+	for _, node := range depositResponse.Meta.AffectedNodes {
+		if node.ModifiedNode != nil && node.ModifiedNode.LedgerEntryType == "LoanBroker" {
+			// First-loss capital is stored in the LoanBroker's pseudo-account.
+			fmt.Printf("LoanBroker Pseudo-Account: %s\n", node.ModifiedNode.FinalFields["Account"])
+			fmt.Printf("Cover balance after deposit: %s TSTUSD\n", node.ModifiedNode.FinalFields["CoverAvailable"])
+			break
+		}
+	}
+
+	// Prepare LoanBrokerCoverWithdraw transaction ----------------------
+	fmt.Printf("\n=== Preparing LoanBrokerCoverWithdraw transaction ===\n\n")
+	coverWithdrawTx := transaction.LoanBrokerCoverWithdraw{
+		BaseTx: transaction.BaseTx{
+			Account: loanBrokerWallet.ClassicAddress,
+		},
+		LoanBrokerID: loanBrokerID,
+		Amount: types.MPTCurrencyAmount{
+			MPTIssuanceID: mptID,
+			Value:         "1000",
+		},
+	}
+
+	flatCoverWithdrawTx := coverWithdrawTx.Flatten()
+	coverWithdrawTxJSON, _ := json.MarshalIndent(flatCoverWithdrawTx, "", "  ")
+	fmt.Printf("%s\n", string(coverWithdrawTxJSON))
+
+	// Sign, submit, and wait for withdraw validation ----------------------
+	fmt.Printf("\n=== Submitting LoanBrokerCoverWithdraw transaction ===\n\n")
+	withdrawResponse, err := client.SubmitTxAndWait(flatCoverWithdrawTx, &wstypes.SubmitOptions{
+		Autofill: true,
+		Wallet:   &loanBrokerWallet,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	if withdrawResponse.Meta.TransactionResult != "tesSUCCESS" {
+		fmt.Printf("Error: Unable to withdraw cover: %s\n", withdrawResponse.Meta.TransactionResult)
+		os.Exit(1)
+	}
+	fmt.Printf("Cover withdraw successful!\n")
+
+	// Extract updated cover balance from the transaction result
+	fmt.Printf("\n=== Updated Cover Balance ===\n\n")
+	for _, node := range withdrawResponse.Meta.AffectedNodes {
+		if node.ModifiedNode != nil && node.ModifiedNode.LedgerEntryType == "LoanBroker" {
+			fmt.Printf("LoanBroker Pseudo-Account: %s\n", node.ModifiedNode.FinalFields["Account"])
+			fmt.Printf("Cover balance after withdraw: %s TSTUSD\n", node.ModifiedNode.FinalFields["CoverAvailable"])
+			break
+		}
+	}
+}

_code-samples/lending-protocol/go/create-loan-broker/main.go

@@ -0,0 +1,105 @@
+// IMPORTANT: This example creates a loan broker using an existing account
+// that has already created a PRIVATE vault.
+// If you want to create a loan broker for a PUBLIC vault, you can replace the vaultID
+// and loanBroker values with your own.
+
+package main
+
+import (
+	"encoding/json"
+	"fmt"
+	"os"
+	"os/exec"
+
+	"github.com/Peersyst/xrpl-go/xrpl/transaction"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction/types"
+	"github.com/Peersyst/xrpl-go/xrpl/wallet"
+	"github.com/Peersyst/xrpl-go/xrpl/websocket"
+	wstypes "github.com/Peersyst/xrpl-go/xrpl/websocket/types"
+)
+
+func main() {
+	// Connect to the network ----------------------
+	client := websocket.NewClient(
+		websocket.NewClientConfig().
+			WithHost("wss://s.devnet.rippletest.net:51233"),
+	)
+	defer client.Disconnect()
+
+	if err := client.Connect(); err != nil {
+		panic(err)
+	}
+
+	// Check for setup data; run lending-setup if missing
+	if _, err := os.Stat("lending-setup.json"); os.IsNotExist(err) {
+		fmt.Printf("\n=== Lending tutorial data doesn't exist. Running setup script... ===\n\n")
+		cmd := exec.Command("go", "run", "./lending-setup")
+		cmd.Stdout = os.Stdout
+		cmd.Stderr = os.Stderr
+		if err := cmd.Run(); err != nil {
+			panic(err)
+		}
+	}
+
+	// Load preconfigured accounts and VaultID
+	data, err := os.ReadFile("lending-setup.json")
+	if err != nil {
+		panic(err)
+	}
+	var setup map[string]any
+	if err := json.Unmarshal(data, &setup); err != nil {
+		panic(err)
+	}
+
+	// You can replace these values with your own
+	loanBrokerWallet, err := wallet.FromSecret(setup["loanBroker"].(map[string]any)["seed"].(string))
+	if err != nil {
+		panic(err)
+	}
+	vaultID := setup["vaultID"].(string)
+
+	fmt.Printf("\nLoan broker/vault owner address: %s\n", loanBrokerWallet.ClassicAddress)
+	fmt.Printf("Vault ID: %s\n", vaultID)
+
+	// Prepare LoanBrokerSet transaction ----------------------
+	fmt.Printf("\n=== Preparing LoanBrokerSet transaction ===\n\n")
+	mgmtFeeRate := types.InterestRate(1000)
+	loanBrokerSetTx := transaction.LoanBrokerSet{
+		BaseTx: transaction.BaseTx{
+			Account: loanBrokerWallet.ClassicAddress,
+		},
+		VaultID:           vaultID,
+		ManagementFeeRate: &mgmtFeeRate,
+	}
+
+	// Flatten() converts the struct to a map and adds the TransactionType field
+	flatLoanBrokerSetTx := loanBrokerSetTx.Flatten()
+	loanBrokerSetTxJSON, _ := json.MarshalIndent(flatLoanBrokerSetTx, "", "  ")
+	fmt.Printf("%s\n", string(loanBrokerSetTxJSON))
+
+	// Submit, sign, and wait for validation ----------------------
+	fmt.Printf("\n=== Submitting LoanBrokerSet transaction ===\n\n")
+	loanBrokerSetResponse, err := client.SubmitTxAndWait(flatLoanBrokerSetTx, &wstypes.SubmitOptions{
+		Autofill: true,
+		Wallet:   &loanBrokerWallet,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	if loanBrokerSetResponse.Meta.TransactionResult != "tesSUCCESS" {
+		fmt.Printf("Error: Unable to create loan broker: %s\n", loanBrokerSetResponse.Meta.TransactionResult)
+		os.Exit(1)
+	}
+	fmt.Printf("Loan broker created successfully!\n")
+
+	// Extract loan broker information from the transaction result
+	fmt.Printf("\n=== Loan Broker Information ===\n\n")
+	for _, node := range loanBrokerSetResponse.Meta.AffectedNodes {
+		if node.CreatedNode != nil && node.CreatedNode.LedgerEntryType == "LoanBroker" {
+			fmt.Printf("LoanBroker ID: %s\n", node.CreatedNode.LedgerIndex)
+			fmt.Printf("LoanBroker Pseudo-Account Address: %s\n", node.CreatedNode.NewFields["Account"])
+			break
+		}
+	}
+}

_code-samples/lending-protocol/go/create-loan/main.go

@@ -0,0 +1,153 @@
+// IMPORTANT: This example creates a loan using a preconfigured
+// loan broker, borrower, and private vault.
+
+package main
+
+import (
+	"encoding/json"
+	"fmt"
+	"os"
+	"os/exec"
+
+	"github.com/Peersyst/xrpl-go/xrpl/transaction"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction/types"
+	"github.com/Peersyst/xrpl-go/xrpl/wallet"
+	"github.com/Peersyst/xrpl-go/xrpl/websocket"
+)
+
+// ptr is a helper that returns a pointer to the given value,
+// used for setting optional transaction fields in Go.
+func ptr[T any](v T) *T { return &v }
+
+func main() {
+	// Connect to the network ----------------------
+	client := websocket.NewClient(
+		websocket.NewClientConfig().
+			WithHost("wss://s.devnet.rippletest.net:51233"),
+	)
+	defer client.Disconnect()
+
+	if err := client.Connect(); err != nil {
+		panic(err)
+	}
+
+	// Check for setup data; run lending-setup if missing
+	if _, err := os.Stat("lending-setup.json"); os.IsNotExist(err) {
+		fmt.Printf("\n=== Lending tutorial data doesn't exist. Running setup script... ===\n\n")
+		cmd := exec.Command("go", "run", "./lending-setup")
+		cmd.Stdout = os.Stdout
+		cmd.Stderr = os.Stderr
+		if err := cmd.Run(); err != nil {
+			panic(err)
+		}
+	}
+
+	// Load preconfigured accounts and LoanBrokerID
+	data, err := os.ReadFile("lending-setup.json")
+	if err != nil {
+		panic(err)
+	}
+	var setup map[string]any
+	if err := json.Unmarshal(data, &setup); err != nil {
+		panic(err)
+	}
+
+	// You can replace these values with your own
+	loanBrokerWallet, err := wallet.FromSecret(setup["loanBroker"].(map[string]any)["seed"].(string))
+	if err != nil {
+		panic(err)
+	}
+	borrowerWallet, err := wallet.FromSecret(setup["borrower"].(map[string]any)["seed"].(string))
+	if err != nil {
+		panic(err)
+	}
+	loanBrokerID := setup["loanBrokerID"].(string)
+
+	fmt.Printf("\nLoan broker address: %s\n", loanBrokerWallet.ClassicAddress)
+	fmt.Printf("Borrower address: %s\n", borrowerWallet.ClassicAddress)
+	fmt.Printf("LoanBrokerID: %s\n", loanBrokerID)
+
+	// Prepare LoanSet transaction ----------------------
+	// Account and Counterparty accounts can be swapped, but determines signing order.
+	// Account signs first, Counterparty signs second.
+	fmt.Printf("\n=== Preparing LoanSet transaction ===\n\n")
+
+	counterparty := borrowerWallet.ClassicAddress
+	loanSetTx := transaction.LoanSet{
+		BaseTx: transaction.BaseTx{
+			Account: loanBrokerWallet.ClassicAddress,
+		},
+		LoanBrokerID:       loanBrokerID,
+		PrincipalRequested: "1000",
+		Counterparty:       &counterparty,
+		InterestRate:       ptr(types.InterestRate(500)),
+		PaymentTotal:       ptr(types.PaymentTotal(12)),
+		PaymentInterval:    ptr(types.PaymentInterval(2592000)),
+		GracePeriod:        ptr(types.GracePeriod(604800)),
+		LoanOriginationFee: ptr(types.XRPLNumber("100")),
+		LoanServiceFee:     ptr(types.XRPLNumber("10")),
+	}
+
+	// Flatten() converts the struct to a map and adds the TransactionType field.
+	// The result is cast to FlatTransaction, which is required by Autofill and signing methods.
+	flatLoanSetTx := transaction.FlatTransaction(loanSetTx.Flatten())
+
+	// Autofill the transaction
+	if err := client.Autofill(&flatLoanSetTx); err != nil {
+		panic(err)
+	}
+
+	loanSetTxJSON, _ := json.MarshalIndent(flatLoanSetTx, "", "  ")
+	fmt.Printf("%s\n", string(loanSetTxJSON))
+
+	// Loan broker signs first
+	fmt.Printf("\n=== Adding loan broker signature ===\n\n")
+	_, _, err = loanBrokerWallet.Sign(flatLoanSetTx)
+	if err != nil {
+		panic(err)
+	}
+
+	fmt.Printf("TxnSignature: %s\n", flatLoanSetTx["TxnSignature"])
+	fmt.Printf("SigningPubKey: %s\n\n", flatLoanSetTx["SigningPubKey"])
+
+	loanBrokerSignedJSON, _ := json.MarshalIndent(flatLoanSetTx, "", "  ")
+	fmt.Printf("Signed loanSetTx for borrower to sign over:\n%s\n", string(loanBrokerSignedJSON))
+
+	// Borrower signs second
+	fmt.Printf("\n=== Adding borrower signature ===\n\n")
+	fullySignedBlob, _, err := wallet.SignLoanSetByCounterparty(borrowerWallet, &flatLoanSetTx, nil)
+	if err != nil {
+		panic(err)
+	}
+
+	borrowerSignatures := flatLoanSetTx["CounterpartySignature"].(map[string]any)
+	fmt.Printf("Borrower TxnSignature: %s\n", borrowerSignatures["TxnSignature"])
+	fmt.Printf("Borrower SigningPubKey: %s\n", borrowerSignatures["SigningPubKey"])
+
+	fullySignedJSON, _ := json.MarshalIndent(flatLoanSetTx, "", "  ")
+	fmt.Printf("\nFully signed LoanSet transaction:\n%s\n", string(fullySignedJSON))
+
+	// Submit and wait for validation ----------------------
+	fmt.Printf("\n=== Submitting signed LoanSet transaction ===\n\n")
+
+	loanSetResponse, err := client.SubmitTxBlobAndWait(fullySignedBlob, false)
+	if err != nil {
+		panic(err)
+	}
+
+	if loanSetResponse.Meta.TransactionResult != "tesSUCCESS" {
+		fmt.Printf("Error: Unable to create loan: %s\n", loanSetResponse.Meta.TransactionResult)
+		os.Exit(1)
+	}
+	fmt.Printf("Loan created successfully!\n")
+
+	// Extract loan information from the transaction result
+	fmt.Printf("\n=== Loan Information ===\n\n")
+	for _, node := range loanSetResponse.Meta.AffectedNodes {
+		if node.CreatedNode != nil && node.CreatedNode.LedgerEntryType == "Loan" {
+			loanJSON, _ := json.MarshalIndent(node.CreatedNode.NewFields, "", "  ")
+			fmt.Printf("%s\n", string(loanJSON))
+			break
+		}
+	}
+}

_code-samples/lending-protocol/go/go.mod

@@ -0,0 +1,19 @@
+module github.com/XRPLF
+
+go 1.24.3
+
+require github.com/Peersyst/xrpl-go v0.1.17
+
+require (
+	github.com/bsv-blockchain/go-sdk v1.2.9 // indirect
+	github.com/decred/dcrd/crypto/ripemd160 v1.0.2 // indirect
+	github.com/decred/dcrd/dcrec/secp256k1/v4 v4.4.1 // indirect
+	github.com/gorilla/websocket v1.5.0 // indirect
+	github.com/json-iterator/go v1.1.12 // indirect
+	github.com/mitchellh/mapstructure v1.5.0 // indirect
+	github.com/modern-go/concurrent v0.0.0-20180228061459-e0a39a4cb421 // indirect
+	github.com/modern-go/reflect2 v1.0.2 // indirect
+	github.com/pkg/errors v0.9.1 // indirect
+	github.com/ugorji/go/codec v1.2.11 // indirect
+	golang.org/x/crypto v0.44.0 // indirect
+)

