Merge branch 'develop' into ximinez/lending-shortages

* XRPLF/develop:
  fix: Disable unnecessary sanity-check in VaultDeposit (7288)
  ci: [DEPENDABOT] bump actions/upload-artifact from 7.0.0 to 7.0.1 (7286)
  ci: Only run reusable package in public repos (7293)
  fix: Set default peering port to 2459 (6848)
  fix: Use account ledger entry when canceling token escrows (6171)
  refactor: Rename `account_` to `accountID_` (7284)
  ci: Add Linux package builds (DEB + RPM) to CI (6639)
  refactor: Clean up comments post-clang-tidy changes (7283)
  release: Set version to 3.3.0-b0 (7280)
  refactor: Rename static constants (7120)
  refactor: Use `isFlag` where possible instead of bitwise math (7278)
  ci: Update XRPLF/actions (7281)

.envrc

@@ -0,0 +1 @@
+use flake

docs/build/environment.md

@@ -33,9 +33,10 @@ with a single command and without installing anything system-wide:
 nix --experimental-features 'nix-command flakes' develop
 ```
 
-On **Linux**, Nix also provides the compiler (GCC). On **macOS**, the shell uses
-your **system-wide Apple Clang** as the compiler, so you still need to manage
-its version (see below).
+On **Linux**, Nix also provides the compiler (GCC); on **macOS**, it provides
+Clang. If you instead opt to use your system-wide Apple Clang (via
+`nix develop .#apple-clang`), you need to manage its version yourself (see
+below).
 
 See [Using the Nix development shell](./nix.md) for installation and usage
 details, including how to select a different compiler.
@@ -48,10 +49,10 @@ details, including how to select a different compiler.
 
 ### macOS: managing the Apple Clang version
 
-Because the Nix shell uses the system-wide Apple Clang on macOS, the compiler
-version is whatever your installed Xcode (or Command Line Tools) provides. The
-following command should return a version greater than or equal to the
-[minimum required](#tested-compiler-versions):
+If you use your system-wide Apple Clang on macOS (via `nix develop .#apple-clang`),
+the compiler version is whatever your installed Xcode (or Command Line Tools)
+provides. The following command should return a version greater than or equal to
+the [minimum required](#tested-compiler-versions):
 
 ```bash
 clang --version

docs/build/nix.md

@@ -9,7 +9,7 @@ This guide explains how to use Nix to set up a reproducible development environm
 - **Reproducible environment**: Everyone gets the same versions of tools and compilers
 - **Matches CI**: The Linux CI runs in Docker images built from this exact Nix environment
 - **No system pollution**: Dependencies are isolated and don't affect your system packages
-- **Multiple compiler versions**: Easily switch between different GCC and Clang versions
+- **Consistent compilers**: The GCC and Clang shells use the same versions as CI
 - **Quick setup**: Get started with a single command
 - **Works on Linux and macOS**: Consistent experience across platforms
 
@@ -31,8 +31,8 @@ This will:
 
 - Download and set up all required development tools (CMake, Ninja, Conan, etc.)
 - Configure the appropriate compiler for your platform:
-  - **Linux**: GCC 15.2 (provided by Nix)
-  - **macOS**: Apple Clang (your system compiler)
+  - **Linux**: GCC (provided by Nix)
+  - **macOS**: Clang (provided by Nix)
 
 The first time you run this command, it will take a few minutes to download and build the environment. Subsequent runs will be much faster.
 
@@ -40,12 +40,12 @@ The first time you run this command, it will take a few minutes to download and
 
 - **Linux**: `nix develop` gives you a shell with all the tooling necessary to
   develop xrpld and with GCC 15.2 (also provided by Nix). There are no caveats.
-- **macOS**: `nix develop` gives you a full environment too. The compiler is
-  your system-wide Apple Clang, while every other tool — including Conan — is
-  provided by Nix. Conan has no binary in the Nix cache for macOS, so it is
-  built from source the first time you enter the shell, which makes the initial
-  setup slower (this is handled automatically; see
-  [`nix/devshell.nix`](../../nix/devshell.nix)).
+- **macOS**: `nix develop` gives you a full environment too, with Clang (and
+  every other tool, including Conan) provided by Nix. To use your system-wide
+  Apple Clang instead, enter `nix develop .#apple-clang`. Conan has no binary in
+  the Nix cache for macOS, so it is built from source the first time you enter
+  the shell, which makes the initial setup slower (this is handled
+  automatically; see [`nix/devshell.nix`](../../nix/devshell.nix)).
 
