Update README.md (RIPD-601)

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![Ripple](/images/ripple.png)
#The Worlds Fastest and Most Secure Payment System
**What is Ripple?**
Ripple is the open-source, distributed payment protocol that enables instant
payments with low fees, no chargebacks, and currency flexibility (for example
dollars, yen, euros, bitcoins, or even loyalty points). Businesses of any size
can easily build payment solutions such as banking or remittance apps, and
accelerate the movement of money. Ripple enables the world to move value the
way it moves information on the Internet.
![Ripple Network](images/network.png)
**What is a Gateway?**
Ripple works with gateways: independent businesses which hold customer
deposits in various currencies such as U.S. dollars (USD) or Euros (EUR),
in exchange for providing cryptographically-signed issuances that users can
send and trade with one another in seconds on the Ripple network. Within the
protocol, exchanges between multiple currencies can occur atomically without
any central authority to monitor them. Later, customers can withdraw their
Ripple balances from the gateways that created those issuances.
**How do Ripple payments work?**
A sender specifies the amount and currency the recipient should receive and
Ripple automatically converts the senders available currencies using the
distributed order books integrated into the Ripple protocol. Independent third
parties acting as market makers provide liquidity in these order books.
Ripple uses a pathfinding algorithm that considers currency pairs when
converting from the source to the destination currency. This algorithm searches
for a series of currency swaps that gives the user the lowest cost. Since
anyone can participate as a market maker, market forces drive fees to the
lowest practical level.
**What can you do with Ripple?**
The protocol is entirely open-source and the networks shared ledger is public
information, so no central authority prevents anyone from participating.Anyone
can become a market maker, create a wallet or a gateway, or monitor network
behavior. Competition drives down spreads and fees, making the network useful
to everyone.
###Key Protocol Features
1. XRP is Ripples native [cryptocurrency]
(http://en.wikipedia.org/wiki/Cryptocurrency) with a fixed supply that
decreases slowly over time, with no mining. XRP acts as a bridge currency, and
pays for transaction fees that protect the network against spam
![XRP as a bridge currency](/images/vehicle_currency.png)
2. Pathfinding discovers cheap and efficient payment paths through multiple
[order books](https://www.ripplecharts.com) allowing anyone to [trade](https://www.rippletrade.com) anything. When two accounts arent linked by relationships of trust, the Ripple pathfinding engine considers intermediate links and order books to produce a set of possible paths the transaction can take. When the payment is processed, the liquidity along these paths is iteratively consumed in best-first order.
![Pathfinding from Euro to Japanese Yen](/images/pathfinding.png)
3. [Consensus](https://www.youtube.com/watch?v=pj1QVb1vlC0) confirms
transactions in an atomic fashion, without mining, ensuring efficient use of
resources.
[transact]: https://ripple.com/files/ripple-FIs.pdf
[build]: https://ripple.com/build/
[transact.png]: /images/transact.png
[build.png]: /images/build.png
[contribute.png]: /images/contribute.png
###Join The Ripple Community
|![Transact][transact.png]|![Build][build.png]|![Contribute][contribute.png]|
|:-----------------------:|:-----------------:|:---------------------------:|
|[Transact on the fastest payment infrastructure][transact]|[Build Imaginative Apps][build]|Contribute to the Ripple Protocol Implementation|
#rippled - Ripple P2P server #rippled - Ripple P2P server
##[![Build Status](https://travis-ci.org/ripple/rippled.png?branch=develop)](https://travis-ci.org/ripple/rippled) ##[![Build Status](https://travis-ci.org/ripple/rippled.png?branch=develop)](https://travis-ci.org/ripple/rippled)
@@ -37,5 +111,9 @@ Ripple is open source and permissively licensed under the ISC license. See the
LICENSE file for more details. LICENSE file for more details.
###For more information: ###For more information:
* https://ripple.com * Ripple Wiki - https://ripple.com/wiki/
* https://ripple.com/wiki * Ripple Primer - https://ripple.com/ripple_primer.pdf
* Ripple Primer (Market Making) - https://ripple.com/ripple-mm.pdf
* Ripple Gateway Primer - https://ripple.com/ripple-gateways.pdf
* Consensus - https://wiki.ripple.com/Consensus

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