_code-samples/lending-protocol/go/lending-setup/main.go

@@ -0,0 +1,656 @@
+// Setup script for lending protocol tutorials
+
+package main
+
+import (
+	"encoding/hex"
+	"encoding/json"
+	"fmt"
+	"os"
+	"time"
+
+	"github.com/Peersyst/xrpl-go/pkg/crypto"
+	"github.com/Peersyst/xrpl-go/xrpl/faucet"
+	ledger "github.com/Peersyst/xrpl-go/xrpl/ledger-entry-types"
+	"github.com/Peersyst/xrpl-go/xrpl/queries/account"
+	"github.com/Peersyst/xrpl-go/xrpl/queries/common"
+	requests "github.com/Peersyst/xrpl-go/xrpl/queries/transactions"
+	"github.com/Peersyst/xrpl-go/xrpl/rpc"
+	rpctypes "github.com/Peersyst/xrpl-go/xrpl/rpc/types"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction/types"
+	"github.com/Peersyst/xrpl-go/xrpl/wallet"
+)
+
+// ptr is a helper that returns a pointer to the given value,
+// used for setting optional transaction fields in Go.
+func ptr[T any](v T) *T { return &v }
+
+func main() {
+	fmt.Print("Setting up tutorial: 0/7\r")
+
+	// Connect to devnet
+	cfg, err := rpc.NewClientConfig(
+		"https://s.devnet.rippletest.net:51234",
+		rpc.WithFaucetProvider(faucet.NewDevnetFaucetProvider()),
+	)
+	if err != nil {
+		panic(err)
+	}
+	client := rpc.NewClient(cfg)
+
+	submitOpts := func(w *wallet.Wallet) *rpctypes.SubmitOptions {
+		return &rpctypes.SubmitOptions{Autofill: true, Wallet: w}
+	}
+
+	// Create and fund wallets concurrently
+	createAndFund := func(ch chan<- wallet.Wallet) {
+		w, err := wallet.New(crypto.ED25519())
+		if err != nil {
+			panic(err)
+		}
+		if err := client.FundWallet(&w); err != nil {
+			panic(err)
+		}
+		// Poll until account is validated on ledger
+		funded := false
+		for range 20 {
+			_, err := client.Request(&account.InfoRequest{
+				Account:     w.GetAddress(),
+				LedgerIndex: common.Validated,
+			})
+			if err == nil {
+				funded = true
+				break
+			}
+			time.Sleep(time.Second)
+		}
+		if !funded {
+			panic("Issue funding account: " + w.GetAddress().String())
+		}
+		ch <- w
+	}
+
+	lbWalletCh := make(chan wallet.Wallet, 1)
+	brWalletCh := make(chan wallet.Wallet, 1)
+	depWalletCh := make(chan wallet.Wallet, 1)
+	credWalletCh := make(chan wallet.Wallet, 1)
+
+	go createAndFund(lbWalletCh)
+	go createAndFund(brWalletCh)
+	go createAndFund(depWalletCh)
+	go createAndFund(credWalletCh)
+
+	loanBrokerWallet := <-lbWalletCh
+	borrowerWallet := <-brWalletCh
+	depositorWallet := <-depWalletCh
+	credIssuerWallet := <-credWalletCh
+
+	fmt.Print("Setting up tutorial: 1/7\r")
+
+	// Create tickets for parallel transactions
+	extractTickets := func(resp *requests.TxResponse) []uint32 {
+		var tickets []uint32
+		for _, node := range resp.Meta.AffectedNodes {
+			if node.CreatedNode != nil && node.CreatedNode.LedgerEntryType == "Ticket" {
+				ticketSeq, _ := node.CreatedNode.NewFields["TicketSequence"].(json.Number).Int64()
+				tickets = append(tickets, uint32(ticketSeq))
+			}
+		}
+		return tickets
+	}
+
+	ciTicketCh := make(chan []uint32, 1)
+	lbTicketCh := make(chan []uint32, 1)
+	brTicketCh := make(chan []uint32, 1)
+	dpTicketCh := make(chan []uint32, 1)
+
+	go func() {
+		resp, err := client.SubmitTxAndWait((&transaction.TicketCreate{
+			BaseTx: transaction.BaseTx{
+				Account: credIssuerWallet.GetAddress(),
+			},
+			TicketCount: 4,
+		}).Flatten(), submitOpts(&credIssuerWallet))
+		if err != nil {
+			panic(err)
+		}
+		ciTicketCh <- extractTickets(resp)
+	}()
+
+	go func() {
+		resp, err := client.SubmitTxAndWait((&transaction.TicketCreate{
+			BaseTx: transaction.BaseTx{
+				Account: loanBrokerWallet.GetAddress(),
+			},
+			TicketCount: 4,
+		}).Flatten(), submitOpts(&loanBrokerWallet))
+		if err != nil {
+			panic(err)
+		}
+		lbTicketCh <- extractTickets(resp)
+	}()
+
+	go func() {
+		resp, err := client.SubmitTxAndWait((&transaction.TicketCreate{
+			BaseTx: transaction.BaseTx{
+				Account: borrowerWallet.GetAddress(),
+			},
+			TicketCount: 2,
+		}).Flatten(), submitOpts(&borrowerWallet))
+		if err != nil {
+			panic(err)
+		}
+		brTicketCh <- extractTickets(resp)
+	}()
+
+	go func() {
+		resp, err := client.SubmitTxAndWait((&transaction.TicketCreate{
+			BaseTx: transaction.BaseTx{
+				Account: depositorWallet.GetAddress(),
+			},
+			TicketCount: 2,
+		}).Flatten(), submitOpts(&depositorWallet))
+		if err != nil {
+			panic(err)
+		}
+		dpTicketCh <- extractTickets(resp)
+	}()
+
+	ciTickets := <-ciTicketCh
+	lbTickets := <-lbTicketCh
+	brTickets := <-brTicketCh
+	dpTickets := <-dpTicketCh
+
+	fmt.Print("Setting up tutorial: 2/7\r")
+
+	// Issue MPT with depositor
+	// Set up credentials and domain with credentialIssuer
+	credentialType := hex.EncodeToString([]byte("KYC-Verified"))
+
+	mptData := types.ParsedMPTokenMetadata{
+		Ticker:        "TSTUSD",
+		Name:          "Test USD MPT",
+		Desc:          ptr("A sample non-yield-bearing stablecoin backed by U.S. Treasuries."),
+		Icon:          "https://example.org/tstusd-icon.png",
+		AssetClass:    "rwa",
+		AssetSubclass: ptr("stablecoin"),
+		IssuerName:    "Example Treasury Reserve Co.",
+		URIs: []types.ParsedMPTokenMetadataURI{
+			{
+				URI:      "https://exampletreasury.com/tstusd",
+				Category: "website",
+				Title:    "Product Page",
+			},
+			{
+				URI:      "https://exampletreasury.com/tstusd/reserve",
+				Category: "docs",
+				Title:    "Reserve Attestation",
+			},
+		},
+		AdditionalInfo: map[string]any{
+			"reserve_type":     "U.S. Treasury Bills",
+			"custody_provider": "Example Custodian Bank",
+			"audit_frequency":  "Monthly",
+			"last_audit_date":  "2026-01-15",
+			"pegged_currency":  "USD",
+		},
+	}
+	mptMetadataHex, err := types.EncodeMPTokenMetadata(mptData)
+	if err != nil {
+		panic(err)
+	}
+
+	mptCh := make(chan *requests.TxResponse, 1)
+	domainCh := make(chan *requests.TxResponse, 1)
+	credLbCh := make(chan struct{}, 1)
+	credBrCh := make(chan struct{}, 1)
+	credDpCh := make(chan struct{}, 1)
+
+	// MPT issuance
+	go func() {
+		resp, err := client.SubmitTxAndWait((&transaction.MPTokenIssuanceCreate{
+			BaseTx: transaction.BaseTx{
+				Account: depositorWallet.GetAddress(),
+				Flags:   transaction.TfMPTCanTransfer | transaction.TfMPTCanClawback | transaction.TfMPTCanTrade,
+			},
+			MaximumAmount:   ptr(types.XRPCurrencyAmount(100000000)),
+			TransferFee:     ptr(uint16(0)),
+			MPTokenMetadata: &mptMetadataHex,
+		}).Flatten(), submitOpts(&depositorWallet))
+		if err != nil {
+			panic(err)
+		}
+		mptCh <- resp
+	}()
+
+	// PermissionedDomainSet
+	go func() {
+		resp, err := client.SubmitTxAndWait((&transaction.PermissionedDomainSet{
+			BaseTx: transaction.BaseTx{
+				Account:        credIssuerWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: ciTickets[0],
+			},
+			AcceptedCredentials: types.AuthorizeCredentialList{
+				{
+					Credential: types.Credential{
+						Issuer:         credIssuerWallet.GetAddress(),
+						CredentialType: types.CredentialType(credentialType),
+					},
+				},
+			},
+		}).Flatten(), submitOpts(&credIssuerWallet))
+		if err != nil {
+			panic(err)
+		}
+		domainCh <- resp
+	}()
+
+	// CredentialCreate for loan broker
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.CredentialCreate{
+			BaseTx: transaction.BaseTx{
+				Account:        credIssuerWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: ciTickets[1],
+			},
+			CredentialType: types.CredentialType(credentialType),
+			Subject:        loanBrokerWallet.GetAddress(),
+		}).Flatten(), submitOpts(&credIssuerWallet))
+		if err != nil {
+			panic(err)
+		}
+		credLbCh <- struct{}{}
+	}()
+
+	// CredentialCreate for borrower
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.CredentialCreate{
+			BaseTx: transaction.BaseTx{
+				Account:        credIssuerWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: ciTickets[2],
+			},
+			CredentialType: types.CredentialType(credentialType),
+			Subject:        borrowerWallet.GetAddress(),
+		}).Flatten(), submitOpts(&credIssuerWallet))
+		if err != nil {
+			panic(err)
+		}
+		credBrCh <- struct{}{}
+	}()
+
+	// CredentialCreate for depositor
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.CredentialCreate{
+			BaseTx: transaction.BaseTx{
+				Account:        credIssuerWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: ciTickets[3],
+			},
+			CredentialType: types.CredentialType(credentialType),
+			Subject:        depositorWallet.GetAddress(),
+		}).Flatten(), submitOpts(&credIssuerWallet))
+		if err != nil {
+			panic(err)
+		}
+		credDpCh <- struct{}{}
+	}()
+
+	mptResp := <-mptCh
+	domainResp := <-domainCh
+	<-credLbCh
+	<-credBrCh
+	<-credDpCh
+
+	// Extract MPT issuance ID
+	mptID := string(*mptResp.Meta.MPTIssuanceID)
+
+	// Extract domain ID from transaction meta
+	var domainID string
+	for _, node := range domainResp.Meta.AffectedNodes {
+		if node.CreatedNode != nil && node.CreatedNode.LedgerEntryType == "PermissionedDomain" {
+			domainID = node.CreatedNode.LedgerIndex
+			break
+		}
+	}
+
+	fmt.Print("Setting up tutorial: 3/7\r")
+
+	// Accept credentials and authorize MPT for each account
+	lbCredCh := make(chan struct{}, 1)
+	lbMptCh := make(chan struct{}, 1)
+	brCredCh := make(chan struct{}, 1)
+	brMptCh := make(chan struct{}, 1)
+	depCredCh := make(chan struct{}, 1)
+
+	// Loan broker: accept credential
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.CredentialAccept{
+			BaseTx: transaction.BaseTx{
+				Account:        loanBrokerWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: lbTickets[0],
+			},
+			CredentialType: types.CredentialType(credentialType),
+			Issuer:         credIssuerWallet.GetAddress(),
+		}).Flatten(), submitOpts(&loanBrokerWallet))
+		if err != nil {
+			panic(err)
+		}
+		lbCredCh <- struct{}{}
+	}()
+
+	// Loan broker: authorize MPT
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.MPTokenAuthorize{
+			BaseTx: transaction.BaseTx{
+				Account:        loanBrokerWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: lbTickets[1],
+			},
+			MPTokenIssuanceID: mptID,
+		}).Flatten(), submitOpts(&loanBrokerWallet))
+		if err != nil {
+			panic(err)
+		}
+		lbMptCh <- struct{}{}
+	}()
+
+	// Borrower: accept credential
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.CredentialAccept{
+			BaseTx: transaction.BaseTx{
+				Account:        borrowerWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: brTickets[0],
+			},
+			CredentialType: types.CredentialType(credentialType),
+			Issuer:         credIssuerWallet.GetAddress(),
+		}).Flatten(), submitOpts(&borrowerWallet))
+		if err != nil {
+			panic(err)
+		}
+		brCredCh <- struct{}{}
+	}()
+
+	// Borrower: authorize MPT
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.MPTokenAuthorize{
+			BaseTx: transaction.BaseTx{
+				Account:        borrowerWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: brTickets[1],
+			},
+			MPTokenIssuanceID: mptID,
+		}).Flatten(), submitOpts(&borrowerWallet))
+		if err != nil {
+			panic(err)
+		}
+		brMptCh <- struct{}{}
+	}()
+
+	// Depositor: accept credential only
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.CredentialAccept{
+			BaseTx: transaction.BaseTx{
+				Account: depositorWallet.GetAddress(),
+			},
+			CredentialType: types.CredentialType(credentialType),
+			Issuer:         credIssuerWallet.GetAddress(),
+		}).Flatten(), submitOpts(&depositorWallet))
+		if err != nil {
+			panic(err)
+		}
+		depCredCh <- struct{}{}
+	}()
+
+	<-lbCredCh
+	<-lbMptCh
+	<-brCredCh
+	<-brMptCh
+	<-depCredCh
+
+	fmt.Print("Setting up tutorial: 4/7\r")
+
+	// Create private vault and distribute MPT to accounts concurrently
+	vaultCh := make(chan *requests.TxResponse, 1)
+	distLbCh := make(chan struct{}, 1)
+	distBrCh := make(chan struct{}, 1)
+
+	go func() {
+		resp, err := client.SubmitTxAndWait((&transaction.VaultCreate{
+			BaseTx: transaction.BaseTx{
+				Account: loanBrokerWallet.GetAddress(),
+				Flags:   transaction.TfVaultPrivate,
+			},
+			Asset:    ledger.Asset{MPTIssuanceID: mptID},
+			DomainID: &domainID,
+		}).Flatten(), submitOpts(&loanBrokerWallet))
+		if err != nil {
+			panic(err)
+		}
+		vaultCh <- resp
+	}()
+
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.Payment{
+			BaseTx: transaction.BaseTx{
+				Account:        depositorWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: dpTickets[0],
+			},
+			Destination: loanBrokerWallet.GetAddress(),
+			Amount: types.MPTCurrencyAmount{
+				MPTIssuanceID: mptID,
+				Value:         "5000",
+			},
+		}).Flatten(), submitOpts(&depositorWallet))
+		if err != nil {
+			panic(err)
+		}
+		distLbCh <- struct{}{}
+	}()
+
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.Payment{
+			BaseTx: transaction.BaseTx{
+				Account:        depositorWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: dpTickets[1],
+			},
+			Destination: borrowerWallet.GetAddress(),
+			Amount: types.MPTCurrencyAmount{
+				MPTIssuanceID: mptID,
+				Value:         "2500",
+			},
+		}).Flatten(), submitOpts(&depositorWallet))
+		if err != nil {
+			panic(err)
+		}
+		distBrCh <- struct{}{}
+	}()
+
+	vaultResp := <-vaultCh
+	<-distLbCh
+	<-distBrCh
+
+	var vaultID string
+	for _, node := range vaultResp.Meta.AffectedNodes {
+		if node.CreatedNode != nil && node.CreatedNode.LedgerEntryType == "Vault" {
+			vaultID = node.CreatedNode.LedgerIndex
+			break
+		}
+	}
+
+	fmt.Print("Setting up tutorial: 5/7\r")
+
+	// Create LoanBroker and deposit MPT into vault
+	lbSetCh := make(chan *requests.TxResponse, 1)
+	vaultDepCh := make(chan struct{}, 1)
+
+	go func() {
+		resp, err := client.SubmitTxAndWait((&transaction.LoanBrokerSet{
+			BaseTx: transaction.BaseTx{
+				Account: loanBrokerWallet.GetAddress(),
+			},
+			VaultID: vaultID,
+		}).Flatten(), submitOpts(&loanBrokerWallet))
+		if err != nil {
+			panic(err)
+		}
+		lbSetCh <- resp
+	}()
+
+	go func() {
+		_, err := client.SubmitTxAndWait((&transaction.VaultDeposit{
+			BaseTx: transaction.BaseTx{
+				Account: depositorWallet.GetAddress(),
+			},
+			VaultID: types.Hash256(vaultID),
+			Amount: types.MPTCurrencyAmount{
+				MPTIssuanceID: mptID,
+				Value:         "50000000",
+			},
+		}).Flatten(), submitOpts(&depositorWallet))
+		if err != nil {
+			panic(err)
+		}
+		vaultDepCh <- struct{}{}
+	}()
+
+	lbSetResp := <-lbSetCh
+	<-vaultDepCh
+
+	var loanBrokerID string
+	for _, node := range lbSetResp.Meta.AffectedNodes {
+		if node.CreatedNode != nil && node.CreatedNode.LedgerEntryType == "LoanBroker" {
+			loanBrokerID = node.CreatedNode.LedgerIndex
+			break
+		}
+	}
+
+	fmt.Print("Setting up tutorial: 6/7\r")
+
+	// Create 2 identical loans with complete repayment due in 30 days
+
+	// Helper function to create, sign, and submit a LoanSet transaction
+	createLoan := func(ticketSequence uint32) *requests.TxResponse {
+		counterparty := borrowerWallet.GetAddress()
+		loanSetTx := &transaction.LoanSet{
+			BaseTx: transaction.BaseTx{
+				Account:        loanBrokerWallet.GetAddress(),
+				Sequence:       0,
+				TicketSequence: ticketSequence,
+			},
+			LoanBrokerID:       loanBrokerID,
+			PrincipalRequested: "1000",
+			Counterparty:       &counterparty,
+			InterestRate:       ptr(types.InterestRate(500)),
+			PaymentTotal:       ptr(types.PaymentTotal(1)),
+			PaymentInterval:    ptr(types.PaymentInterval(2592000)),
+			LoanOriginationFee: ptr(types.XRPLNumber("100")),
+			LoanServiceFee:     ptr(types.XRPLNumber("10")),
+		}
+
+		flatTx := transaction.FlatTransaction(loanSetTx.Flatten())
+		if err := client.Autofill(&flatTx); err != nil {
+			panic(err)
+		}
+
+		// Loan broker signs first
+		_, _, err := loanBrokerWallet.Sign(flatTx)
+		if err != nil {
+			panic(err)
+		}
+
+		// Borrower signs second
+		blob, _, err := wallet.SignLoanSetByCounterparty(borrowerWallet, &flatTx, nil)
+		if err != nil {
+			panic(err)
+		}
+
+		// Submit and wait for validation
+		resp, err := client.SubmitTxBlobAndWait(blob, false)
+		if err != nil {
+			panic(err)
+		}
+		return resp
+	}
+
+	loan1Ch := make(chan *requests.TxResponse, 1)
+	loan2Ch := make(chan *requests.TxResponse, 1)
+
+	go func() { loan1Ch <- createLoan(lbTickets[2]) }()
+	go func() { loan2Ch <- createLoan(lbTickets[3]) }()
+
+	loan1Resp := <-loan1Ch
+	loan2Resp := <-loan2Ch
+
+	var loanID1, loanID2 string
+	for _, node := range loan1Resp.Meta.AffectedNodes {
+		if node.CreatedNode != nil && node.CreatedNode.LedgerEntryType == "Loan" {
+			loanID1 = node.CreatedNode.LedgerIndex
+			break
+		}
+	}
+	for _, node := range loan2Resp.Meta.AffectedNodes {
+		if node.CreatedNode != nil && node.CreatedNode.LedgerEntryType == "Loan" {
+			loanID2 = node.CreatedNode.LedgerIndex
+			break
+		}
+	}
+
+	fmt.Print("Setting up tutorial: 7/7\r")
+
+	// Write setup data to JSON file.
+	// Using a struct to preserve field order.
+	setupData := struct {
+		Description      string `json:"description"`
+		LoanBroker       any    `json:"loanBroker"`
+		Borrower         any    `json:"borrower"`
+		Depositor        any    `json:"depositor"`
+		CredentialIssuer any    `json:"credentialIssuer"`
+		DomainID         string `json:"domainID"`
+		MptID            string `json:"mptID"`
+		VaultID          string `json:"vaultID"`
+		LoanBrokerID     string `json:"loanBrokerID"`
+		LoanID1          string `json:"loanID1"`
+		LoanID2          string `json:"loanID2"`
+	}{
+		Description: "This file is auto-generated by lending-setup. It stores XRPL account info for use in lending protocol tutorials.",
+		LoanBroker: map[string]string{
+			"address": string(loanBrokerWallet.ClassicAddress),
+			"seed":    loanBrokerWallet.Seed,
+		},
+		Borrower: map[string]string{
+			"address": string(borrowerWallet.ClassicAddress),
+			"seed":    borrowerWallet.Seed,
+		},
+		Depositor: map[string]string{
+			"address": string(depositorWallet.ClassicAddress),
+			"seed":    depositorWallet.Seed,
+		},
+		CredentialIssuer: map[string]string{
+			"address": string(credIssuerWallet.ClassicAddress),
+			"seed":    credIssuerWallet.Seed,
+		},
+		DomainID:     domainID,
+		MptID:        mptID,
+		VaultID:      vaultID,
+		LoanBrokerID: loanBrokerID,
+		LoanID1:      loanID1,
+		LoanID2:      loanID2,
+	}
+
+	jsonData, err := json.MarshalIndent(setupData, "", "  ")
+	if err != nil {
+		panic(err)
+	}
+	if err := os.WriteFile("lending-setup.json", jsonData, 0644); err != nil {
+		panic(err)
+	}
+
+	fmt.Println("Setting up tutorial: Complete!")
+}

