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CredentialCreate::preclaim already rejects a pseudo-account Subject via a separate amendment merged into develop while this branch was in review. Drop the duplicate check added here and keep only the credential cleanup this branch is actually for. Adjust the Vault, LoanBroker, and AMM tests to build the pre-existing pin with that other amendment disabled instead of this one, and drop the now-redundant assertions that a new pin gets rejected -- that is covered elsewhere now. Add an overflow test for LoanBroker mirroring the existing Vault one, exercising the tecINCOMPLETE branch a reviewer flagged as uncovered. Fix an unrelated SeqProxy/namespace-rename mismatch in LoanBroker_test.cpp introduced by the same develop merge, and rewrite comments across the changed files to describe the rule rather than name the amendment or ticket.