 > [!TIP]
 > To avoid typing `--experimental-features 'nix-command flakes'` every time, you can permanently enable flakes by creating `~/.config/nix/nix.conf`:
@@ -62,7 +62,9 @@ The first time you run this command, it will take a few minutes to download and
 
 ### Choosing a different compiler
 
-A compiler can be chosen by providing its name with the `.#` prefix, e.g. `nix develop .#gcc15`.
+A compiler can be chosen by providing its name with the `.#` prefix, e.g. `nix develop .#clang`.
+The `.#gcc` and `.#clang` shells provide the same GCC and Clang versions used in CI
+(pinned in [`nix/packages.nix`](../../nix/packages.nix)).
 Use `nix flake show` to see all the available development shells.
 
 Use `nix develop .#no-compiler` to use the compiler from your system.
@@ -70,11 +72,11 @@ Use `nix develop .#no-compiler` to use the compiler from your system.
 ### Example Usage
 
 ```bash
-# Use GCC 14
-nix develop .#gcc14
+# Use GCC (same version as CI)
+nix develop .#gcc
 
-# Use Clang 19
-nix develop .#clang19
+# Use Clang (same version as CI)
+nix develop .#clang
 
 # Use default for your platform
 nix develop
@@ -112,7 +114,15 @@ Once inside the Nix development shell, follow the standard [build instructions](
 
 [direnv](https://direnv.net/) or [nix-direnv](https://github.com/nix-community/nix-direnv) can automatically activate the Nix development shell when you enter the repository directory.
 
-This is also the most robust way to use the environment from **any shell** (bash, zsh, fish, …): direnv stays in your current shell and loads the environment _after_ your shell's startup files have run, so the Nix-provided tools take precedence over anything your shell configuration adds to `$PATH`. To use it, install direnv for your shell, then add an `.envrc` containing `use flake` at the repository root and run `direnv allow`.
+This is also the most robust way to use the environment from **any shell** (bash, zsh, fish, …): direnv stays in your current shell and loads the environment _after_ your shell's startup files have run, so the Nix-provided tools take precedence over anything your shell configuration adds to `$PATH`.
+
+The repository already ships an `.envrc` at its root that activates the Nix flake development shell, so you don't need to create one. To use it:
+
+1. [Install direnv](https://direnv.net/docs/installation.html) and [hook it into your shell](https://direnv.net/docs/hook.html) (bash, zsh, fish, …). Installing [nix-direnv](https://github.com/nix-community/nix-direnv) as well is recommended: it caches the shell so that activation is near-instant after the first run.
+2. Run `direnv allow` once in the repository root. direnv will then load (and reload) the Nix development shell automatically whenever you enter the directory.
+
+> [!NOTE]
+> direnv only caches the `.direnv` directory (already listed in `.gitignore`); no other repository files are affected.
 
 ## Conan and Prebuilt Packages
 

nix/ci-env.nix

@@ -4,14 +4,16 @@
   ...
 }:
 let
-  inherit (import ./packages.nix { inherit pkgs; }) commonPackages;
-  inherit (pkgs) lib;
+  inherit (import ./packages.nix { inherit pkgs; })
+    commonPackages
+    gccPackage
+    llvmPackages
+    llvmVersion
+    ;
 
-  # Underlying compiler toolchains to wrap. Bump these in one place to
-  # roll the whole environment forward.
-  customGccPackage = pkgs.gcc15;
-  customLlvmPackages = pkgs.llvmPackages_22;
-  customClangMajor = lib.versions.major (lib.getVersion customLlvmPackages.clang-unwrapped);
+  # Underlying compiler toolchains to wrap (versions pinned in packages.nix).
+  customGccPackage = gccPackage;
+  customLlvmPackages = llvmPackages;
 
