Commit Graph

103 Commits

Author SHA1 Message Date
Jingchen
0aa4eed0f7 Check permissions in LoanSet and LoanPay (#6108) 2025-12-17 04:46:51 +00:00
Vito Tumas
3971411924 Fix some minor bugs in Lending Protocol (#6101)
- add nodiscard to unimpairLoan, and check result in LoanPay
- add a check to verify that issuer exists
- improve LoanManage error code for dust amounts
2025-12-17 01:30:41 +00:00
Ed Hennis
0f9078c5c5 Merge remote-tracking branch 'XRPLF/ximinez/lending-XLS-66-2' into ximinez/lending-XLS-66-ongoing
* XRPLF/ximinez/lending-XLS-66-2:
  Change some instances of View info() to header()
  Update rippled to xrpl
  refactor: Rename `ripple` namespace to `xrpl` (5982)
  refactor: Move JobQueue and related classes into xrpl.core module (6121)
  refactor: Rename `rippled` binary to `xrpld` (5983)
  refactor: rename info() to header() (6138)
  refactor: rename `LedgerInfo` to `LedgerHeader` (6136)
  refactor: clean up `RPCHelpers` (5684)
  chore: Fix docs readme and cmake (6122)
  chore: Clean up .gitignore and .gitattributes (6001)
  chore: Use updated secp256k1 recipe (6118)
2025-12-11 18:56:29 -05:00
Ed Hennis
416e12a1a4 Change some instances of View info() to header() 2025-12-11 18:52:04 -05:00
Ed Hennis
5eec3305c1 Update rippled to xrpl 2025-12-11 18:29:09 -05:00
Ed Hennis
5ceb915be4 Merge branch 'ximinez/lending-XLS-66-2' into ximinez/lending-XLS-66-ongoing 2025-12-05 21:12:57 -05:00
Ed Hennis
af43572ee5 Review feedback from @shawnxie999: even more rounding
- Round the initial total value computation upward, unless there is
  0-interest.
- Rename getVaultScale to getAssetsTotalScale, and convert one incorrect
  computation to use it.
- Use adjustImpreciseNumber for LossUnrealized.
- Add some logging to computeLoanProperties.
2025-12-05 21:08:01 -05:00
Vito Tumas
354531f946 Fix Overpayment Calculation (#6087)
- Adds additional unit tests to cover math calculations.
- Removes unused methods.
2025-12-04 12:54:25 -05:00
Ed Hennis
e2e9582ff1 Test updates - show balances in runLoan() 2025-12-03 12:35:56 -05:00
Ed Hennis
4c28e750ff Review feedback from @gregtatcam: compute vs. calculate
- Rename the LendingHelper functions that started with `calculate` to
  start with `compute`.
2025-11-23 21:41:38 -05:00
Ed Hennis
4ba2514bfa Review feedback from @gregtatcam: LoanDeltas
- Renamed to LoanStateDeltas, and document what it's for
2025-11-23 21:28:09 -05:00
Ed Hennis
27a7138f88 Review feedback from @gregtatcam: constructRoundedLoanState
- Rename the overload of constructRoundedLoanState that takes components
  as inputs to constructLoanState. The original function did no rounding
  or enforcement of the inputs being rounded.
- Left the overload constructRoundedLoanState(SLE::const_ref loan)
  alone, because Loan objects are assumed to be rounded.
2025-11-23 21:09:56 -05:00
Ed Hennis
63724e4405 Review feedback from @gregtatcam: seconds per year
- Define a constexpr secondsInYear in LedgerHelpers.h
2025-11-23 00:03:52 -05:00
Ed Hennis
973a105959 Review feedback: test coverage, round debt total
- Add some test cases to improve coverage, and exclude some lines from
  coverage.
- Rounds the Broker.DebtTotal to the Vault scale any time it is
  modified. This should reduce rounding errors.
- Ensure that no debt is left for the Broker after the last loan is
  deleted. This ensures that any accumulated rounding errors are
  resolved.
2025-11-22 16:07:07 -05:00
Ed Hennis
1cec91e72d Move protocol.h values into namespace Lending 2025-11-21 17:20:43 -05:00
Ed Hennis
8a1f244682 Updated overpayment processing
- Added a test for RIPD-4125
2025-11-20 00:17:33 -05:00
Ed Hennis
fd115cfc13 Address my review feedback on (#6017)
- Shortcut on issuer match in canTransfer.