_code-samples/lending-protocol/go/loan-manage/main.go

@@ -0,0 +1,195 @@
+// IMPORTANT: This example impairs an existing loan, which has a 60 second grace period.
+// After the 60 seconds pass, this example defaults the loan.
+
+package main
+
+import (
+	"encoding/json"
+	"fmt"
+	"os"
+	"os/exec"
+	"time"
+
+	"github.com/Peersyst/xrpl-go/xrpl/flag"
+	"github.com/Peersyst/xrpl-go/xrpl/queries/common"
+	"github.com/Peersyst/xrpl-go/xrpl/queries/ledger"
+	xrpltime "github.com/Peersyst/xrpl-go/xrpl/time"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction"
+	"github.com/Peersyst/xrpl-go/xrpl/wallet"
+	"github.com/Peersyst/xrpl-go/xrpl/websocket"
+	wstypes "github.com/Peersyst/xrpl-go/xrpl/websocket/types"
+)
+
+func main() {
+	// Connect to the network ----------------------
+	client := websocket.NewClient(
+		websocket.NewClientConfig().
+			WithHost("wss://s.devnet.rippletest.net:51233"),
+	)
+	defer client.Disconnect()
+
+	if err := client.Connect(); err != nil {
+		panic(err)
+	}
+
+	// Check for setup data; run lending-setup if missing
+	if _, err := os.Stat("lending-setup.json"); os.IsNotExist(err) {
+		fmt.Printf("\n=== Lending tutorial data doesn't exist. Running setup script... ===\n\n")
+		cmd := exec.Command("go", "run", "./lending-setup")
+		cmd.Stdout = os.Stdout
+		cmd.Stderr = os.Stderr
+		if err := cmd.Run(); err != nil {
+			panic(err)
+		}
+	}
+
+	// Load preconfigured accounts and LoanID
+	data, err := os.ReadFile("lending-setup.json")
+	if err != nil {
+		panic(err)
+	}
+	var setup map[string]any
+	if err := json.Unmarshal(data, &setup); err != nil {
+		panic(err)
+	}
+
+	// You can replace these values with your own
+	loanBrokerWallet, err := wallet.FromSecret(setup["loanBroker"].(map[string]any)["seed"].(string))
+	if err != nil {
+		panic(err)
+	}
+	loanID := setup["loanID1"].(string)
+
+	fmt.Printf("\nLoan broker address: %s\n", loanBrokerWallet.ClassicAddress)
+	fmt.Printf("LoanID: %s\n", loanID)
+
+	// Check loan status before impairment ----------------------
+	fmt.Printf("\n=== Loan Status ===\n\n")
+	loanStatus, err := client.GetLedgerEntry(&ledger.EntryRequest{
+		Index:       loanID,
+		LedgerIndex: common.Validated,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	fmt.Printf("Total Amount Owed: %s TSTUSD.\n", loanStatus.Node["TotalValueOutstanding"])
+
+	// Convert Ripple Epoch timestamp to local date and time
+	nextPaymentDueDate := int64(loanStatus.Node["NextPaymentDueDate"].(float64))
+	paymentDue := time.UnixMilli(xrpltime.RippleTimeToUnixTime(nextPaymentDueDate))
+	fmt.Printf("Payment Due Date: %s\n", paymentDue.Local().Format(time.DateTime))
+
+	// Prepare LoanManage transaction to impair the loan ----------------------
+	fmt.Printf("\n=== Preparing LoanManage transaction to impair loan ===\n\n")
+	loanManageImpair := transaction.LoanManage{
+		BaseTx: transaction.BaseTx{
+			Account: loanBrokerWallet.ClassicAddress,
+		},
+		LoanID: loanID,
+	}
+	loanManageImpair.SetLoanImpairFlag()
+
+	// Flatten() converts the struct to a map and adds the TransactionType field
+	flatLoanManageImpair := loanManageImpair.Flatten()
+	loanManageImpairJSON, _ := json.MarshalIndent(flatLoanManageImpair, "", "  ")
+	fmt.Printf("%s\n", string(loanManageImpairJSON))
+
+	// Sign, submit, and wait for impairment validation ----------------------
+	fmt.Printf("\n=== Submitting LoanManage impairment transaction ===\n\n")
+	impairResponse, err := client.SubmitTxAndWait(flatLoanManageImpair, &wstypes.SubmitOptions{
+		Autofill: true,
+		Wallet:   &loanBrokerWallet,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	if impairResponse.Meta.TransactionResult != "tesSUCCESS" {
+		fmt.Printf("Error: Unable to impair loan: %s\n", impairResponse.Meta.TransactionResult)
+		os.Exit(1)
+	}
+	fmt.Printf("Loan impaired successfully!\n")
+
+	// Extract loan impairment info from transaction results ----------------------
+	var loanNode map[string]any
+	for _, node := range impairResponse.Meta.AffectedNodes {
+		if node.ModifiedNode != nil && node.ModifiedNode.LedgerEntryType == "Loan" {
+			loanNode = node.ModifiedNode.FinalFields
+			break
+		}
+	}
+
+	// Check grace period and next payment due date
+	gracePeriod := int64(loanNode["GracePeriod"].(float64))
+	nextPaymentDueDate = int64(loanNode["NextPaymentDueDate"].(float64))
+	defaultTime := nextPaymentDueDate + gracePeriod
+	paymentDue = time.UnixMilli(xrpltime.RippleTimeToUnixTime(nextPaymentDueDate))
+
+	fmt.Printf("New Payment Due Date: %s\n", paymentDue.Local().Format(time.DateTime))
+	fmt.Printf("Grace Period: %d seconds\n", gracePeriod)
+
+	// Convert current time to Ripple Epoch timestamp
+	currentTime := xrpltime.UnixTimeToRippleTime(time.Now().Unix())
+	// Add a small buffer (5 seconds) to account for ledger close time
+	secondsUntilDefault := defaultTime - currentTime + 5
+
+	// Countdown until loan can be defaulted ----------------------
+	fmt.Printf("\n=== Countdown until loan can be defaulted ===\n\n")
+	for secondsUntilDefault >= 0 {
+		fmt.Printf("\r%d seconds...", secondsUntilDefault)
+		time.Sleep(time.Second)
+		secondsUntilDefault--
+	}
+	fmt.Print("\rGrace period expired. Loan can now be defaulted.\n")
+
+	// Prepare LoanManage transaction to default the loan ----------------------
+	fmt.Printf("\n=== Preparing LoanManage transaction to default loan ===\n\n")
+	loanManageDefault := transaction.LoanManage{
+		BaseTx: transaction.BaseTx{
+			Account: loanBrokerWallet.ClassicAddress,
+		},
+		LoanID: loanID,
+	}
+	loanManageDefault.SetLoanDefaultFlag()
+
+	flatLoanManageDefault := loanManageDefault.Flatten()
+	loanManageDefaultJSON, _ := json.MarshalIndent(flatLoanManageDefault, "", "  ")
+	fmt.Printf("%s\n", string(loanManageDefaultJSON))
+
+	// Sign, submit, and wait for default validation ----------------------
+	fmt.Printf("\n=== Submitting LoanManage default transaction ===\n\n")
+	defaultResponse, err := client.SubmitTxAndWait(flatLoanManageDefault, &wstypes.SubmitOptions{
+		Autofill: true,
+		Wallet:   &loanBrokerWallet,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	if defaultResponse.Meta.TransactionResult != "tesSUCCESS" {
+		fmt.Printf("Error: Unable to default loan: %s\n", defaultResponse.Meta.TransactionResult)
+		os.Exit(1)
+	}
+	fmt.Printf("Loan defaulted successfully!\n")
+
+	// Verify loan default status from transaction results ----------------------
+	fmt.Printf("\n=== Checking final loan status ===\n\n")
+	for _, node := range defaultResponse.Meta.AffectedNodes {
+		if node.ModifiedNode != nil && node.ModifiedNode.LedgerEntryType == "Loan" {
+			loanNode = node.ModifiedNode.FinalFields
+			break
+		}
+	}
+	loanFlags := uint32(loanNode["Flags"].(float64))
+
+	// Check which loan flags are set
+	activeFlags := []string{}
+	if flag.Contains(loanFlags, transaction.TfLoanDefault) {
+		activeFlags = append(activeFlags, "tfLoanDefault")
+	}
+	if flag.Contains(loanFlags, transaction.TfLoanImpair) {
+		activeFlags = append(activeFlags, "tfLoanImpair")
+	}
+	fmt.Printf("Final loan flags: %v\n", activeFlags)
+}

_code-samples/lending-protocol/go/loan-pay/main.go

@@ -0,0 +1,179 @@
+// IMPORTANT: This example pays off an existing loan and then deletes it.
+
+package main
+
+import (
+	"encoding/json"
+	"fmt"
+	"math/big"
+	"os"
+	"os/exec"
+
+	"github.com/Peersyst/xrpl-go/xrpl/queries/common"
+	"github.com/Peersyst/xrpl-go/xrpl/queries/ledger"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction"
+	"github.com/Peersyst/xrpl-go/xrpl/transaction/types"
+	"github.com/Peersyst/xrpl-go/xrpl/wallet"
+	"github.com/Peersyst/xrpl-go/xrpl/websocket"
+	wstypes "github.com/Peersyst/xrpl-go/xrpl/websocket/types"
+)
+
+func main() {
+	// Connect to the network ----------------------
+	client := websocket.NewClient(
+		websocket.NewClientConfig().
+			WithHost("wss://s.devnet.rippletest.net:51233"),
+	)
+	defer client.Disconnect()
+
+	if err := client.Connect(); err != nil {
+		panic(err)
+	}
+
+	// Check for setup data; run lending-setup if missing
+	if _, err := os.Stat("lending-setup.json"); os.IsNotExist(err) {
+		fmt.Printf("\n=== Lending tutorial data doesn't exist. Running setup script... ===\n\n")
+		cmd := exec.Command("go", "run", "./lending-setup")
+		cmd.Stdout = os.Stdout
+		cmd.Stderr = os.Stderr
+		if err := cmd.Run(); err != nil {
+			panic(err)
+		}
+	}
+
+	// Load preconfigured accounts and LoanID
+	data, err := os.ReadFile("lending-setup.json")
+	if err != nil {
+		panic(err)
+	}
+	var setup map[string]any
+	if err := json.Unmarshal(data, &setup); err != nil {
+		panic(err)
+	}
+
+	// You can replace these values with your own
+	borrowerWallet, err := wallet.FromSecret(setup["borrower"].(map[string]any)["seed"].(string))
+	if err != nil {
+		panic(err)
+	}
+	loanID := setup["loanID2"].(string)
+	mptID := setup["mptID"].(string)
+
+	fmt.Printf("\nBorrower address: %s\n", borrowerWallet.ClassicAddress)
+	fmt.Printf("LoanID: %s\n", loanID)
+	fmt.Printf("MPT ID: %s\n", mptID)
+
+	// Check initial loan status ----------------------
+	fmt.Printf("\n=== Loan Status ===\n\n")
+	loanStatus, err := client.GetLedgerEntry(&ledger.EntryRequest{
+		Index:       loanID,
+		LedgerIndex: common.Validated,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	totalValueOutstanding := loanStatus.Node["TotalValueOutstanding"].(string)
+	loanServiceFee := loanStatus.Node["LoanServiceFee"].(string)
+
+	outstanding, _ := new(big.Int).SetString(totalValueOutstanding, 10)
+	serviceFee, _ := new(big.Int).SetString(loanServiceFee, 10)
+	totalPayment := new(big.Int).Add(outstanding, serviceFee).String()
+
+	fmt.Printf("Amount Owed: %s TSTUSD\n", totalValueOutstanding)
+	fmt.Printf("Loan Service Fee: %s TSTUSD\n", loanServiceFee)
+	fmt.Printf("Total Payment Due (including fees): %s TSTUSD\n", totalPayment)
+
+	// Prepare LoanPay transaction ----------------------
+	fmt.Printf("\n=== Preparing LoanPay transaction ===\n\n")
+	loanPayTx := transaction.LoanPay{
+		BaseTx: transaction.BaseTx{
+			Account: borrowerWallet.ClassicAddress,
+		},
+		LoanID: loanID,
+		Amount: types.MPTCurrencyAmount{
+			MPTIssuanceID: mptID,
+			Value:         totalPayment,
+		},
+	}
+
+	// Flatten() converts the struct to a map and adds the TransactionType field
+	flatLoanPayTx := loanPayTx.Flatten()
+	loanPayTxJSON, _ := json.MarshalIndent(flatLoanPayTx, "", "  ")
+	fmt.Printf("%s\n", string(loanPayTxJSON))
+
+	// Sign, submit, and wait for payment validation ----------------------
+	fmt.Printf("\n=== Submitting LoanPay transaction ===\n\n")
+	payResponse, err := client.SubmitTxAndWait(flatLoanPayTx, &wstypes.SubmitOptions{
+		Autofill: true,
+		Wallet:   &borrowerWallet,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	if payResponse.Meta.TransactionResult != "tesSUCCESS" {
+		fmt.Printf("Error: Unable to pay loan: %s\n", payResponse.Meta.TransactionResult)
+		os.Exit(1)
+	}
+	fmt.Printf("Loan paid successfully!\n")
+
+	// Extract updated loan info from transaction results ----------------------
+	fmt.Printf("\n=== Loan Status After Payment ===\n\n")
+	for _, node := range payResponse.Meta.AffectedNodes {
+		if node.ModifiedNode != nil && node.ModifiedNode.LedgerEntryType == "Loan" {
+			if balance, ok := node.ModifiedNode.FinalFields["TotalValueOutstanding"].(string); ok {
+				fmt.Printf("Outstanding Loan Balance: %s TSTUSD\n", balance)
+			} else {
+				fmt.Printf("Outstanding Loan Balance: Loan fully paid off!\n")
+			}
+			break
+		}
+	}
+
+	// Prepare LoanDelete transaction ----------------------
+	// Either the loan broker or borrower can submit this transaction.
+	fmt.Printf("\n=== Preparing LoanDelete transaction ===\n\n")
+	loanDeleteTx := transaction.LoanDelete{
+		BaseTx: transaction.BaseTx{
+			Account: borrowerWallet.ClassicAddress,
+		},
+		LoanID: loanID,
+	}
+
+	flatLoanDeleteTx := loanDeleteTx.Flatten()
+	loanDeleteTxJSON, _ := json.MarshalIndent(flatLoanDeleteTx, "", "  ")
+	fmt.Printf("%s\n", string(loanDeleteTxJSON))
+
+	// Sign, submit, and wait for deletion validation ----------------------
+	fmt.Printf("\n=== Submitting LoanDelete transaction ===\n\n")
+	deleteResponse, err := client.SubmitTxAndWait(flatLoanDeleteTx, &wstypes.SubmitOptions{
+		Autofill: true,
+		Wallet:   &borrowerWallet,
+	})
+	if err != nil {
+		panic(err)
+	}
+
+	if deleteResponse.Meta.TransactionResult != "tesSUCCESS" {
+		fmt.Printf("Error: Unable to delete loan: %s\n", deleteResponse.Meta.TransactionResult)
+		os.Exit(1)
+	}
+	fmt.Printf("Loan deleted successfully!\n")
+
+	// Verify loan deletion ----------------------
+	fmt.Printf("\n=== Verifying Loan Deletion ===\n\n")
+	_, err = client.GetLedgerEntry(&ledger.EntryRequest{
+		Index:       loanID,
+		LedgerIndex: common.Validated,
+	})
+	if err != nil {
+		if err.Error() == "entryNotFound" {
+			fmt.Printf("Loan has been successfully removed from the XRP Ledger!\n")
+		} else {
+			panic(err)
+		}
+	} else {
+		fmt.Printf("Warning: Loan still exists in the ledger.\n")
+	}
+}

blog/2026/rippled-3.1.1.md

@@ -92,7 +92,7 @@ On supported platforms, see the [instructions on installing or updating `rippled
 | [RPM for Red Hat / CentOS (x86-64)](https://repos.ripple.com/repos/rippled-rpm/stable/rippled-3.1.1-1.el9.x86_64.rpm) | `c6d028db1e2a4da898df68e5a92a893bebf1d167a0539d15ae27435f2155ccb2` |
 | [DEB for Ubuntu / Debian (x86-64)](https://repos.ripple.com/repos/rippled-deb/pool/stable/rippled_3.1.1-1_amd64.deb) | `cc30c33012bd83ed793b38738870cf931a96ae106fde60b71685c766da1d22e3` |
 