   # binutils wrapped to emit binaries that reference the custom glibc
   # (dynamic linker path, library search path, RPATH).
@@ -90,7 +92,7 @@ let
     extraBuildCommands = ''
       rsrc="$out/resource-root"
       mkdir "$rsrc"
-      ln -s "${customLlvmPackages.clang-unwrapped.lib}/lib/clang/${customClangMajor}/include" "$rsrc/include"
+      ln -s "${customLlvmPackages.clang-unwrapped.lib}/lib/clang/${toString llvmVersion}/include" "$rsrc/include"
       ln -s "${customCompilerRt.out}/lib" "$rsrc/lib"
       ln -s "${customCompilerRt.out}/share" "$rsrc/share" || true
       echo "-resource-dir=$rsrc" >> $out/nix-support/cc-cflags

nix/devshell.nix

@@ -1,127 +1,57 @@
 { pkgs, ... }:
 let
-  inherit (import ./packages.nix { inherit pkgs; }) commonPackages;
+  inherit (import ./packages.nix { inherit pkgs; })
+    commonPackages
+    gccVersion
+    llvmPackages
+    ;
 
-  # Supported compiler versions
-  gccVersion = pkgs.lib.range 13 15;
-  clangVersions = pkgs.lib.range 18 21;
+  # Plain nixpkgs stdenvs — no custom glibc, unlike ci-env.nix.
+  gccStdenv = pkgs."gcc${toString gccVersion}Stdenv";
+  clangStdenv = llvmPackages.stdenv;
 
-  defaultCompiler = if pkgs.stdenv.isDarwin then "apple-clang" else "gcc";
-  defaultGccVersion = pkgs.lib.last gccVersion;
-  defaultClangVersion = pkgs.lib.last clangVersions;
-
-  strToCompilerEnv =
-    compiler: version:
-    (
-      if compiler == "gcc" then
-        let
-          gccPkg = pkgs."gcc${toString version}Stdenv" or null;
-        in
-        if gccPkg != null && builtins.elem version gccVersion then
-          gccPkg
-        else
-          throw "Invalid GCC version: ${toString version}. Must be one of: ${toString gccVersion}"
-      else if compiler == "clang" then
-        let
-          clangPkg = pkgs."llvmPackages_${toString version}".stdenv or null;
-        in
-        if clangPkg != null && builtins.elem version clangVersions then
-          clangPkg
-        else
-          throw "Invalid Clang version: ${toString version}. Must be one of: ${toString clangVersions}"
-      else if compiler == "apple-clang" || compiler == "none" then
-        pkgs.stdenvNoCC
-      else
-        throw "Invalid compiler: ${compiler}. Must be one of: gcc, clang, apple-clang, none"
-    );
-
-  # Helper function to create a shell with a specific compiler
+  # compilerName is the command used to print the version, or null for none.
   makeShell =
     {
-      compiler ? defaultCompiler,
-      version ? (
-        if compiler == "gcc" then
-          defaultGccVersion
-        else if compiler == "clang" then
-          defaultClangVersion
-        else
-          null
-      ),
+      stdenv,
+      compilerName,
     }:
     let
-      compilerStdEnv = strToCompilerEnv compiler version;
-
-      compilerName =
-        if compiler == "apple-clang" then
-          "clang"
-        else if compiler == "none" then
-          null
-        else
-          compiler;
-
-      gccOnMacWarning =
-        if pkgs.stdenv.isDarwin && compiler == "gcc" then
-          ''
-            echo "WARNING: Using GCC on macOS with Conan may not work."
-            echo "         Consider using 'nix develop .#clang' or the default shell instead."
-            echo ""
-          ''
-        else
-          "";
-
       compilerVersion =
-        if compilerName != null then
+        if compilerName == null then
+          ''echo "No compiler specified - using system compiler"''
+        else
           ''
             echo "Compiler: "
             ${compilerName} --version
-          ''
-        else
-          ''
-            echo "No compiler specified - using system compiler"
           '';
-
-      shellAttrs = {
-        packages = commonPackages;
-
-        shellHook = ''
-          echo "Welcome to xrpld development shell";
