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Update content/concepts/payment-system-basics/accounts/reserves.md
Co-authored-by: Rome Reginelli <mduo13@gmail.com>
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@@ -13,7 +13,9 @@ The XRP Ledger applies _reserve requirements_, in XRP, to protect the shared glo
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To have an account, an address must hold a minimum amount of XRP in the shared global ledger. You cannot send this XRP to other addresses. To fund a new address, you must send that address enough XRP to meet the reserve requirement.
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As determined by [Fee Voting](fee-voting.html), the current minimum reserve requirement is **20 XRP**. (This is the cost of an address that owns no other objects in the ledger.) Each new [account](accounts.html) must set aside this much XRP. Some of this XRP can be recovered by [deleting the account](accounts.html#deletion-of-accounts).
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The current minimum reserve requirement is **20 XRP**. (This is the cost of an address that owns no other objects in the ledger.) Each new [account](accounts.html) must set aside this much XRP. Some of this XRP can be recovered by [deleting the account](accounts.html#deletion-of-accounts).
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The [Fee Voting](fee-voting.html) process can change the reserve requirement if enough validators agree to new reserve settings.
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## Base Reserve and Owner Reserve
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