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This change introduces a new fix amendment (`fixPayChanV1`) that prevents the creation of new `PaymentChannelCreate` transaction with a `CancelAfter` time less than the current ledger time. It piggy backs off of fix1571. Once the amendment is activated, creating a new `PaymentChannel` will require that if you specify the `CancelAfter` time/value, that value must be greater than or equal to the current ledger time. Currently users can create a payment channel where the `CancelAfter` time is before the current ledger time. This results in the payment channel being immediately closed on the next PaymentChannel transaction.