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Add checkDepositFreeze that checks the depositor for regular freeze and the destination pseudo-account for deep freeze only. A regular freeze on the vault account's trust line no longer blocks deposits. Update checkWithdrawFreezes to skip the submitter freeze check when submitter == destination (withdrawing to self). Gate VaultDeposit with fixCleanup3_3_0; pre-fix path preserves the old isFrozen-based checks. Use checkDepositFreeze in LoanBrokerCoverDeposit.