-          ${gccOnMacWarning}${compilerVersion}
-        '';
-      };
     in
-    pkgs.mkShell.override { stdenv = compilerStdEnv; } shellAttrs;
-
-  # Generate shells for each compiler version
-  gccShells = builtins.listToAttrs (
-    map (version: {
-      name = "gcc${toString version}";
-      value = makeShell {
-        compiler = "gcc";
-        version = version;
-      };
-    }) gccVersion
-  );
-
-  clangShells = builtins.listToAttrs (
-    map (version: {
-      name = "clang${toString version}";
-      value = makeShell {
-        compiler = "clang";
-        version = version;
-      };
-    }) clangVersions
-  );
-
+    (pkgs.mkShell.override { inherit stdenv; }) {
+      packages = commonPackages;
+      shellHook = ''
+        echo "Welcome to xrpld development shell";
+        ${compilerVersion}
+      '';
+    };
 in
-gccShells
-// clangShells
-// {
-  # Default shells
-  default = makeShell { };
-  gcc = makeShell { compiler = "gcc"; };
-  clang = makeShell { compiler = "clang"; };
+rec {
+  # macOS: Nix Clang. Linux: Nix GCC.
+  default = if pkgs.stdenv.isDarwin then clang else gcc;
 
-  # No compiler
-  no-compiler = makeShell { compiler = "none"; };
-  apple-clang = makeShell { compiler = "apple-clang"; };
+  gcc = makeShell {
+    stdenv = gccStdenv;
+    compilerName = "gcc";
+  };
+
+  clang = makeShell {
+    stdenv = clangStdenv;
+    compilerName = "clang";
+  };
+
+  # Nix provides no compiler; use the one from your system (e.g. Apple Clang).
+  no-compiler = makeShell {
+    stdenv = pkgs.stdenvNoCC;
+    compilerName = null;
+  };
+  apple-clang = no-compiler;
 }

nix/packages.nix

@@ -1,15 +1,33 @@
 { pkgs }:
 let
+  # Compiler versions used across the dev shell and the CI environment.
+  gccVersion = 15;
+  llvmVersion = 22;
+
+  gccPackage = pkgs."gcc${toString gccVersion}";
+  llvmPackages = pkgs."llvmPackages_${toString llvmVersion}";
+
+  # Bound explicitly so it tracks llvmPackages above, not the `with pkgs` default.
+  clangTools = llvmPackages.clang-tools;
+
   # In LLVM 22, run-clang-tidy.py moved from share/clang/ to bin/, so nixpkgs
   # clang-tools no longer links it. Wrap it manually.
   runClangTidy = pkgs.writeShellScriptBin "run-clang-tidy" ''
-    exec ${pkgs.python3}/bin/python3 ${pkgs.llvmPackages_22.clang-unwrapped}/bin/run-clang-tidy "$@"
+    exec ${pkgs.python3}/bin/python3 ${llvmPackages.clang-unwrapped}/bin/run-clang-tidy "$@"
   '';
 in
 {
+  inherit
+    gccVersion
+    llvmVersion
+    gccPackage
+    llvmPackages
+    ;
+
   commonPackages = with pkgs; [
     ccache
     clangbuildanalyzer
+    clangTools
     cmake
     conan
     curlMinimal # needed for codecov/codecov-action
@@ -23,7 +41,6 @@ in
     gnumake
     gnupg # needed for signing commits & codecov/codecov-action
     graphviz
-    llvmPackages_22.clang-tools
     less # needed for git diff
     mold
     nettools # provides netstat, used to debug failures in CI

src/libxrpl/ledger/helpers/LendingHelpers.cpp

@@ -1213,18 +1213,34 @@ computePaymentComponents(
             "xrpl::detail::computePaymentComponents",
             "excess non-negative");
     };
-    // Helper to reduce deltas when they collectively exceed a limit.
-    // Order matters: we prefer to reduce interest first (most flexible),
-    // then management fee, then principal (least flexible).
+    auto giveTo = [](Number& component, Number& shortage, Number const& maximum) {
+        if (shortage > beast::kZero)
+        {
+            // Put as much of the shortage as we can into the provided part
+            // and the total
+            auto part = std::min(maximum - component, shortage);
+            component += part;
+            shortage -= part;