-For other platforms, please [build from source](https://github.com/XRPLF/rippled/blob/master/BUILD.md). The most recent commit in the git log should be the change setting the version:
+For other platforms, please [build from source](https://github.com/XRPLF/rippled/blob/release-3.1/BUILD.md). The most recent commit in the git log should be the change setting the version:
 
 ```text
 commit c5988233d05bedddac28866ed37607f4869855f9

blog/2026/rippled-3.1.2.md

@@ -0,0 +1,61 @@
+---
+category: 2026
+date: "2026-03-12"
+template: '../../@theme/templates/blogpost'
+seo:
+    description: rippled version 3.1.2 is now available. This version contains important security updates.
+labels:
+    - rippled Release Notes
+markdown:
+    editPage:
+        hide: true
+---
+# Introducing XRP Ledger version 3.1.2
+
+Version 3.1.2 of `rippled`, the reference server implementation of the XRP Ledger protocol, is now available. This release contains fixes for security issues that, in the worst case scenario, could cause servers to crash or restart. There are no new features or amendments in this release.
+
+## Action Required
+
+**If you operate a `rippled` server**, then you should update to version 3.1.2 as soon as possible to ensure service continuity.
+
+### Impact of Not Upgrading
+
+If you do not upgrade, your server may experience restarts or outages.
+
+### Install / Upgrade
+
+On supported platforms, see the [instructions on installing or updating `rippled`](../../docs/infrastructure/installation/index.md).
+
+| Package | SHA-256 |
+|:--------|:--------|
+| [RPM for Red Hat / CentOS (x86-64)](https://repos.ripple.com/repos/rippled-rpm/stable/rippled-3.1.2-1.el9.x86_64.rpm) | `a51905bbffe97e714d0c66566e705704dea2783913a54c0fd62253f422d94713` |
+| [DEB for Ubuntu / Debian (x86-64)](https://repos.ripple.com/repos/rippled-deb/pool/stable/rippled_3.1.2-1_amd64.deb) | `0d162a2778f7e1bcd8611bbfd23b9cb6d466a7dd752494a6640a909145446494` |
+
+For other platforms, please [build from source](https://github.com/XRPLF/rippled/blob/release-3.1/BUILD.md). The most recent commit in the git log should be the change setting the version:
+
+```text
+commit 3ba3fcff4c4898a96a57838bb7c67a44a3d2ec5c
+Author: Mayukha Vadari <mvadari@gmail.com>
+Date:   Thu Mar 12 15:01:01 2026 -0400
+
+    release: Bump version to 3.1.2
+```
+
+## Full Changelog
+
+- refactor: Improve exception handling ([#6540](https://github.com/XRPLF/rippled/pull/6540))
+
+## Credits
+
+Thanks to the members of XRPL Commons who found and responsibly reported the issue: Luc Bocahut, Romain Thépaut, and Thomas Hussenet.
+
+The fix was developed in collaboration with the team at RippleX.
+
+## Bug Bounties and Responsible Disclosures
+
+We welcome reviews of the `rippled` code and urge researchers to responsibly disclose any issues they may find.
+
+For more information, see:
+
+- [Ripple's Bug Bounty Program](https://ripple.com/legal/bug-bounty/)
+- [`rippled` Security Policy](https://github.com/XRPLF/rippled/blob/develop/SECURITY.md)

blog/2026/vulnerabilitydisclosurereport-bug-mar2026.md

@@ -0,0 +1,101 @@
+---
+category: 2026
+date: "2026-03-23"
+template: '../../@theme/templates/blogpost'
+seo:
+    description: This vulnerability disclosure report contains technical details of the XRP Ledger bug reported on June 9, 2025.
+labels:
+    - Advisories
+markdown:
+    editPage:
+        hide: true
+---
+# Vulnerability Disclosure Report: Transaction Set Handling
+
+This vulnerability disclosure report contains technical details of the XRP Ledger bug reported on June 9, 2025.
+ 
+**Date Reported:** June 9, 2025  
+
+**Affected Version(s):** rippled up to 2.6.2
+
+## Summary of Vulnerability
+
+Two vulnerabilities that affected XRPL's liveness were discovered by **Common Prefix**, which could have prevented the network from making forward progress. A UNL validator would need to have been compromised in order to exploit the bugs. Fixes for both vulnerabilities were released as part of version 3.0.0 of rippled.
+
+## Impact
+
+If a UNL validator had been compromised before these vulnerabilities were fixed, a modified version of rippled could have been deployed that exploited the bugs. In particular, by manipulating the transaction data in transaction sets, the compromised validator could then cause a crash in all other validators that directly received the modified message. Crashes could then be triggered repeatedly until removal of the compromised validator from the UNL.
+
+## Technical Details
+
+### Discovery
+
+**Nikolaos Kamarinakis** from **Common Prefix** reported the vulnerabilities via a responsible disclosure report. Ripple engineering teams validated the report with an independent proof-of-concept that reproduced both bugs in a separate network.
+
+### Root Cause
+
+A consensus round between validators is an attempt to agree on a set of transactions so they can be processed and included in the ledger. Each validator proposes a set of unprocessed transactions that they know about, and exchanges messages with other validators to establish a final set of transactions that a supermajority of them can agree on. The two vulnerabilities arose from how the transaction sets disputes were handled in our code.
+
+Both vulnerabilities required one of the ~35 UNL validators to have been compromised, which would open the door to sending a maliciously crafted message that in turn would trigger any receiving node to crash. Even though compromising a UNL validator is challenging since they typically hide behind proxy nodes and only communicate with those nodes, it is not impossible.
+
+### Vulnerability 1: comparing transactions
+
+When a validator receives a transaction set from another validator, it compares that transaction set with its own and identifies the transactions that are different ("disputed"). This is where the first vulnerability came into play, as a compromised validator was able to claim that a certain transaction could be found in a node in the SHAMap where it actually was not located. Any validator who received the malicious transaction set would then crash the moment it tried to look up the transaction ID using the invalid node ID.
+
+### Vulnerability 2: relaying transactions
+
+When a validator has come across disputed transactions, it will relay them to its peers. The second vulnerability leveraged this functionality, whereby a compromised validator sent a transaction set in which the transaction data was an arbitrary hash. Any validator who received the malicious transaction set would identify this as a disputed transaction and would want to relay it to its peers.
+
+Before relaying a transaction, a validator first checks if it is a pseudo transaction, as those should not be relayed. In this case, when a validator would try to perform this inspection, the invalid data in the transaction set would cause it to crash.
+
+## Steps to reproduce
+
+### Vulnerability 1: comparing transactions
+
+1. A compromised validator constructs a `TxSet` where the `TxId` is not in the correct node.
+2. The validator sends an accompanying proposal to its peers.
+3. Peer validators receive the position, acquire the `TxSet`, and attempt to create disputes. This results in a crash when the node ID is used to look up the transaction ID.
+
+### Vulnerability 2: relaying transactions
+
+1. A compromised validator constructs a `TxSet` containing a `SHAMapItem` with data that cannot be read by the `STTx` constructor.
+2. The validator sends an accompanying proposal to its peers.
+3. Peer validators receive the position, acquire the `TxSet`, create disputes and attempt to relay them. This results in a crash when the pseudo transaction check is performed.
+
+## Remediation
+
+- To protect against the first vulnerability we added an extra check to confirm that a transaction can really be found in the node where the proposal said it would be.
+- To protect against the second vulnerability we added a try-catch to handle the exception that the code will throw when a malicious transaction is inspected.
+- To replicate the findings of Common Prefix, we deployed a modified version of rippled in our testing platform to simulate a compromised UNL validator. Without the first fix, the first attack would indeed crash all nodes that received a malicious message sent by the compromised validator. The same thing happened without the second fix when the second attack was launched. After applying both fixes, nodes that received the manipulated messages would no longer crash.
+
+## Security enhancements roadmap
+
+We continue to strengthen XRPL’s security posture through multiple initiatives:
+
+- Expanded security audits to preemptively find issues in unreleased code.
+- AI-assisted code reviews to identify security issues.
+- Hackathons and increased bug bounty incentives.
+
+## Fixes / Patches Available
+
+The fixes were released as part of [**rippled 3.0.0**](../2025/rippled-3.0.0.md).
+
+## Acknowledgements
+We extend our deepest gratitude to **Common Prefix** for responsibly disclosing both vulnerabilities and for giving us time and assistance to fix them.
+
+## Contact
+For more information or to report further issues, please see the [Bug Bounty Program](https://ripple.com/legal/bug-bounty) page.
+
+## Incident Response Timeline
+
+| Key Action | Date | Description |
+|---|---|---|
+| Initial discovery | 9 June 2025     | Nikolaos Kamarinakis from Common Prefix submits a bug report. |
+| Test bed deployed | 10 July 2025    | Testing set up in place.                                      |
+| Bug reproduction  | 6 August 2025   | First vulnerability reproduced.                               |
+| Bug reproduction  | 11 August 2025  | Second vulnerability reproduced.                              |
+| Fixes created     | 19 August 2025  | Fixes created in a private repository and in review.          |
+| Fixes tested      | 10 October 2025 | Common Prefix tests the fixes.                                |
+| Fixes approved    | 16 October 2025 | Common Prefix approves the fixes.                             |
+| Fixes released    | 9 December 2025 | Fixes included in 3.0.0 release.                              |
+| Report published  | 23 March 2026   | Public vulnerability disclosure report published.             |

blog/sidebars.yaml

@@ -10,6 +10,8 @@
     - group: '2026'
       expanded: false
       items:
+        - page: 2026/vulnerabilitydisclosurereport-bug-mar2026.md
+        - page: 2026/rippled-3.1.2.md
         - page: 2026/vulnerabilitydisclosurereport-bug-feb2026.md
         - page: 2026/rippled-3.1.1.md
         - page: 2026/gpg-key-rotation.md

community/events.page.tsx

@@ -1372,6 +1372,61 @@ const events = [
     image: require("../static/img/events/meetup-london.png"),
     end_date: "February 18, 2026",
   },
+  {
+    name: "XRP Ledger Meetup Poland: The Builder's Foundation",
+    description:
+      "XRPL Commons brings its ecosystem to Warsaw with a first pilot event alongside Neti. Join us at EXPO XXI during Polish Blockchain Week for a high-impact session with developers and founders shaping the next wave of the Agentic Web.",
+    type: "meetup",
+    link: "https://luma.com/boucntsh",
+    location: "Warsaw, Poland",
+    date: "March 24, 2026",
+    image: require("../static/img/events/xrp-ledger-meetup-poland.jpg"),
+    end_date: "March 24, 2026",
+  },
+  {
+    name: "XRPL Aquarium Demo Day #8 Social Impact",
+    description:
+      "The Aquarium Residency is a 12-week program for entrepreneurs & developers building on the XRP Ledger blockchain. Join us at our Paris HQ to connect with our residents, discover their projects focused on Social Impact, and engage with the XRPL community.",
+    type: "meetup",
+    link: "https://luma.com/2feub5uj",
+    location: "Paris, France",
+    date: "March 25, 2026",
+    image: require("../static/img/events/aquarium-demo-day-8.jpg"),
+    end_date: "March 25, 2026",
+  },
+  {
+    name: "XRPL & GDF Stablecoins Round table",
+    description:
+      "Invite-only Executive Roundtable on Stablecoins in Paris, hosted by XRPL Commons and Global Digital Finance. Senior leaders from finance, policy, and tech will explore institutional use cases, regulation, and real-world deployments shaping the future of digital money.",
+    type: "conference",
+    link: "https://luma.com/tgg0id1d",
+    location: "Paris, France",
+    date: "April 7, 2026",
+    image: require("../static/img/events/gdf-stablecoins-roundtable.jpg"),
+    end_date: "April 7, 2026",
+  },
+  {
+    name: "HACK THE BLOCK 2026 Paris Blockchain Week XRPL Hackathon",
+    description:
+      "The flagship hackathon of Paris Blockchain Week, a 36-hour sprint where developers from around the world turn ideas into real on-chain solutions, backed by leading ecosystems and judged by Europe's top tech entrepreneurs and investors. Teams don't just compete, they get discovered.",
+    type: "hackathon",
+    link: "https://luma.com/Hacktheblock2026-PBW-XRPL",
+    location: "Paris, France",
+    date: "April 11, 2026",
+    image: require("../static/img/events/hack-the-block-2026.jpg"),
+    end_date: "April 12, 2026",
+  },
+  {
+    name: "XRPL Zone Paris",
+    description:
+      "Connecting XRPL Builders at Paris Blockchain Week 2026. XRPL Commons invites core ecosystem projects & builders to gather at our headquarters in the heart of Paris for a special edition of XRPL Zone Paris.",
+    type: "zone",
+    link: "https://luma.com/780xhfr7",
+    location: "Paris, France",
+    date: "April 14, 2026",
+    image: require("../static/img/events/xrpl-zone-paris.jpg"),
+    end_date: "April 14, 2026",
+  },
 ];
 
 
@@ -1453,33 +1508,33 @@ export default function Events() {
             <div className="pr-2 col">
               <img
                 alt="xrp ledger events hero"
-                src={require("../static/img/events/xrpl-hero.png")}
+                src={require("../static/img/events/xrp-community-night-paris.png")}
                 className="w-100"
               />
             </div>
             <div className="pt-5 pr-2 col">
               <div className="d-flex flex-column-reverse">
                 <h2 className="mb-8 h4 h2-sm">
-                  {translate("XRP Community Night Denver")}
+                  {translate("XRP Community Night Paris")}
                 </h2>
                 <h6 className="mb-3 eyebrow">{translate("Save the Date")}</h6>
               </div>
               <p className="mb-4">
                 {translate(
-                  "Attending ETHDenver? ​Join us for an evening with the XRP community in Denver. Connect with the users, builders and projects innovating with and utilizing XRP."
+                  "Attending Paris Blockchain Week? ​Join us for an evening with the XRP community in Paris. Connect with the users, builders and projects innovating with and utilizing XRP."
                 )}
               </p>
               <div className=" my-3 event-small-gray">
-                {translate("Location: Denver, CO")}
+                {translate("Location: Paris, France")}
               </div>
               <div className="py-2 my-3 event-small-gray">
-                {translate("February 18, 2026")}
+                {translate("April 15, 2026")}
               </div>
               <div className="d-lg-block">
                 <a
                   className="btn btn-primary btn-arrow-out"
                   target="_blank"
-                  href="https://luma.com/chz145tf?utm_source=xprlorg"
+                  href="https://luma.com/wnkqmmqy?utm_source=xprlorg"
                 >
                   {translate("Register Now")}
                 </a>

community/index.page.tsx

@@ -730,12 +730,22 @@ const CommunityPage: React.FC = () => {
           <tbody>
             <tr>
               <td className="td-img">
+              <a 
+                href="https://discord.gg/xrpl" 
+                target="_blank"
+              >
                 <img className="discord-icon" alt="discord icon" />
+                </a>
               </td>
               <td>
-                {translate(
-                  "Join the XRPL Discord to connect and network with builders, validators, and cryptocurrency enthusiasts."
-                )}
+                <a 
+                  href="https://discord.gg/xrpl" 
+                  target="_blank"
+                >
+                   {translate(
+                    "Join the XRPL Discord to connect and network with builders, validators, and cryptocurrency enthusiasts."
+                  )}
+                </a>
               </td>
               <td>
                 <a
@@ -749,12 +759,22 @@ const CommunityPage: React.FC = () => {
             </tr>
             <tr>
               <td className="td-img">
-                <img className="twitter-icon" alt="twitter icon" />
+                <a 
+                  href="https://x.com/RippleXDev" 
+                  target="_blank"
+                >
+                  <img className="twitter-icon" alt="twitter icon" />
+                </a>
               </td>
               <td>
-                {translate(
-                  "Follow @RippleXDev on X for the latest updates on the XRP Ledger ecosystem."
-                )}
+                <a 
+                  href="https://x.com/RippleXDev" 
+                  target="_blank"
+                >
+                  {translate(
+                    "Follow @RippleXDev on X for the latest updates on the XRP Ledger ecosystem."
+                  )}
+                </a>
               </td>
               <td>
                 <a
@@ -768,12 +788,22 @@ const CommunityPage: React.FC = () => {
             </tr>
             <tr>
               <td className="td-img">
-                <img className="youtube-icon" alt="youtube icon" />
+                <a 
+                  href="https://youtube.com/playlist?list=PLl-QsmXvjodqxEjtUqEv3u2o2Zd6zqkNA&feature=shared" 
+                  target="_blank"
+                >
+                  <img className="youtube-icon" alt="youtube icon" />
+                </a>
               </td>
               <td>
-                {translate(
-                  "APEX 2025: View keynote sessions from the Apex 2025 where developers, entrepreneurs, and industry leaders come together to learn, build, and celebrate all things XRP Ledger."
-                )}
+                <a
+                  href="https://youtube.com/playlist?list=PLl-QsmXvjodqxEjtUqEv3u2o2Zd6zqkNA&feature=shared"
+                  target="_blank"
+                >
+                  {translate(
+                    "APEX 2025: View keynote sessions from the Apex 2025 where developers, entrepreneurs, and industry leaders come together to learn, build, and celebrate all things XRP Ledger."
+                  )}
+                </a>
               </td>
               <td>
                 <a
@@ -787,12 +817,22 @@ const CommunityPage: React.FC = () => {
             </tr>
             <tr className="final-tr">
               <td className="td-img">
+                <a
+                href="https://learn.xrpl.org/react-3d-game/"
+                target="_blank"
+                >
                 <img className="xrpl-icon" alt="xrpl icon" />
+              </a>
               </td>
               <td>
+                <a
+                  href="https://learn.xrpl.org/react-3d-game/"
+                  target="_blank"
+                >
                 {translate(
                   "Explore DeFi-Island: A 3D open-source world on the XRPL testnet. Chat with residents, complete quests, and dive into this React.js-powered experience—all in your web browser."
                 )}
+                </a>
               </td>
               <td>
                 <a

context7.json

@@ -0,0 +1,4 @@
+{
+  "url": "https://context7.com/xrplf/xrpl-dev-portal",
+  "public_key": "pk_dOzui5DRlEAqAN0pGtYMi"
+}

docs/_snippets/common-links.md

@@ -273,6 +273,8 @@
 [XChainAddClaimAttestation transaction]: /docs/references/protocol/transactions/types/xchainaddclaimattestation.md
 [XChainAddClaimAttestation transactions]: /docs/references/protocol/transactions/types/xchainaddclaimattestation.md
 [XChainBridge amendment]: /resources/known-amendments.md#xchainbridge
+[XChainClaim transaction]: /docs/references/protocol/transactions/types/xchainclaim.md
+[XChainClaim transactions]: /docs/references/protocol/transactions/types/xchainclaim.md
 [XChainCreateBridge transaction]: /docs/references/protocol/transactions/types/xchaincreatebridge.md
 [XChainCreateBridge transactions]: /docs/references/protocol/transactions/types/xchaincreatebridge.md
 [XChainCreateBridge]: /docs/references/protocol/transactions/types/xchaincreatebridge.md
@@ -370,6 +372,7 @@
 [gateway_balances method]: /docs/references/http-websocket-apis/public-api-methods/account-methods/gateway_balances.md
 [get_counts command]: /docs/references/http-websocket-apis/admin-api-methods/status-and-debugging-methods/get_counts.md
 [get_counts method]: /docs/references/http-websocket-apis/admin-api-methods/status-and-debugging-methods/get_counts.md
+[Get Started Using Go]: /docs/tutorials/get-started/get-started-go.md
 [Get Started Using JavaScript]: /docs/tutorials/get-started/get-started-javascript.md
 [Get Started Using Python]: /docs/tutorials/get-started/get-started-python.md
 [hexadecimal]: https://en.wikipedia.org/wiki/Hexadecimal
@@ -487,5 +490,6 @@
 [vault_info method]: /docs/references/http-websocket-apis/public-api-methods/vault-methods/vault_info.md
 [wallet_propose command]: /docs/references/http-websocket-apis/admin-api-methods/key-generation-methods/wallet_propose.md
 [wallet_propose method]: /docs/references/http-websocket-apis/admin-api-methods/key-generation-methods/wallet_propose.md
+[xrpl-go library]: https://github.com/XRPLF/xrpl-go
 [xrpl.js library]: https://github.com/XRPLF/xrpl.js
 [xrpl-py library]: https://github.com/XRPLF/xrpl-py

docs/concepts/accounts/deleting-accounts.md

@@ -6,7 +6,7 @@ labels:
 ---
 # Deleting Accounts
 
-The owner of an account can send an [AccountDelete transaction][] to deletes the account and related entries from the ledger, sending most of the account's remaining XRP balance to another account. To discourage wasteful creation and deletion of accounts, deleting an account requires burning a higher than usual amount of XRP as the [transaction cost](../transactions/transaction-cost.md).
+The owner of an account can send an [AccountDelete transaction][] to delete the account and related entries from the ledger, sending most of the account's remaining XRP balance to another account. To discourage wasteful creation and deletion of accounts, deleting an account requires burning a higher than usual amount of XRP as the [transaction cost](../transactions/transaction-cost.md).
 
 Some types of associated ledger entries block an account from being deleted. For example, the issuer of a fungible token can't be deleted while anyone holds a nonzero balance of that token.
 
@@ -16,22 +16,32 @@ After an account has been deleted, it can be re-created in the ledger through th
 
 To be deleted, an account must meet the following requirements:
 
-- The account's `Sequence` number plus 256 must be less than the current [Ledger Index][].
-- The account must not have any "deletion blockers" in its owner directory. This includes cases where the account is a sender _or_ receiver of funds. See below for a full list of deletion blockers.
-- The account must own fewer than 1000 objects in the ledger.
+- The account's `Sequence` number plus 255 must be less than or equal to the current [Ledger Index][]. This is to protect against replaying old transactions.