- An asset can transfer if either trustline enabled rippling, so both
  must have it disabled for the transfer to fail with terNO_RIPPLE.
- Remove unnecessary asfDefaultRipple sets in unit tests.
- Add a new unit test helper class: testline, and a macro: THISLINE.
  When included as a parameter to Env::operator(), will include the line
  number of the transaction that didn't get the expected result. Works
  similarly to BEAST_EXPECT. I didn't do the same for the file name,
  because that can be deduced from the testcase name.
2025-11-18 18:31:10 -05:00
Bronek Kozicki
d8b944c218 Enforce assets are transferable (#6017)
- Includes unit tests for terNO_RIPPLE.
- Switch auth mode to weak when submitter is destination.
- Require rippling enabled for vault deposits or withdrawals.
2025-11-18 18:28:59 -05:00
Vito Tumas
31d6ad727e Refactors method and struct names (#6039)
- remove unused method
- rename computeFee to computeManagementFee
- rename calculateRounded to constructRounded
- remove redundancies in LoanDeltas struct
- rename PaymentComponentsPlus to ExtendedPaymentComponents
- additional logging
2025-11-15 08:48:38 +00:00
Ed Hennis
b9fdf9e564 Add the testPoC_UnsignedUnderflowOnFullPayAfterEarlyPeriodic
- Updated to reflect that the issue in RIPD-3971 has been resolved by
  commit 4396b77c4b
2025-11-14 12:52:27 -05:00
Ed Hennis
c65a311ad1 Remove a bunch of obsolete code, marked by "#if LOANCOMPLETE" 2025-11-13 14:26:47 -05:00
Ed Hennis
ad124ce7b2 Fix balance checking assertion in LoanPay when issuer is borrower
- Resolves RIPD-4096
2025-11-13 01:51:07 -05:00
Ed Hennis
ef66a1cc0e Disable inner Batch transactions for Vault and Loan types 2025-11-12 13:51:57 -05:00
Ed Hennis
6c375f1346 Convert sfNextPaymentDueDate from optional to default
- Simplifies some of the updates and checks
2025-11-11 12:02:58 -05:00
Ed Hennis
4396b77c4b Add tfLoanLatePayment flag; full payment is no longer a special case
- A regular payment that is late, or a tfLoanLatePayment that is not
  late will fail.
- Flags are mutually exclusive.
- Add a few interest computation shortcuts and overflow prevention
  checks that return 0 if there's no time to compute for.
2025-11-10 23:17:42 -05:00
Ed Hennis
1c99243ec2 Fix service fee accounting when a borrower is the broker (#6016)
- Add unit-test to verify the fix.
2025-11-10 21:10:13 -05:00
Ed Hennis
7712cbdfcc Fix build issue - unused variable 2025-11-10 21:02:01 -05:00
Ed Hennis
2f064893bb test: Add a test case reproducing the issue in RIPD-3902 2025-11-10 19:50:15 -05:00
Ed Hennis
6ad4b29878 Always round cover minimum calculations up
- Addresses RIPD-4016.
- Add and update testRoundingAllowsUndercoverage() unit test from ticket.
2025-11-10 17:59:10 -05:00
Ed Hennis
a9796d0210 Minor test fixes
- Don't deposit cover if the amount is 0.
- Handle missing next payment date in getCurrentState.
2025-11-09 20:27:59 -05:00
Ed Hennis
b5b31efe0b Fix RIPD-3901 - faulty assert
- Assert requires that an overpayment reduces the value of a loan. If
  the overall loan interest is low enough, it could leave it unchanged.
  Update the assert to require that the overpayment does not increase
  the value of the loan.
- Adds a unit test provided by @gregtatcam to demonstrate this issue.
2025-11-09 17:37:46 -05:00
Ed Hennis
e00fea9934 Update the test case for RIPD-3459 with more detailed output data 2025-11-08 22:47:50 -05:00
Ed Hennis
e3ea23cff5 Add test case to reproduce RIPD-3459
- Improve a few loan test helper functions.
- Make Loan.GracePeriod a default field.
2025-11-08 19:04:32 -05:00
Ed Hennis
77d5826297 Add Grace Period to testLoanNextPaymentDueDateOverflow
- Demonstrates that Grace Period can overflow.
- Expected to fail.
2025-11-07 15:37:32 -05:00
Gregory Tsipenyuk
ebfca636fc Implicitly authorize Vault and LoanBroker pseudo-accounts (#5976)
- Vault and LoanBroker pseudo-accounts can hold MPTs, regardless of MPTRequireAuth setting.