+        }
+        // If the shortage goes negative, we put too much, which should be
+        // impossible
+        XRPL_ASSERT_PARTS(
+            shortage >= beast::kZero,
+            "ripple::detail::computePaymentComponents",
+            "excess non-negative");
+    };
     auto addressExcess = [&takeFrom](LoanStateDeltas& deltas, Number& excess) {
         // This order is based on where errors are the least problematic
         takeFrom(deltas.interest, excess);
         takeFrom(deltas.managementFee, excess);
         takeFrom(deltas.principal, excess);
     };
-
-    // Check if deltas exceed the total outstanding value. This should never
-    // happen due to earlier caps, but handle it defensively.
+    auto addressShortage =
+        [&giveTo](LoanStateDeltas& deltas, Number& shortage, LoanState const& current) {
+            giveTo(deltas.interest, shortage, current.interestDue);
+            giveTo(deltas.managementFee, shortage, current.managementFeeDue);
+            giveTo(deltas.principal, shortage, current.principalOutstanding);
+        };
     Number totalOverpayment = deltas.total() - currentLedgerState.valueOutstanding;
 
     if (totalOverpayment > beast::kZero)
@@ -1252,14 +1268,33 @@ computePaymentComponents(
         addressExcess(deltas, excess);
         shortage = -excess;
     }
+    else if (shortage > beast::kZero && totalOverpayment < beast::kZero)
+    {
+        // If there's a shortage, and there's room in the loan itself, we can
+        // top up the parts to make the payment correct.
+        shortage = std::min(-totalOverpayment, shortage);
+        addressShortage(deltas, shortage, currentLedgerState);
+    }
 
-    // At this point, shortage >= 0 means we're paying less than the full
-    // periodic payment (due to rounding or component caps).
-    // shortage < 0 would mean we're trying to pay more than allowed (bug).
+    // The shortage should never be negative, which indicates that the parts are
+    // trying to take more than the whole payment. The shortage should not be
+    // positive, either, which indicates that we're not going to take the whole
+    // payment amount. Only the last payment should be allowed to have a
+    // shortage, and that's handled in a special case above.
     XRPL_ASSERT_PARTS(
-        shortage >= beast::kZero,
-        "xrpl::detail::computePaymentComponents",
+        shortage == beast::kZero,
+        "ripple::detail::computePaymentComponents",
         "no shortage or excess");
+#if LOANCOMPLETE
+    /*
+    // This used to be part of the above assert. It will eventually be removed
+    // if proved accurate
+    ||
+        (shortage > beast::kZero &&
+         ((asset.integral() && shortage < 3) ||
+          (scale - shortage.exponent() > 14)))
+          */
+#endif
 
     // Final validation that all components are valid
     XRPL_ASSERT_PARTS(

src/test/app/Loan_test.cpp

@@ -2612,8 +2612,10 @@ protected:
                         broker.params.managementFeeRate);
 
                     BEAST_EXPECTS(
-                        paymentComponents.specialCase == xrpl::detail::PaymentSpecialCase::Final ||
-                            paymentComponents.trackedValueDelta <= roundedPeriodicPayment,
+                        paymentComponents.trackedValueDelta == roundedPeriodicPayment ||
+                            (paymentComponents.specialCase ==
+                                 xrpl::detail::PaymentSpecialCase::Final &&
+                             paymentComponents.trackedValueDelta < roundedPeriodicPayment),
                         "Delta: " + to_string(paymentComponents.trackedValueDelta) +
                             ", periodic payment: " + to_string(roundedPeriodicPayment));