+- The account must not have any "deletion blockers" in its owner directory. Deletion blockers are generally ledger entries that represent assets, obligations, or transfers of funds. See below for a full list of deletion blockers.
+- The account must own 1000 or fewer objects in the ledger.
 - The transaction must pay a special [transaction cost][] equal to at least the [owner reserve](reserves.md) for one item (currently {% $env.PUBLIC_OWNER_RESERVE %}).
+- If the account has issued any [NFTs](../tokens/nfts/index.md), they must all have been burned. Additionally, the account's `FirstNFTSequence` number plus `MintedNFTokens` number plus 255 must be less than or equal to the current ledger index. This is to protect against reusing `NFTokenID` values. {% amendment-disclaimer name="fixNFTokenRemint" /%}
 
-### Deletion Blockers
+## Deletion Blockers
 
-The following [ledger entry types](../../references/protocol/ledger-data/ledger-entry-types/index.md) are deletion blockers:
+The following table shows which [ledger entry types](../../references/protocol/ledger-data/ledger-entry-types/index.md) are deletion blockers. Any other types of ledger entries that an account owns are automatically deleted along with the account.
 
-- `Escrow`
-- `PayChannel`
-- `RippleState` (trust line)
-- `Check`
-- `PermissionedDomain` {% amendment-disclaimer name="PermissionedDomains" /%}
+Some deletion blockers cannot be removed unilaterally. For example, if you have issued a token to someone else, you cannot delete your account as long as they hold your token. In other cases, you can remove the deletion blocker by sending a transaction that causes the entry to be removed from the ledger.
 
-Any other types of ledger entries that an account owns are automatically deleted along with the account.
+| Entry Type | Related Amendment | How to remove |
+|---|---|---|
+| [Bridge][Bridge entry] | {% amendment-disclaimer name="XChainBridge" compact=true /%} | Cannot be removed. |
+| [Check][Check entry] | {% amendment-disclaimer name="Checks" compact=true /%} | Send a [CheckCancel transaction][] to cancel the check. |
+| [Escrow][Escrow entry] | (Core protocol) | Send an [EscrowCancel transaction][] to cancel the transaction if it has expired; send [EscrowFinish transaction][] to finish it if you can satisfy the timed and/or conditional requirements of the escrow. Otherwise, you can't remove the entry. |
+| [PayChannel][PayChannel entry] | (Core protocol) | Send a [PaymentChannelClaim transaction][] with the `tfClose` flag to request closing the channel; after the settle delay has passed, send another [PaymentChannelClaim transaction][] to fully close and remove the channel. |
+| [PermissionedDomain][PermissionedDomain entry] | {% amendment-disclaimer name="PermissionedDomains" compact=true /%} | Send a [PermissionedDomainDelete transaction][] to delete the domain. |
+| [RippleState][RippleState entry] | (Core protocol) | You can only remove the entry if the counterparty's settings are entirely default. If they are, you can remove it by getting the balance to 0 and setting your own settings to the default with a [TrustSet transaction][]. In the common case, the holder can remove the entry but the issuer cannot. |
+| [MPToken][MPToken entry] | {% amendment-disclaimer name="MPTokensV1" compact=true /%} | If you are the holder of the MPT, reduce your balance to 0 (for example, using a payment), then send an [MPTokenAuthorize transaction][] with the `tfMPTUnauthorize` flag. If you are the issuer of the MPT, you can't remove the entry. |
+| [MPTokenIssuance][MPTokenIssuance entry] | {% amendment-disclaimer name="MPTokensV1" compact=true /%} | Send an [MPTokenIssuanceDestroy transaction][]. You can only do this if there are no holders of the MPT. |
+| [NFTokenPage][NFTokenPage entry] | {% amendment-disclaimer name="NonFungibleTokensV1_1" compact=true /%} | Send [NFTokenBurn transactions][] to burn, or [NFTokenCreateOffer transactions][] to sell or transfer, each NFT you hold. |
+| [Vault][Vault entry] | {% amendment-disclaimer name="SingleAssetVault" compact=true /%} | Send a [VaultDelete transaction][] to delete the vault. You can only do this if the vault is empty. |
+| [XChainOwnedClaimID][XChainOwnedClaimID entry] | {% amendment-disclaimer name="XChainBridge" compact=true /%} | Send an [XChainClaim transaction][] to complete the cross-chain transfer. |
+| [XChainOwned<br>CreateAccountClaimID][XChainOwnedCreateAccountClaimID entry] | {% amendment-disclaimer name="XChainBridge" compact=true /%} | Send enough attestations ([XChainAddAccountCreateAttestation transactions][]) to create the new account. |
 
 ## Cost of Deleting
 

docs/references/protocol/transactions/types/ammclawback.md

@@ -45,9 +45,8 @@ Clawback is disabled by default. To use clawback, you must send an [AccountSet t
 
 | Field     | JSON Type            | [Internal Type][] | Required | Description |
 |:----------|:---------------------|:------------------|:---------|:------------------|
-| `Account` | String - [Address][] | AccountID         | Yes      | The issuer of the asset being clawed back. Only the issuer can submit this transaction. |
-| `Asset`   | Object               | Issue             | Yes      | Specifies the asset that the issuer wants to claw back from the AMM pool. The asset can be XRP, a token, or an MPT (see: [Specifying Without Amounts][]). The `issuer` field must match with `Account`. |
-| `Asset2`  | Object               | Issue             | Yes      | Specifies the other asset in the AMM's pool. The asset can be XRP, a token, or an MPT (see: [Specifying Without Amounts][]). |
+| `Asset`   | Object               | Issue             | Yes      | The asset to claw back, which can be a trust line token or MPT (see: [Specifying Without Amounts][]). The issuer must be the sender of this transaction. |
+| `Asset2`  | Object               | Issue             | Yes      | The other asset of the AMM pool to claw back from. The asset can be XRP, a trust line token, or an MPT (see: [Specifying Without Amounts][]). |
 | `Amount`  | [Currency Amount][]  | Amount            | No       | The maximum amount to claw back from the AMM account. The `currency` and `issuer` subfields should match the `Asset` subfields. If this field isn't specified, or the `value` subfield exceeds the holder's available tokens in the AMM, all of the holder's tokens are clawed back. |
 | `Holder`  | String - [Address][] | AccountID         | Yes      | The account holding the asset to be clawed back. |
 

docs/tutorials/best-practices/account-management/calculate-reserves.md

@@ -0,0 +1,133 @@
+---
+seo:
+  description: Look up and calculate base and owner reserve requirements for an XRPL account. 
+labels:
+  - Accounts
+---
+# Calculate Account Reserves
+
+This tutorial demonstrates how to look up and calculate the [reserve requirements](../../../concepts/accounts/reserves.md) for an XRP Ledger account. Reserves are the minimum amount of XRP an account must hold based on its activity on the ledger.
+
+## Goals
+
+By the end of this tutorial, you should be able to: 
+- Look up an account's current [base](../../../concepts/accounts/reserves.md#base-reserve-and-owner-reserve) and incremental reserve values.
+- Determine an account's [owner reserve](../../../concepts/accounts/reserves.md#owner-reserves).
+- Calculate an account's total reserve requirement.
+
+## Prerequisites
+
+To complete this tutorial, you need:
+
+- A basic understanding of the XRP Ledger.
+- An XRP Ledger [client library](../../../references/client-libraries.md) set up.
+
+## Source Code 
+
+You can find this tutorial's example source code in the [code samples section of this website's repository](https://github.com/XRPLF/xrpl-dev-portal/tree/master/_code-samples/calculate-reserves).
+
+## Steps
+
+### 1. Install dependencies
+
+Install dependencies for your language from the code sample folder.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+
+```bash
+npm install xrpl
+```
+{% /tab %}
+{% tab label="Python" %}
+
+```bash
+pip install xrpl-py
+```
+{% /tab %}
+{% tab label="Go" %}
+
+```bash
+go mod tidy
+```
+{% /tab %}
+{% /tabs %}
+
+### 2. Set up client
+
+Import the XRPL library and create a client connection.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/calculate-reserves/js/calculate_reserves.js" language="js" from="// Set up client" to="// Look up reserve values" /%}
+{% /tab %}
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/calculate-reserves/py/calculate_reserves.py" language="py" from="# Set up client" to="# Look up reserve values" /%}
+{% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/calculate-reserves/go/calculate_reserves.go" language="go" from="// Set up client" to="// Look up reserve values" /%}
+{% /tab %}
+{% /tabs %}
+
+### 3. Look up reserve values
+
+Retrieve the base and incremental reserve values using the [`server_info`][server_info method] or [`server_state`][server_state method] method. This example uses `server_state` to return reserve values as integer drops, avoiding floating-point precision issues.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/calculate-reserves/js/calculate_reserves.js" language="js" from="// Look up reserve values" to="// Look up owner count"/%}
+{% /tab %}
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/calculate-reserves/py/calculate_reserves.py" language="py" from="# Look up reserve values" to="# Look up owner count"/%}
+{% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/calculate-reserves/go/calculate_reserves.go" language="go" from="// Look up reserve values" to="// Look up owner count"/%}
+{% /tab %}
+{% /tabs %}
+
+### 4. Look up owner count
+
+Call [`account_info`][account_info method] and take `account_data.OwnerCount` to retrieve an account's total number of objects.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/calculate-reserves/js/calculate_reserves.js" language="js" from="// Look up owner count" to="// Calculate total reserve"/%}
+{% /tab %}
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/calculate-reserves/py/calculate_reserves.py" language="py" from="# Look up owner count" to="# Calculate total reserve"/%}
+{% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/calculate-reserves/go/calculate_reserves.go" language="go" from="// Look up owner count" to="// Calculate total reserve" /%}
+{% /tab %}
+{% /tabs %}
+
+### 5. Calculate total reserve
+
+Once you have the owner count, you can calculate the account's total reserve. The total reserve is the base reserve plus the incremental reserve multiplied by the owner count.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/calculate-reserves/js/calculate_reserves.js" language="js" from="// Calculate total reserve"/%}
+{% /tab %}
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/calculate-reserves/py/calculate_reserves.py" language="py" from="# Calculate total reserve"/%}
+{% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/calculate-reserves/go/calculate_reserves.go" language="go" from="// Calculate total reserve" /%}
+{% /tab %}
+{% /tabs %}
+
+## See Also
+
+Concepts: 
+- [Reserves](../../../concepts/accounts/reserves.md)
+
+Tutorials:
+- [Calculate and Display the Reserve Requirement (Python)](../../sample-apps/build-a-desktop-wallet-in-python.md#3-display-an-account)
+
+References: 
+- [`server_info`][server_info method]
+- [`server_state`][server_state method]
+- [`account_info`][account_info method]
+
+{% raw-partial file="/docs/_snippets/common-links.md" /%}

docs/tutorials/best-practices/key-management/delete-an-account.md

@@ -0,0 +1,240 @@
+---
+seo:
+  description: Delete an account, sending its remaining XRP to another account.
+labels:
+  - Accounts
+---
+# Delete an Account
+
+This tutorial shows how to delete an [account](../../../concepts/accounts/index.md) from the XRP Ledger, including checking that it meets the [requirements for deletion](../../../concepts/accounts/deleting-accounts.md).
+
+## Goals
+
+By following this tutorial, you should learn how to:
+
+- Check if an account can be deleted.
+- Delete an account.
+
+
+## Prerequisites
+
+To complete this tutorial, you should:
+
+- Have a basic understanding of the XRP Ledger.
+- Have an XRP Ledger [client library](../../../references/client-libraries.md), such as **xrpl.js**, installed.
+- Have an XRP Ledger Testnet account to delete. If you create a new account as part of the tutorial, you must wait about 15 minutes for it to become eligible for deletion.
+- Know an address where you want to send the deleted account's remaining XRP. For this tutorial, you can use the address `rJjHYTCPpNA3qAM8ZpCDtip3a8xg7B8PFo` to return funds to the Testnet faucet.
+
+## Steps
+
+### 1. Install dependencies
+
+{% tabs %}
+{% tab label="JavaScript" %}
+From the code sample folder, use `npm` to install dependencies:
+
+```sh
+npm i
+```
+{% /tab %}
+
+{% tab label="Python" %}
+From the code sample folder, set up a virtual environment and use `pip` to install dependencies:
+
+```sh
+python -m venv .venv
+source .venv/bin/activate
+pip install -r requirements.txt
+```
+{% /tab %}
+{% /tabs %}
+
+### 2. Connect and get accounts
+
+To get started, import the client library and instantiate an API client. To delete an account, you need the address of an account to receive the deleted account's remaining XRP.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+The sample code also imports `dotenv` so that it can load environment variables from a `.env` file.
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" before="// Load the account to delete" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+The sample code also imports `python-dotenv` so that it can load environment variables from a `.env` file.
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" before="# Load the account to delete" /%}
+{% /tab %}
+{% /tabs %}
+
+You need to instantiate a wallet instance for the account you want to delete. Since you can only delete an account that is at least ~15 minutes old, the sample code loads a seed value from a `.env` file. If you don't have an account seed defined in the `.env` file, you can get a new account from the faucet, but it won't be possible to delete it right away.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Load the account to delete" before="// Check account info" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Load the account to delete" before="# Check account info" /%}
+{% /tab %}
+{% /tabs %}
+
+### 3. Check to see if the account can be deleted
+
+Before deleting an account, you should check that it meets the requirements for deletion.
+
+#### 3.1. Get account info
+
+The first step to checking if an account can be deleted is to get its account info as of the latest validated ledger.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Check account info" before="// Check if sequence number is too high" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Check account info" before="# Check if sequence number is too high" /%}
+{% /tab %}
+{% /tabs %}
+
+#### 3.2. Check sequence number
+
+Check that the account's current sequence number, in the `Sequence` field of the account data, is low enough compared with the latest validated ledger index. For the account to be deletable, its sequence number plus 255 must be lower than or equal to the ledger index.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Check if sequence number is too high" before="// Check if owner count is too high" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Check if sequence number is too high" before="# Check if owner count is too high" /%}
+{% /tab %}
+{% /tabs %}
+
+#### 3.3. Check owner count
+
+Check the `OwnerCount` field of the account data to see if the account owns too many other ledger entries. For an account to be deletable, it must own 1000 or fewer entries (of any type) in the ledger.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Check if owner count is too high" before="// Check if XRP balance is high enough" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Check if owner count is too high" before="# Check if XRP balance is high enough" /%}
+{% /tab %}
+{% /tabs %}
+
+#### 3.4. Check XRP balance
+
+Deleting an account requires a special [transaction cost][] equal to the incremental owner reserve, so an account can't be deleted if its current XRP balance is less than that. To check if an account has enough XRP, use the [server_state method][] to look up the current incremental reserve and compare with the account's XRP balance in the `Balance` field of the account data.
+
+{% admonition type="warning" name="Caution" %}The [server_info method][] returns reserve values as decimal XRP, whereas [server_state][server_state method] returns drops of XRP. An account's `Balance` field is in drops of XRP. Be sure to compare equivalent units! (1 XRP = 1 million drops){% /admonition %}
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Check if XRP balance is high enough" before="// Check if FirstNFTSequence is too high" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Check if XRP balance is high enough" before="# Check if FirstNFTSequence is too high" /%}
+{% /tab %}
+{% /tabs %}
+
+#### 3.5. Check NFT sequence number
+
+Check the `FirstNFTokenSequence` and `MintedNFTokens` fields of the account. (If either field is absent, you can treat its value as `0` for this purpose.) For the account to be deletable, the sum of these two numbers plus 255 must be lower than or equal to the current ledger index. 
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Check if FirstNFTSequence is too high" before="// Check that all issued NFTs have been burned" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Check if FirstNFTSequence is too high" before="# Check that all issued NFTs have been burned" /%}
+{% /tab %}
+{% /tabs %}
+
+#### 3.6. Check that all issued NFTs have been burned
+
+If the account has issued any NFTs that are still present in the ledger, the account cannot be deleted. You can check to see if any exist by comparing the `MintedNFTokens` field and `BurnedNFTokens` fields of the account. (In both cases, if the field is omitted, treat its value as `0`.) If the `MintedNFTokens` value is larger, the account has issued at least one NFT that has not been burned yet.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Check that all issued NFTs have been burned" before="// Stop if any problems were found" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Check that all issued NFTs have been burned" before="# Stop if any problems were found" /%}
+{% /tab %}
+{% /tabs %}
+
+#### 3.7. Stop if the account can't be deleted
+
+If any of the previous checks failed, you can't delete the account. Resolving the problems varies by type:
+
+- If the account sequence or NFT sequence number is too low, wait for the ledger index to advance automatically and try again later. About 15 minutes should be enough.
+- If the account owns too many objects, or has issued NFTs outstanding, remove the offending objects.
+- If the account does not have enough XRP, you can send XRP to it so that it can pay the deletion cost, but of course in this case the account does not have enough XRP for you to recover any by deleting it. You can also wait and try again if the network [votes to lower the reserve requirements](../../../concepts/consensus-protocol/fee-voting.md), which would also lower the cost to delete an account.
+
+The sample code does not try to handle these problems, and quits if any problems were found:
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Stop if any problems were found" before="// Check for deletion blockers" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Stop if any problems were found" before="# Check for deletion blockers" /%}
+{% /tab %}
+{% /tabs %}
+
+### 4. Check for deletion blockers and remove them if possible
+
+Some types of ledger entries can block an account from being deleted. You can check for these types of entries using the [account_objects method][] with the `"deletion_blockers_only": true` parameter.
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Check for deletion blockers" before="// Delete the account" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Check for deletion blockers" before="# Delete the account" /%}
+{% /tab %}
+{% /tabs %}
+
+If the account has deletion blockers, you may or may not be able to remove them by sending other transactions, depending on the ledger entry. For example, if one of the blockers is a `RippleState` entry, you may be able to remove it by reducing your balance to zero through payments or offers and using a [TrustSet transaction][] to return your settings to the default state. Since there are many possibilities, the sample code does not show how to remove deletion blockers.
+
+### 5. Delete the account
+
+If all the checks passed, send an [AccountDelete transaction][] to delete the account. Since this transaction type requires a much higher [transaction cost][] than normal, it's a good idea to submit the transaction with the "fail hard" setting enabled. This can save you from paying the transaction cost if the transaction was going to fail with a [`tec` result code](../../../references/protocol/transactions/transaction-results/tec-codes.md). (Fail hard stops the server from relaying the transaction to the network if the transaction provisionally fails, which catches common errors before the transaction can achieve a consensus.)
+
+{% tabs %}
+{% tab label="JavaScript" %}
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Delete the account" before="// Check result of the AccountDelete transaction" /%}
+
+If the transaction is successful, you can use [getBalanceChanges(...)](https://js.xrpl.org/functions/getBalanceChanges.html) to check the metadata and see how much XRP was delivered from the deleted account to the destination account.
+
+{% code-snippet file="/_code-samples/delete-account/js/delete-account.js" language="js" from="// Check result of the AccountDelete transaction" /%}
+{% /tab %}
+
+{% tab label="Python" %}
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Delete the account" before="# Check result of the AccountDelete transaction" /%}
+
+If the transaction is successful, you can use [get_balance_changes(...)](https://xrpl-py.readthedocs.io/en/stable/source/xrpl.utils.html#xrpl.utils.get_balance_changes) to check the metadata and see how much XRP was delivered from the deleted account to the destination account.
+
+{% code-snippet file="/_code-samples/delete-account/py/delete-account.py" language="py" from="# Check result of the AccountDelete transaction" /%}
+{% /tab %}
+{% /tabs %}
+
+## See Also
+
+- **Concepts:**
+    - [Deleting Accounts](../../../concepts/accounts/deleting-accounts.md)
+    - [Transaction Cost](../../../concepts/transactions/transaction-cost.md)
+- **References:**
+    - [AccountDelete transaction][]
+    - [account_info method][]
+    - [account_objects method][]
+    - [server_state method][]
+
+
+{% raw-partial file="/docs/_snippets/common-links.md" /%}

docs/tutorials/defi/lending/use-the-lending-protocol/claw-back-cover.md

@@ -31,6 +31,7 @@ To complete this tutorial, you should:
 - Have an XRP Ledger client library set up in your development environment. This page provides examples for the following:
   - **JavaScript** with the [xrpl.js library][]. See [Get Started Using JavaScript][] for setup steps.
   - **Python** with the [xrpl-py library][]. See [Get Started Using Python][] for setup steps.
+  - **Go** with the [xrpl-go library][]. See [Get Started Using Go][] for setup steps.
 
 ## Source Code
 
@@ -57,6 +58,13 @@ source .venv/bin/activate
 pip install -r requirements.txt
 ```
 {% /tab %}
+{% tab label="Go" %}
+From the code sample folder, use `go` to install dependencies.
+
+```bash
+go mod tidy
+```
+{% /tab %}
 {% /tabs %}
 
