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Gate Vault AssetsTotal and LoanBroker DebtTotal to principal-only tracking under featureLendingProtocolV1_1, replacing whole-life (accrual) interest recognition. Adds Accrual/CashBasis namespaces and three public dispatchers in LendingHelpers, consumed by LoanSet, LoanPay, and LoanManage without any amendment-awareness in the transactors themselves. Pre-amendment behavior is unchanged.