- Add requireAuth check in LoanBrokerCoverDeposit and LoanPay.
- Fail attempts to unauthorize pseudo-accounts by MPT issuers.
2025-11-07 05:39:34 +00:00
Ed Hennis
2cb0ca5ad2 Refactor loan test helpers into reusable functions
- Try to reproduce RIPD-3831
2025-11-06 23:49:10 -05:00
Gregory Tsipenyuk
c56387d124 Fix empty/zero broker ID in LoanBrokerSet and LoanSet (#5977)
- Add checks for empty/zero brokerID where needed
- Extend unit-tests.
2025-11-07 02:05:08 +00:00
Ed Hennis
2264713d52 fix: Improve rounding for IOU loans
- Scale the loan to the Vault, so that amounts moving to the vault are
  less likely to have rounding errors.
- Similar to LoanPay, when LoanManage defaults a loan, round the amounts
  to the Vault scale (because the Vault scale can change) before
  applying them to the Vault.
2025-11-06 19:25:37 -05:00
Ed Hennis
560ff824df Another arbitrary test case to try 2025-11-06 19:12:02 -05:00
Ed Hennis
07ec253f2e Add testDustManipulation test, which is expected to fail 2025-11-06 12:48:02 -05:00
Ed Hennis
165478b929 Remove the shortage code completely 2025-11-05 13:28:03 -05:00
Ed Hennis
95fdbe520f Partially revert aed8e2b166 Fill in payment computation shortages (#5941)
- Do not attempt to fill in payment computation shortages. Fixes, tests,
  and optimizations are left intact.
2025-11-05 12:48:14 -05:00
Ed Hennis
34db04ffc1 Update Lending files for the xrpl rename 2025-11-04 19:37:58 -05:00
Ed Hennis
aed8e2b166 Fill in payment computation shortages (#5941)
- Ensures a consistent fixed payment amount for the entire life of the
  loan, except the final payment, which is guaranteed to be the same or
  smaller.
- Convert some Loan structs to compute values that had need manual
  updates to stay consistent.
- Fail the transaction in `LoanPay` if it violates the Vault `assetsAvailable <=
  assetsTotal` invariant.
- Use constexpr to check that min mantissa value for Number and STAmount
  is a power of 10, and compute the max in terms of the min.
- Improve unit tests:
  - Use BrokerParameters and Loan Parameters instead of semi-global
    class values
  - In tests, check that the expected number of loan payments are made.
  - Add LoanBatch manual test to generate a set number of random loans,
    set them up, and pay them off.
  - Add LoanArbitrary manual test to run a single test with specific
    (hard-coded for now) parameters.
  - Add Number support to XRP_t.
2025-11-04 22:56:16 +00:00
Ed Hennis
cdd6ad4ba4 test: Fix test set up, since the order of preclaim checks changed
- Need to have multisign set up to get to the fee check
2025-11-03 18:00:10 -05:00
Ed Hennis
4920e65b14 fix: LoanBrokerSet is malformed if Cover fields don't align
- sfCoverRateMinimum and sfCoverRateLiquidation must be both zero or
  both non-zero, because both are used in the default amount
  calculations, which is the only place they're really meaningful.
2025-11-03 12:31:20 -05:00
Bronek Kozicki
b472cc3493 Unit tests for multisigned LoanSet counterparty 2025-10-31 16:51:37 -04:00
Ed Hennis
d0c60cdf59 Fix broken unit test case 2025-10-28 18:47:52 -04:00
Ed Hennis
310852ba2d refactor: Payment component calculation will target next true state
- Compute the next "true" state, round the values off, then compute the
  deltas needed to get the current state to that state. Plus some data
  integrity checks.
- Add `Number::zero`, which is longer to type, but more readable than
  `Number{}`.
- Prepare to improve Loan unit tests: track managementFeeRate in
  BrokerInfo, define a LoanParameters object for creation options and
  start adding support for it, track and verify loan state while making
  payments.
2025-10-28 16:27:44 -04:00
Ed Hennis
da14c6f018 Prevent numerical overflow of payment due dates
- Addresses FIND-013 from audit.
- Bases the limit on the current ledger time, and ensures that
  "payments * interval <= limit". This allows a loan to potentially run through
  "the end of time" successfully, but not go a second over.
- Wrote several test cases, including a few that go right to "the end of
  time".
2025-10-26 18:57:16 -04:00