 ### 2. Set up client and accounts
@@ -77,6 +85,13 @@ To get started, import the necessary libraries and instantiate a client to conne
 
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_clawback.py" language="py" before="# This step checks" /%}
 {% /tab %}
+{% tab label="Go" %}
+- `xrpl-go`: Used for XRPL client connection, transaction submission, and wallet handling.
+- `encoding/json` and `fmt`: Used for formatting and printing results to the console.
+- `os` and `os/exec`: Used to run tutorial set up scripts.
+
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-clawback/main.go" language="go" before="// Check for setup data" /%}
+{% /tab %}
 {% /tabs %}
 
 Next, load the loan broker account, MPT issuer account, loan broker ID, and MPT ID.
@@ -92,6 +107,11 @@ This example uses preconfigured accounts, MPTs, and loan broker data from the `l
 
 This example uses preconfigured accounts, MPTs, and loan broker data from the `lending_setup.py` script, but you can replace `loan_broker`, `mpt_issuer`, `loan_broker_id`, and `mpt_id` with your own values.
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-clawback/main.go" language="go" from="// Check for setup data" before="// Check cover available" /%}
+
+This example uses preconfigured accounts, MPTs, and loan broker data from the `lending-setup` script, but you can replace `loanBrokerWallet`, `mptIssuerWallet`, `loanBrokerID`, and `mptID` with your own values.
+{% /tab %}
 {% /tabs %}
 
 ### 3. Check initial cover available
@@ -105,6 +125,9 @@ Check the initial cover (first-loss capital) available using the [ledger_entry m
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_clawback.py" language="py" from="# Check cover available" before="# Prepare LoanBrokerCoverDeposit" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-clawback/main.go" language="go" from="// Check cover available" before="// Prepare LoanBrokerCoverDeposit" /%}
+{% /tab %}
 {% /tabs %}
 
 If the `CoverAvailable` field is missing, it means no first-loss capital has been deposited.
@@ -124,6 +147,11 @@ The `Amount` field specifies the MPT and amount to deposit as first-loss capital
 
 The `amount` field specifies the MPT and amount to deposit as first-loss capital.
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-clawback/main.go" language="go" from="// Prepare LoanBrokerCoverDeposit" before="// Sign, submit, and wait for deposit validation" /%}
+
+The `Amount` field specifies the MPT and amount to deposit as first-loss capital.
+{% /tab %}
 {% /tabs %}
 
 If the transaction succeeds, the amount is deposited and held in the pseudo-account associated with the `LoanBroker` entry.
@@ -139,6 +167,9 @@ Sign and submit the `LoanBrokerCoverDeposit` transaction to the XRP Ledger.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_clawback.py" language="py" from="# Sign, submit, and wait for deposit validation" before="# Extract updated cover available" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-clawback/main.go" language="go" from="// Sign, submit, and wait for deposit validation" before="// Extract updated cover available" /%}
+{% /tab %}
 {% /tabs %}
 
 Verify that the transaction succeeded by checking for a `tesSUCCESS` result code.
@@ -154,6 +185,9 @@ Retrieve the cover available from the transaction result by checking the `LoanBr
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_clawback.py" language="py" from="# Extract updated cover available" before="# Verify issuer of cover asset" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-clawback/main.go" language="go" from="// Extract updated cover available" before="// Verify issuer of cover asset" /%}
+{% /tab %}
 {% /tabs %}
 
 ### 7. Verify the asset issuer
@@ -167,6 +201,9 @@ Before executing a clawback, verify that the account submitting the transaction
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_clawback.py" language="py" from="# Verify issuer of cover asset" before="# Prepare LoanBrokerCoverClawback" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-clawback/main.go" language="go" from="// Verify issuer of cover asset" before="// Prepare LoanBrokerCoverClawback" /%}
+{% /tab %}
 {% /tabs %}
 
 Clawback functionality is disabled by default. In the case of MPTs, the `tfMPTCanClawback` flag must be enabled when the [MPTokenIssuanceCreate transaction][] is submitted. This tutorial uses an MPT that is already configured for clawback.
@@ -182,6 +219,9 @@ Create the [LoanBrokerCoverClawback transaction][] object.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_clawback.py" language="py" from="# Prepare LoanBrokerCoverClawback" before="# Sign, submit, and wait for clawback validation" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-clawback/main.go" language="go" from="// Prepare LoanBrokerCoverClawback" before="// Sign, submit, and wait for clawback validation" /%}
+{% /tab %}
 {% /tabs %}
 
 In this example we claw back the entire amount, but you can specify any amount so long as it doesn't exceed the available cover or reduce the cover below the minimum required by the `LoanBroker`.
@@ -197,6 +237,9 @@ Sign and submit the `LoanBrokerCoverClawback` transaction to the XRP Ledger.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_clawback.py" language="py" from="# Sign, submit, and wait for clawback validation" before="# Extract final cover available" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-clawback/main.go" language="go" from="// Sign, submit, and wait for clawback validation" before="// Extract final cover available" /%}
+{% /tab %}
 {% /tabs %}
 
 Verify that the transaction succeeded by checking for a `tesSUCCESS` result code.
@@ -212,6 +255,9 @@ Retrieve the final cover available from the transaction result.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_clawback.py" language="py" from="# Extract final cover available" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-clawback/main.go" language="go" from="// Extract final cover available" /%}
+{% /tab %}
 {% /tabs %}
 
 ## See Also

docs/tutorials/defi/lending/use-the-lending-protocol/create-a-loan-broker.md

@@ -30,6 +30,7 @@ To complete this tutorial, you should:
 - Have an XRP Ledger client library set up in your development environment. This page provides examples for the following:
   - **JavaScript** with the [xrpl.js library][]. See [Get Started Using JavaScript][] for setup steps.
   - **Python** with the [xrpl-py library][]. See [Get Started Using Python][] for setup steps.
+  - **Go** with the [xrpl-go library][]. See [Get Started Using Go][] for setup steps.
 
