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2571 - Update Rippling definition to clarify issuer's role in the process
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# Rippling
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In the XRP Ledger, "rippling" describes a process of atomic net settlement between multiple connected parties who have [trust lines](index.md) for the same token. Rippling is essential, because it allows users who hold tokens to send those to each other with the issuer as a passive intermediary. In a sense, rippling is like a passive, two-way [exchange order](../decentralized-exchange/offers.md) with no limit and a 1:1 exchange rate for two tokens with the same currency code but different issuers.
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In the XRP Ledger, "rippling" describes a process of atomic net settlement between multiple connected parties who have [trust lines](index.md) for the same token. Rippling is essential, because it enables token holders to transfer funds directly to each other, without any issuer involvement in the debiting and crediting process. In a sense, rippling is like a passive, two-way [exchange order](../decentralized-exchange/offers.md) with no limit and a 1:1 exchange rate for two tokens with the same currency code but different issuers.
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Rippling only occurs along the [paths](paths.md) of a payment. [Direct XRP-to-XRP payments](../../payment-types/direct-xrp-payments.md) do not involve rippling.
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