diff --git a/src/core/amount.js b/src/core/amount.js
index f2959d4d..d207df51 100644
--- a/src/core/amount.js
+++ b/src/core/amount.js
@@ -120,18 +120,14 @@ Amount.from_components_unsafe = function(value: Value, currency: Currency,
 
 // be sure that _is_native is set properly BEFORE calling _set_value
 Amount.prototype._set_value = function(value: Value) {
-
   this._value = value.isZero() && value.isNegative() ?
       value.negate() : value;
   this._check_limits();
-
 };
 
 // Returns a new value which is the absolute value of this.
 Amount.prototype.abs = function() {
-
   return this._copy(this._value.abs());
-
 };
 
 Amount.prototype.add = function(addend) {
@@ -229,7 +225,7 @@ Amount.prototype.ratio_human = function(denom, opts) {
   //
   // To compensate, we multiply the numerator by 10^xns_precision.
   if (denominator._is_native) {
-    numerator._set_value(numerator.multiply(bi_xns_unit));
+    numerator._set_value(numerator._value.multiply(bi_xns_unit));
   }
 
   return numerator.divide(denominator);
diff --git a/test/amount-test.js b/test/amount-test.js
index fa6c3fc4..49753b17 100644
--- a/test/amount-test.js
+++ b/test/amount-test.js
@@ -1048,6 +1048,17 @@ describe('Amount', function() {
   });
 
   describe('ratio_human', function() {
+    it('Divide USD by XRP', function() {
+      const a = Amount.from_json({
+        value: '0.08161672093323858',
+        currency: 'USD',
+        issuer: 'rLFPPebckMYZf3urdomLsaqRGmQ6zHVrrK'
+      });
+      const b = Amount.from_json('15000000');
+      const c = a.ratio_human(b);
+      assert.deepEqual(c.to_json(), {value: '0.005441114728882572',
+        currency: 'USD', issuer: 'rLFPPebckMYZf3urdomLsaqRGmQ6zHVrrK'});
+    });
     it('Divide USD by XAU (dem)', function() {
       assert.strictEqual(Amount.from_json('2000/USD/rHb9CJAWyB4rj91VRWn96DkukG4bwdtyTh').ratio_human(Amount.from_json('10/015841551A748AD2C1F76FF6ECB0CCCD00000000/rHb9CJAWyB4rj91VRWn96DkukG4bwdtyTh'), {reference_date: 443845330 + 31535000}).to_text_full(), '201.0049931765529/USD/rHb9CJAWyB4rj91VRWn96DkukG4bwdtyTh');
     });