 ## Source Code
 
@@ -56,6 +57,13 @@ source .venv/bin/activate
 pip install -r requirements.txt
 ```
 {% /tab %}
+{% tab label="Go" %}
+From the code sample folder, use `go` to install dependencies.
+
+```bash
+go mod tidy
+```
+{% /tab %}
 {% /tabs %}
 
 ### 2. Set up client and accounts
@@ -76,6 +84,13 @@ To get started, import the necessary libraries and instantiate a client to conne
 
 {% code-snippet file="/_code-samples/lending-protocol/py/create_loan_broker.py" language="py" before="# This step checks" /%}
 {% /tab %}
+{% tab label="Go" %}
+- `xrpl-go`: Used for XRPL client connection, transaction submission, and wallet handling.
+- `encoding/json` and `fmt`: Used for formatting and printing results to the console.
+- `os` and `os/exec`: Used to run tutorial set up scripts.
+
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan-broker/main.go" language="go" before="// Check for setup data" /%}
+{% /tab %}
 {% /tabs %}
 
 Next, load the vault owner account and vault ID. The vault owner will also be the loan broker.
@@ -91,6 +106,11 @@ This example uses preconfigured accounts and vault data from the `lendingSetup.j
 
 This example uses preconfigured accounts and vault data from the `lending_setup.py` script, but you can replace `loan_broker` and `vault_id` with your own values.
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan-broker/main.go" language="go" from="// Check for setup data" before="// Prepare LoanBrokerSet" /%}
+
+This example uses preconfigured accounts and vault data from the `lending-setup` script, but you can replace `loanBrokerWallet` and `vaultID` with your own values.
+{% /tab %}
 {% /tabs %}
 
 ### 3. Prepare LoanBrokerSet transaction
@@ -104,6 +124,9 @@ Create the [LoanBrokerSet transaction][] object.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/create_loan_broker.py" language="py" from="# Prepare LoanBrokerSet" before="# Submit, sign" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan-broker/main.go" language="go" from="// Prepare LoanBrokerSet" before="// Submit, sign" /%}
+{% /tab %}
 {% /tabs %}
 
 The management fee rate is set in 1/10th basis points. A value of `1000` equals 1% (100 basis points).
@@ -119,6 +142,9 @@ Sign and submit the `LoanBrokerSet` transaction to the XRP Ledger.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/create_loan_broker.py" language="py" from="# Submit, sign" before="# Extract loan broker" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan-broker/main.go" language="go" from="// Submit, sign" before="// Extract loan broker" /%}
+{% /tab %}
 {% /tabs %}
 
 Verify that the transaction succeeded by checking for a `tesSUCCESS` result code.
@@ -134,6 +160,9 @@ Retrieve the loan broker's information from the transaction result by checking f
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/create_loan_broker.py" language="py" from="# Extract loan broker" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan-broker/main.go" language="go" from="// Extract loan broker" /%}
+{% /tab %}
 {% /tabs %}
 
 The loan broker pseudo-account is a special account that holds first-loss capital.

docs/tutorials/defi/lending/use-the-lending-protocol/create-a-loan.md

@@ -33,6 +33,7 @@ To complete this tutorial, you should:
 - Have an XRP Ledger client library set up in your development environment. This page provides examples for the following:
   - **JavaScript** with the [xrpl.js library][]. See [Get Started Using JavaScript][] for setup steps.
   - **Python** with the [xrpl-py library][]. See [Get Started Using Python][] for setup steps.
+  - **Go** with the [xrpl-go library][]. See [Get Started Using Go][] for setup steps.
 
 ## Source Code
 
@@ -59,6 +60,13 @@ source .venv/bin/activate
 pip install -r requirements.txt
 ```
 {% /tab %}
+{% tab label="Go" %}
+From the code sample folder, use `go` to install dependencies.
+
+```bash
+go mod tidy
+```
+{% /tab %}
 {% /tabs %}
 
 ### 2. Set up client and accounts
@@ -79,6 +87,13 @@ To get started, import the necessary libraries and instantiate a client to conne
 
 {% code-snippet file="/_code-samples/lending-protocol/py/create_loan.py" language="py" before="# This step checks" /%}
 {% /tab %}
+{% tab label="Go" %}
+- `xrpl-go`: Used for XRPL client connection, transaction submission, and wallet handling.
+- `encoding/json` and `fmt`: Used for formatting and printing results to the console.
+- `os` and `os/exec`: Used to run tutorial set up scripts.
+
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan/main.go" language="go" before="// Check for setup data" /%}
+{% /tab %}
 {% /tabs %}
 
 Next, load the loan broker account, borrower account, and loan broker ID.
@@ -94,6 +109,11 @@ This example uses preconfigured accounts and loan broker data from the `lendingS
 
 This example uses preconfigured accounts and loan broker data from the `lending_setup.py` script, but you can replace `loan_broker`, `borrower`, and `loan_broker_id` with your own values.
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan/main.go" language="go" from="// Check for setup data" before="// Prepare LoanSet" /%}
+
+This example uses preconfigured accounts and loan broker data from the `lending-setup` script, but you can replace `loanBrokerWallet`, `borrowerWallet`, and `loanBrokerID` with your own values.
+{% /tab %}
 {% /tabs %}
 
 ### 3. Prepare LoanSet transaction
@@ -129,6 +149,20 @@ The loan terms include:
 - `loan_origination_fee`: A one-time fee charged when the loan is created, paid in the borrowed asset.
 - `loan_service_fee`: A fee charged with every loan payment, paid in the borrowed asset.
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan/main.go" language="go" from="// Prepare LoanSet" before="// Loan broker signs first" /%}
+
+The `Account` field is the loan broker, and the `Counterparty` field is the borrower. These fields can be swapped, but determine the signing order: the `Account` signs first, and the `Counterparty` signs second.
+
+The loan terms include:
+- `PrincipalRequested`: The amount of an asset requested by the borrower. You don't have to specify the type of asset in this field.
+- `InterestRate`: The annualized interest rate in 1/10th basis points (500 = 0.5%).
+- `PaymentTotal`: The number of payments to be made.
+- `PaymentInterval`: The number of seconds between payments (2592000 = 30 days).
+- `GracePeriod`: The number of seconds after a missed payment before the loan can be defaulted (604800 = 7 days).
+- `LoanOriginationFee`: A one-time fee charged when the loan is created, paid in the borrowed asset.
+- `LoanServiceFee`: A fee charged with every loan payment, paid in the borrowed asset.
+{% /tab %}
 {% /tabs %}
 
 ### 4. Add loan broker signature
@@ -142,6 +176,9 @@ The loan broker (the `Account`) signs the transaction first, adding their `TxnSi
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/create_loan.py" language="py" from="# Loan broker signs first" before="# Borrower signs second" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan/main.go" language="go" from="// Loan broker signs first" before="// Borrower signs second" /%}
+{% /tab %}
 {% /tabs %}
 
 ### 5. Add borrower signature
@@ -155,6 +192,9 @@ The borrower (the `Counterparty`) signs the transaction second. Their `TxnSignat
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/create_loan.py" language="py" from="# Borrower signs second" before="# Submit and wait" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan/main.go" language="go" from="// Borrower signs second" before="// Submit and wait" /%}
+{% /tab %}
 {% /tabs %}
 
 ### 6. Submit LoanSet transaction
@@ -168,6 +208,9 @@ Submit the fully signed `LoanSet` transaction to the XRP Ledger.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/create_loan.py" language="py" from="# Submit and wait" before="# Extract loan information" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan/main.go" language="go" from="// Submit and wait" before="// Extract loan information" /%}
+{% /tab %}
 {% /tabs %}
 
 Verify that the transaction succeeded by checking for a `tesSUCCESS` result code.
@@ -183,6 +226,9 @@ Retrieve the loan's information from the transaction result by checking for the
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/create_loan.py" language="py" from="# Extract loan information" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/create-loan/main.go" language="go" from="// Extract loan information" /%}
+{% /tab %}
 {% /tabs %}
 
 ## See Also

docs/tutorials/defi/lending/use-the-lending-protocol/deposit-and-withdraw-cover.md

@@ -32,6 +32,7 @@ To complete this tutorial, you should:
 - Have an XRP Ledger client library set up in your development environment. This page provides examples for the following:
   - **JavaScript** with the [xrpl.js library][]. See [Get Started Using JavaScript][] for setup steps.
   - **Python** with the [xrpl-py library][]. See [Get Started Using Python][] for setup steps.
+  - **Go** with the [xrpl-go library][]. See [Get Started Using Go][] for setup steps.
 
 ## Source Code
 
@@ -58,6 +59,13 @@ source .venv/bin/activate
 pip install -r requirements.txt
 ```
 {% /tab %}
+{% tab label="Go" %}
+From the code sample folder, use `go` to install dependencies.
+
+```bash
+go mod tidy
+```
+{% /tab %}
 {% /tabs %}
 
 ### 2. Set up client and accounts
@@ -78,6 +86,13 @@ To get started, import the necessary libraries and instantiate a client to conne
 
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_deposit_and_withdraw.py" language="py" before="# This step checks" /%}
 {% /tab %}
+{% tab label="Go" %}
+- `xrpl-go`: Used for XRPL client connection, transaction submission, and wallet handling.
+- `encoding/json` and `fmt`: Used for formatting and printing results to the console.
+- `os` and `os/exec`: Used to run tutorial set up scripts.
+
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-deposit-and-withdraw/main.go" language="go" before="// Check for setup data" /%}
+{% /tab %}
 {% /tabs %}
 
 Next, load the loan broker account, loan broker ID, and MPT issuance ID.
@@ -93,6 +108,11 @@ This example uses preconfigured accounts and loan broker data from the `lendingS
 
 This example uses preconfigured accounts and loan broker data from the `lending_setup.py` script, but you can replace `loan_broker`, `loan_broker_id`, and `mpt_id` with your own values.
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-deposit-and-withdraw/main.go" language="go" from="// Check for setup data" before="// Prepare LoanBrokerCoverDeposit" /%}
+
+This example uses preconfigured accounts and loan broker data from the `lending-setup` script, but you can replace `loanBrokerWallet`, `loanBrokerID`, and `mptID` with your own values.
+{% /tab %}
 {% /tabs %}
 
 ### 3. Prepare LoanBrokerCoverDeposit transaction
@@ -110,6 +130,11 @@ The `Amount` field specifies the MPT and amount to deposit as first-loss capital
 
 The `amount` field specifies the MPT and amount to deposit as first-loss capital.
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-deposit-and-withdraw/main.go" language="go" from="// Prepare LoanBrokerCoverDeposit" before="// Sign, submit, and wait for deposit" /%}
+
+The `Amount` field specifies the MPT and amount to deposit as first-loss capital.
+{% /tab %}
 {% /tabs %}
 
 If the transaction succeeds, the amount is deposited and held in the pseudo-account associated with the `LoanBroker` entry.
@@ -125,6 +150,9 @@ Sign and submit the `LoanBrokerCoverDeposit` transaction to the XRP Ledger.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_deposit_and_withdraw.py" language="py" from="# Sign, submit, and wait for deposit" before="# Extract cover balance" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-deposit-and-withdraw/main.go" language="go" from="// Sign, submit, and wait for deposit" before="// Extract cover balance" /%}
+{% /tab %}
 {% /tabs %}
 
 Verify that the transaction succeeded by checking for a `tesSUCCESS` result code.
@@ -140,6 +168,9 @@ Retrieve the cover balance from the transaction result by checking the `LoanBrok
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_deposit_and_withdraw.py" language="py" from="# Extract cover balance" before="# Prepare LoanBrokerCoverWithdraw" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-deposit-and-withdraw/main.go" language="go" from="// Extract cover balance" before="// Prepare LoanBrokerCoverWithdraw" /%}
+{% /tab %}
 {% /tabs %}
 
 The `LoanBroker` pseudo-account address is the `Account` field, and `CoverAvailable` shows the cover balance.
@@ -155,6 +186,9 @@ Create the [LoanBrokerCoverWithdraw transaction][] object.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_deposit_and_withdraw.py" language="py" from="# Prepare LoanBrokerCoverWithdraw" before="# Sign, submit, and wait for withdraw" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-deposit-and-withdraw/main.go" language="go" from="// Prepare LoanBrokerCoverWithdraw" before="// Sign, submit, and wait for withdraw" /%}
+{% /tab %}
 {% /tabs %}
 
 ### 7. Submit LoanBrokerCoverWithdraw transaction
@@ -168,6 +202,9 @@ Sign and submit the `LoanBrokerCoverWithdraw` transaction to the XRP Ledger.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_deposit_and_withdraw.py" language="py" from="# Sign, submit, and wait for withdraw" before="# Extract updated cover balance" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-deposit-and-withdraw/main.go" language="go" from="// Sign, submit, and wait for withdraw" before="// Extract updated cover balance" /%}
+{% /tab %}
 {% /tabs %}
 
 Verify that the transaction succeeded by checking for a `tesSUCCESS` result code.
@@ -183,6 +220,9 @@ Retrieve the updated cover balance from the transaction result.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/cover_deposit_and_withdraw.py" language="py" from="# Extract updated cover balance" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/cover-deposit-and-withdraw/main.go" language="go" from="// Extract updated cover balance" /%}
+{% /tab %}
 {% /tabs %}
 
 The `CoverAvailable` field now shows the reduced balance after the withdrawal.

docs/tutorials/defi/lending/use-the-lending-protocol/manage-a-loan.md

@@ -33,6 +33,7 @@ To complete this tutorial, you should:
 - Have an XRP Ledger client library set up in your development environment. This page provides examples for the following:
   - **JavaScript** with the [xrpl.js library][]. See [Get Started Using JavaScript][] for setup steps.
   - **Python** with the [xrpl-py library][]. See [Get Started Using Python][] for setup steps.
+  - **Go** with the [xrpl-go library][]. See [Get Started Using Go][] for setup steps.
 
 ## Source Code
 
@@ -59,6 +60,13 @@ source .venv/bin/activate
 pip install -r requirements.txt
 ```
 {% /tab %}
+{% tab label="Go" %}
+From the code sample folder, use `go` to install dependencies.
+
+```bash
+go mod tidy
+```
+{% /tab %}
 {% /tabs %}
 
 ### 2. Set up client and accounts
@@ -80,6 +88,14 @@ To get started, import the necessary libraries and instantiate a client to conne
 
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_manage.py" language="py" before="# This step checks" /%}
 {% /tab %}
+{% tab label="Go" %}
+- `xrpl-go`: Used for XRPL client connection, transaction submission, and wallet handling.
+- `encoding/json` and `fmt`: Used for formatting and printing results to the console.
+- `os` and `os/exec`: Used to run tutorial set up scripts.
+- `time`: Used for grace period countdown and date formatting.
+
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-manage/main.go" language="go" before="// Check for setup data" /%}
+{% /tab %}
 {% /tabs %}
 
 Next, load the loan broker account and loan ID.
@@ -95,6 +111,11 @@ This example uses preconfigured accounts and loan data from the `lendingSetup.js
 
 This example uses preconfigured accounts and loan data from the `lending_setup.py` script, but you can replace `loan_broker` and `loan_id` with your own values.
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-manage/main.go" language="go" from="// Check for setup data" before="// Check loan status" /%}
+
+This example uses preconfigured accounts and loan data from the `lending-setup` script, but you can replace `loanBrokerWallet` and `loanID` with your own values.
+{% /tab %}
 {% /tabs %}
 
 ### 3. Check loan status
@@ -108,6 +129,9 @@ Check the current status of the loan using the [ledger_entry method][].
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_manage.py" language="py" from="# Check loan status" before="# Prepare LoanManage transaction to impair" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-manage/main.go" language="go" from="// Check loan status" before="// Prepare LoanManage transaction to impair" /%}
+{% /tab %}
 {% /tabs %}
 
 This shows the total amount owed and the next payment due date. The [Ripple Epoch][] timestamp is converted to a readable date format.
@@ -123,6 +147,9 @@ Create the [LoanManage transaction][] with the `tfLoanImpair` flag.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_manage.py" language="py" from="# Prepare LoanManage transaction to impair" before="# Sign, submit, and wait for impairment" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-manage/main.go" language="go" from="// Prepare LoanManage transaction to impair" before="// Sign, submit, and wait for impairment" /%}
+{% /tab %}
 {% /tabs %}
 
 ### 5. Submit LoanManage impairment transaction
@@ -136,6 +163,9 @@ Sign and submit the `LoanManage` transaction to impair the loan.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_manage.py" language="py" from="# Sign, submit, and wait for impairment" before="# Extract loan impairment info" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-manage/main.go" language="go" from="// Sign, submit, and wait for impairment" before="// Extract loan impairment info" /%}
+{% /tab %}
 {% /tabs %}
 
 Verify that the transaction succeeded by checking for a `tesSUCCESS` result code.
@@ -151,6 +181,9 @@ Retrieve the loan's grace period and updated payment due date from the transacti
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_manage.py" language="py" from="# Extract loan impairment info" before="# Countdown until loan can be defaulted" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-manage/main.go" language="go" from="// Extract loan impairment info" before="// Countdown until loan can be defaulted" /%}
+{% /tab %}
 {% /tabs %}
 
 The loan can only be defaulted after the grace period expires. The example calculates when the grace period ends and displays a countdown.
@@ -166,6 +199,9 @@ This countdown displays the remaining seconds in real-time. Once the grace perio
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_manage.py" language="py" from="# Countdown until loan can be defaulted" before="# Prepare LoanManage transaction to default" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-manage/main.go" language="go" from="// Countdown until loan can be defaulted" before="// Prepare LoanManage transaction to default" /%}
+{% /tab %}
 {% /tabs %}
 
 ### 8. Prepare LoanManage transaction to default the loan
@@ -179,6 +215,9 @@ After the grace period expires, create a `LoanManage` transaction with the `tfLo
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_manage.py" language="py" from="# Prepare LoanManage transaction to default" before="# Sign, submit, and wait for default" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-manage/main.go" language="go" from="// Prepare LoanManage transaction to default" before="// Sign, submit, and wait for default" /%}
+{% /tab %}
 {% /tabs %}
 
 ### 9. Submit LoanManage default transaction
@@ -192,6 +231,9 @@ Sign and submit the `LoanManage` transaction to default the loan.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_manage.py" language="py" from="# Sign, submit, and wait for default" before="# Verify loan default status" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-manage/main.go" language="go" from="// Sign, submit, and wait for default" before="// Verify loan default status" /%}
+{% /tab %}
 {% /tabs %}
 
 Verify that the transaction succeeded by checking for a `tesSUCCESS` result code.
@@ -207,6 +249,9 @@ Confirm the loan has been defaulted by checking the loan flags.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_manage.py" language="py" from="# Verify loan default status" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-manage/main.go" language="go" from="// Verify loan default status" /%}
+{% /tab %}
 {% /tabs %}
 
 The loan flags are parsed to confirm the `tfLoanDefault` flag is now set.

docs/tutorials/defi/lending/use-the-lending-protocol/pay-off-a-loan.md

@@ -33,6 +33,7 @@ To complete this tutorial, you should:
 - Have an XRP Ledger client library set up in your development environment. This page provides examples for the following:
   - **JavaScript** with the [xrpl.js library][]. See [Get Started Using JavaScript][] for setup steps.
   - **Python** with the [xrpl-py library][]. See [Get Started Using Python][] for setup steps.
+  - **Go** with the [xrpl-go library][]. See [Get Started Using Go][] for setup steps.
 
 ## Source Code
 
@@ -59,6 +60,13 @@ source .venv/bin/activate
 pip install -r requirements.txt
 ```
 {% /tab %}
+{% tab label="Go" %}
+From the code sample folder, use `go` to install dependencies.
+
+```bash
+go mod tidy
+```
+{% /tab %}
 {% /tabs %}
 
 ### 2. Set up client and accounts
@@ -79,6 +87,14 @@ To get started, import the necessary libraries and instantiate a client to conne
 
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_pay.py" language="py" before="# This step checks" /%}
 {% /tab %}
+{% tab label="Go" %}
+- `xrpl-go`: Used for XRPL client connection, transaction submission, and wallet handling.
+- `encoding/json` and `fmt`: Used for formatting and printing results to the console.
+- `math/big`: Used for calculating the total payment amount.
+- `os` and `os/exec`: Used to run tutorial set up scripts.
+
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-pay/main.go" language="go" before="// Check for setup data" /%}
+{% /tab %}
 {% /tabs %}
 
 Next, load the borrower account, loan ID, and MPT issuance ID.
@@ -94,6 +110,11 @@ This example uses preconfigured accounts and loan data from the `lendingSetup.js
 
 This example uses preconfigured accounts and loan data from the `lending_setup.py` script, but you can replace `borrower`, `loan_id`, and `mpt_id` with your own values.
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-pay/main.go" language="go" from="// Check for setup data" before="// Check initial loan status" /%}
+
+This example uses preconfigured accounts and loan data from the `lending-setup` script, but you can replace `borrowerWallet`, `loanID`, and `mptID` with your own values.
+{% /tab %}
 {% /tabs %}
 
 ### 3. Check loan status
@@ -107,6 +128,9 @@ Check the current status of the loan using the [ledger_entry method][].
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_pay.py" language="py" from="# Check initial loan status" before="# Prepare LoanPay transaction" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-pay/main.go" language="go" from="// Check initial loan status" before="// Prepare LoanPay transaction" /%}
+{% /tab %}
 {% /tabs %}
 
 The `TotalValueOutstanding` field contains the remaining principal plus accrued interest; the `LoanServiceFee` is an additional fee charged per payment. Add these together to calculate the total payment.
@@ -126,6 +150,9 @@ Create the [LoanPay transaction][] with the total payment amount.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_pay.py" language="py" from="# Prepare LoanPay transaction" before="# Sign, submit, and wait for payment validation" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-pay/main.go" language="go" from="// Prepare LoanPay transaction" before="// Sign, submit, and wait for payment validation" /%}
+{% /tab %}
 {% /tabs %}
 
 ### 5. Submit LoanPay transaction
@@ -139,6 +166,9 @@ Sign and submit the `LoanPay` transaction to the XRP Ledger.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_pay.py" language="py" from="# Sign, submit, and wait for payment validation" before="# Extract updated loan info" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-pay/main.go" language="go" from="// Sign, submit, and wait for payment validation" before="// Extract updated loan info" /%}
+{% /tab %}
 {% /tabs %}
 
 Verify that the transaction succeeded by checking for a `tesSUCCESS` result code.
@@ -154,6 +184,9 @@ Retrieve the loan balance from the transaction result by checking for the `Loan`
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_pay.py" language="py" from="# Extract updated loan info" before="# Prepare LoanDelete transaction" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-pay/main.go" language="go" from="// Extract updated loan info" before="// Prepare LoanDelete transaction" /%}
+{% /tab %}
 {% /tabs %}
 
 If `TotalValueOutstanding` is absent from the loan metadata, the loan has been fully paid off and is ready for deletion.
@@ -169,6 +202,9 @@ Create a [LoanDelete transaction][] to remove the paid loan from the XRP Ledger.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_pay.py" language="py" from="# Prepare LoanDelete transaction" before="# Sign, submit, and wait for deletion validation" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-pay/main.go" language="go" from="// Prepare LoanDelete transaction" before="// Sign, submit, and wait for deletion validation" /%}
+{% /tab %}
 {% /tabs %}
 
 Either the loan broker or the borrower can submit a `LoanDelete` transaction. In this example, the borrower deletes their own paid off loan.
@@ -184,6 +220,9 @@ Sign and submit the `LoanDelete` transaction.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_pay.py" language="py" from="# Sign, submit, and wait for deletion validation" before="# Verify loan deletion" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-pay/main.go" language="go" from="// Sign, submit, and wait for deletion validation" before="// Verify loan deletion" /%}
+{% /tab %}
 {% /tabs %}
 
 Verify that the transaction succeeded by checking for a `tesSUCCESS` result code.
@@ -199,6 +238,9 @@ Confirm that the loan has been removed from the XRP Ledger.
 {% tab label="Python" %}
 {% code-snippet file="/_code-samples/lending-protocol/py/loan_pay.py" language="py" from="# Verify loan deletion" /%}
 {% /tab %}
+{% tab label="Go" %}
+{% code-snippet file="/_code-samples/lending-protocol/go/loan-pay/main.go" language="go" from="// Verify loan deletion" /%}
+{% /tab %}
 {% /tabs %}
 
 If the `ledger_entry` method returns an `entryNotFound` error, the loan has been successfully deleted.

docs/tutorials/public-servers.md

@@ -12,6 +12,7 @@ If you don't [run your own `rippled` server](../infrastructure/installation/inde
 ## Non-Commercial
 | Operator  | [Network][] | JSON-RPC URL | WebSocket URL | Notes                |
 |:----------|:------------|:-------------|:--------------|:---------------------|
+| Honeycluster | **Mainnet** | `https://honeycluster.io/`  | `wss://honeycluster.io/` | Full history server cluster with Clio |
 | InFTF | **Mainnet** | `https://xrplcluster.com/` <br> `https://xrpl.ws/` [²][] | `wss://xrplcluster.com/` <br>  `wss://xrpl.ws/` [²][] | Full history server cluster with CORS support. |
 | Ripple[¹][]   | **Mainnet** | `https://s1.ripple.com:51234/` | `wss://s1.ripple.com/` | General purpose server cluster |
 | Ripple[¹][]   | **Mainnet** | `https://s2.ripple.com:51234/` | `wss://s2.ripple.com/` | [Full-history server](../concepts/networks-and-servers/ledger-history.md#full-history) cluster |
@@ -28,10 +29,12 @@ If you don't [run your own `rippled` server](../infrastructure/installation/inde
 | Operator  | [Network][] | JSON-RPC URL | WebSocket URL | Notes                |
 |:----------|:------------|:-------------|:--------------|:---------------------|
 | Ripple[¹][]   | Testnet     | `https://s.altnet.rippletest.net:51234/` | `wss://s.altnet.rippletest.net:51233/` | Testnet public server |
+| Honeycluster  | Testnet     | `https://testnet.honeycluster.io/` | `wss://testnet.honeycluster.io/` | Testnet public server |
 | XRPL Labs     | Testnet     | `https://testnet.xrpl-labs.com/` | `wss://testnet.xrpl-labs.com/` | Testnet public server with CORS support |
 | Ripple[¹][]   | Testnet (Clio) | `https://clio.altnet.rippletest.net:51234/`	| `wss://clio.altnet.rippletest.net:51233/` | Testnet public server with Clio |
 | Ripple[¹][]   | Devnet      | `https://s.devnet.rippletest.net:51234/` | `wss://s.devnet.rippletest.net:51233/` | Devnet public server |
 | Ripple[¹][]   | Devnet (Clio)  | `https://clio.devnet.rippletest.net:51234/`	| `wss://clio.devnet.rippletest.net:51233/` | Devnet public server with Clio |
+| Honeycluster  | Devnet      | `https://devnet.honeycluster.io/` | `wss://devnet.honeycluster.io/` | Devnet public server |
 | XRPL Labs     | Xahau Testnet | `https://xahau-test.net/` | `wss://xahau-test.net/` | [Hooks-enabled](https://hooks.xrpl.org/) Xahau Testnet |
 
 

docs/use-cases/tokenization/creating-an-asset-backed-multi-purpose-token.md

@@ -28,7 +28,7 @@ To learn about MPTs in general, go to the **Concept** page. For developer-focuse
 {% card-grid %}
 
 {% xrpl-card title="Concept: Multi‑Purpose Tokens" body="Read the concept documentation to learn more about Multi-Purpose Tokens." href="docs/concepts/tokens/fungible-tokens/multi-purpose-tokens/" /%}
-{% xrpl-card title="Tutorial: Issue a Multi‑Purpose Token" body="Step‑by‑step, hands‑on tutorial to issue an MPT using the XRP Ledger SDKs." href="docs/tutorials/issue-a-multi-purpose-token/" /%}
+{% xrpl-card title="Tutorial: Issue a Multi‑Purpose Token" body="Step‑by‑step, hands‑on tutorial to issue an MPT using the XRP Ledger SDKs." href="docs/tutorials/tokens/mpts/issue-a-multi-purpose-token" /%}
 {% xrpl-card title="MPT Generator" body="Download the MPT Generator and learn how to create an asset-backed Treasury bill." href="#mpt-generator"/%}
 {% /card-grid %}
 

package.json

@@ -3,7 +3,7 @@
   "private": true,
   "version": "1.0.0",
   "type": "module",
-  "description": "The XRP Ledger Dev Portal is the authoritative source for XRP Ledger documentation, including the `rippled` server, client libraries, and other open-source XRP Ledger software.",
+  "description": "The XRP Ledger Dev Portal is the authoritative source for XRP Ledger documentation, including the core server, client libraries, and other open-source XRP Ledger software.",
   "scripts": {
     "build-css": "sass --load-path styles/scss styles/xrpl.scss ./static/css/devportal2024-v1.css --style compressed --no-source-map",
     "build-css-watch": "sass --watch --load-path styles/scss styles/xrpl.scss ./static/css/devportal2024-v1.css --style compressed --no-source-map",
@@ -12,10 +12,10 @@
   "keywords": [],
   "license": "MIT",
   "dependencies": {
-    "@codemirror/state": "6.5.2",
+    "@codemirror/state": "^6.6.0",
     "@codemirror/view": "^6.22.2",
     "@lezer/highlight": "^1.2.0",
-    "@redocly/realm": "0.130.4",
+    "@redocly/realm": "0.131.2",
     "@uiw/codemirror-themes": "4.21.21",
     "@uiw/react-codemirror": "^4.21.21",
     "@xrplf/isomorphic": "^1.0.0-beta.1",

resources/dev-tools/ai-tools.md

@@ -0,0 +1,63 @@
+---
+seo:
+    description: Accelerate development on the XRPL with AI tools.
+---
+# AI Tools
+
+Augment your AI with additional tools to accelerate development, automate integrations, and deploy secure solutions on the XRP Ledger.
+
+
+## Model Context Protocol (MCP) Servers
+
+AI models are limited by their training data, which will always be out-of-date with the most recent XRPL features and SDK improvements. MCP servers solve this by giving your AI real-time access to current documentation through a standardized interface. Instead of relying on potentially outdated training data, your AI can query an MCP server for accurate, up-to-date context. Below is a list of available MCP servers:
+
+### Context7
+
+[Context7](https://context7.com/) is a searchable database of user-submitted repos and websites. Official XRPL docs are maintained on the site and include:
+- [xrpl.org](https://xrpl.org/docs): The official developer portal for up-to-date XRPL docs, including use cases, concepts, tutorials, references, and code samples.
+- [opensource.ripple.com](https://opensource.ripple.com/): The technical doc site for all features in development by Ripple.
+- [docs.xrplevm.org](https://docs.xrplevm.org/): The technical doc site for the XRPL EVM Sidechain.
+- [XRPL JavaScript SDK](https://github.com/xrplf/xrpl.js)
+- [XRPL Python SDK](https://github.com/xrplf/xrpl-py)
+- [XRPL Go SDK](https://github.com/xrplf/xrpl-go)
+
+To set up Context7, see: [Installation](https://github.com/upstash/context7?tab=readme-ov-file#installation).
+
+### xrpl.org MCP Server
+
+The xrpl.org site hosts a standalone MCP server, which only contains documentation hosted on the site. From any doc page, you can click the **Copy** dropdown by the page title and select either **Connect to Cursor** or **Connect to VS Code**. If you are using a different code editor, you can manually configure the MCP server using the `https://xrpl.org/mcp` endpoint.
+
+
+## SKILL.md
+
+A `SKILL.md` file provides behavioral instructions for AI models working with XRPL code. It defines specific steps and rules to produce more precise outcomes, such as forming transactions, implementing security best practices, or issuing tokens. By loading a skill in your coding agent, you reduce the need for verbose or repeated queries.
+
+### XRPL Development Skill for Claude Code
+
+A comprehensive Claude Code skill for modern XRP Ledger development, provided by XRPL Commons. This skill uses Claude Code's progressive disclosure pattern; the main `SKILL.md` provides core guidance, and Claude reads specialized markdown files only when needed for specific tasks. For a full list of available skills, as well as installation instructions, check the [GitHub repo](https://github.com/XRPL-Commons/xrpl-dev-skills?tab=readme-ov-file#xrpl-development-skill-for-claude-code).
+
+### Generate Release Notes
+
+The `generate-release-notes` skill generates a draft release notes to publish to the xrpl.org blog. This skill is intended for contributors to the XRPL docs. For additional details, check the [GitHub repo](https://github.com/XRPLF/xrpl-dev-portal/blob/master/.claude/skills/generate-release-notes/SKILL.md).
+
+
+## Site Optimizations
+
+The XRPL developer portal has been updated with AI optimizations to serve both human and AI audiences.
+
+### AI Chatbot
+
+An AI chatbot is hosted on [xrpl.org](https://xrpl.org/docs), [opensource.ripple.com](https://opensource.ripple.com/), and [docs.xrplevm.org](https://docs.xrplevm.org/) for users who prefer a more natural-language approach to documentation. You can access the chatbots from the **Ask AI** button at the bottom right of each website, or from the **Search with AI** button embedded in the search bar.
+
+### llms.txt
+
+The site hosts an [llms.txt](https://xrpl.org/llms.txt) file at the root directory, providing a curated index of content for AI crawlers and tools to find relevant information quickly. If you don't want to use the MCP servers, you can provide this file to your AI as context.
+
+### Context Optimization
+
+Markdown is an efficient format for providing documentation context to an AI. Every page on the doc site hosts an `.md` version, which is accessible from the **Copy** dropdown at the top of the page. The dropdown includes options to:
+
+- Copy the contents of the `.md` file.
+- View the page as an `.md` file.
+- Open **Claude** or **ChatGPT** with the contents of the page automatically loaded as context.
+- Set up the xrpl.org MCP server in **VS Code** or **Cursor** with one click.

sidebars.yaml

@@ -326,7 +326,12 @@
                 - page: docs/tutorials/best-practices/key-management/remove-a-regular-key-pair.md
                 - page: docs/tutorials/best-practices/key-management/offline-account-setup.md
                 - page: docs/tutorials/best-practices/key-management/set-up-multi-signing.md
-                - page: docs/tutorials/best-practices/key-management/send-a-multi-signed-transaction.md        
+                - page: docs/tutorials/best-practices/key-management/send-a-multi-signed-transaction.md
+            - group: Account Management
+              groupTranslationKey: sidebar.docs.tutorials.bestPractices.accountManagement
+              expanded: false
+              items:
+                - page: docs/tutorials/best-practices/account-management/calculate-reserves.md
         - group: Advanced Developer Topics
           groupTranslationKey: sidebar.docs.tutorials.advancedDeveloperTopics
           expanded: false
@@ -745,6 +750,7 @@
       page: resources/dev-tools/index.page.tsx
       expanded: false
       items:
+        - page: resources/dev-tools/ai-tools.md
         - label: RPC Tool
           labelTranslationKey: sidebar.resources.dev-tools.rpc-tool
           page: resources/dev-tools/rpc-tool.page.tsx