diff --git a/include/xrpl/tx/transactors/lending/LendingHelpers.h b/include/xrpl/ledger/helpers/LendingHelpers.h
similarity index 99%
rename from include/xrpl/tx/transactors/lending/LendingHelpers.h
rename to include/xrpl/ledger/helpers/LendingHelpers.h
index 1c938bbc8a..81d14477ef 100644
--- a/include/xrpl/tx/transactors/lending/LendingHelpers.h
+++ b/include/xrpl/ledger/helpers/LendingHelpers.h
@@ -1,15 +1,14 @@
 #pragma once
 
 #include <xrpl/ledger/View.h>
+#include <xrpl/protocol/Rules.h>
 #include <xrpl/protocol/st.h>
 
 namespace xrpl {
 
-struct PreflightContext;
-
 // Lending protocol has dependencies, so capture them here.
 bool
-checkLendingProtocolDependencies(PreflightContext const& ctx);
+checkLendingProtocolDependencies(Rules const& rules, STTx const& tx);
 
 static constexpr std::uint32_t secondsInYear = 365 * 24 * 60 * 60;
 
diff --git a/include/xrpl/tx/transactors/lending/LoanSet.h b/include/xrpl/tx/transactors/lending/LoanSet.h
index c778582ab0..3ede5adc4c 100644
--- a/include/xrpl/tx/transactors/lending/LoanSet.h
+++ b/include/xrpl/tx/transactors/lending/LoanSet.h
@@ -1,7 +1,7 @@
 #pragma once
 
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/tx/Transactor.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 
 namespace xrpl {
 
diff --git a/src/libxrpl/tx/transactors/lending/LendingHelpers.cpp b/src/libxrpl/ledger/helpers/LendingHelpers.cpp
similarity index 99%
rename from src/libxrpl/tx/transactors/lending/LendingHelpers.cpp
rename to src/libxrpl/ledger/helpers/LendingHelpers.cpp
index dea8dbbd34..caccca752d 100644
--- a/src/libxrpl/tx/transactors/lending/LendingHelpers.cpp
+++ b/src/libxrpl/ledger/helpers/LendingHelpers.cpp
@@ -1,4 +1,4 @@
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 
 #include <xrpl/basics/Expected.h>
 #include <xrpl/basics/Log.h>
@@ -7,18 +7,19 @@
 #include <xrpl/beast/utility/Journal.h>
 #include <xrpl/beast/utility/Zero.h>
 #include <xrpl/beast/utility/instrumentation.h>
-#include <xrpl/core/ServiceRegistry.h>
 #include <xrpl/ledger/ApplyView.h>
 #include <xrpl/ledger/View.h>
 #include <xrpl/protocol/Asset.h>
 #include <xrpl/protocol/Feature.h>
 #include <xrpl/protocol/LedgerFormats.h>
 #include <xrpl/protocol/Protocol.h>
+#include <xrpl/protocol/Rules.h>
 #include <xrpl/protocol/SField.h>
 #include <xrpl/protocol/STAmount.h>
+#include <xrpl/protocol/STLedgerEntry.h>
+#include <xrpl/protocol/STTx.h>
 #include <xrpl/protocol/TER.h>
 #include <xrpl/protocol/Units.h>
-#include <xrpl/tx/transactors/vault/VaultCreate.h>
 
 #include <algorithm>
 #include <cstddef>
@@ -28,9 +29,18 @@
 namespace xrpl {
 
 bool
-checkLendingProtocolDependencies(PreflightContext const& ctx)
+checkLendingProtocolDependencies(Rules const& rules, STTx const& tx)
 {
-    return ctx.rules.enabled(featureSingleAssetVault) && VaultCreate::checkExtraFeatures(ctx);
+    if (!rules.enabled(featureSingleAssetVault))
+        return false;
+
+    if (!rules.enabled(featureMPTokensV1))
+        return false;
+
+    if (tx.isFieldPresent(sfDomainID) && !rules.enabled(featurePermissionedDomains))
+        return false;
+
+    return true;
 }
 
 LoanPaymentParts&
diff --git a/src/libxrpl/tx/transactors/lending/LoanBrokerCoverClawback.cpp b/src/libxrpl/tx/transactors/lending/LoanBrokerCoverClawback.cpp
index 16f95dd357..36ff1cc2de 100644
--- a/src/libxrpl/tx/transactors/lending/LoanBrokerCoverClawback.cpp
+++ b/src/libxrpl/tx/transactors/lending/LoanBrokerCoverClawback.cpp
@@ -7,6 +7,7 @@
 #include <xrpl/beast/utility/Zero.h>
 #include <xrpl/core/ServiceRegistry.h>
 #include <xrpl/ledger/ReadView.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/ledger/helpers/TokenHelpers.h>
 #include <xrpl/protocol/AccountID.h>
 #include <xrpl/protocol/Asset.h>
@@ -25,7 +26,6 @@
 #include <xrpl/protocol/Units.h>
 #include <xrpl/protocol/XRPAmount.h>
 #include <xrpl/tx/Transactor.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 
 #include <memory>
 #include <optional>
@@ -36,7 +36,7 @@ namespace xrpl {
 bool
 LoanBrokerCoverClawback::checkExtraFeatures(PreflightContext const& ctx)
 {
-    return checkLendingProtocolDependencies(ctx);
+    return checkLendingProtocolDependencies(ctx.rules, ctx.tx);
 }
 
 NotTEC
diff --git a/src/libxrpl/tx/transactors/lending/LoanBrokerCoverDeposit.cpp b/src/libxrpl/tx/transactors/lending/LoanBrokerCoverDeposit.cpp
index 36b5cab618..9b43269ec3 100644
--- a/src/libxrpl/tx/transactors/lending/LoanBrokerCoverDeposit.cpp
+++ b/src/libxrpl/tx/transactors/lending/LoanBrokerCoverDeposit.cpp
@@ -2,6 +2,7 @@
 
 #include <xrpl/basics/Log.h>
 #include <xrpl/beast/utility/Zero.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/ledger/helpers/TokenHelpers.h>
 #include <xrpl/protocol/Indexes.h>
 #include <xrpl/protocol/SField.h>
@@ -12,7 +13,6 @@
 #include <xrpl/protocol/TER.h>
 #include <xrpl/protocol/XRPAmount.h>
 #include <xrpl/tx/Transactor.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 
 #include <memory>
 
@@ -21,7 +21,7 @@ namespace xrpl {
 bool
 LoanBrokerCoverDeposit::checkExtraFeatures(PreflightContext const& ctx)
 {
-    return checkLendingProtocolDependencies(ctx);
+    return checkLendingProtocolDependencies(ctx.rules, ctx.tx);
 }
 
 NotTEC
diff --git a/src/libxrpl/tx/transactors/lending/LoanBrokerCoverWithdraw.cpp b/src/libxrpl/tx/transactors/lending/LoanBrokerCoverWithdraw.cpp
index c8479e941d..7061ec99c3 100644
--- a/src/libxrpl/tx/transactors/lending/LoanBrokerCoverWithdraw.cpp
+++ b/src/libxrpl/tx/transactors/lending/LoanBrokerCoverWithdraw.cpp
@@ -5,6 +5,7 @@
 #include <xrpl/beast/utility/Zero.h>
 #include <xrpl/ledger/View.h>
 #include <xrpl/ledger/helpers/AccountRootHelpers.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/ledger/helpers/TokenHelpers.h>
 #include <xrpl/protocol/Indexes.h>
 #include <xrpl/protocol/Protocol.h>
@@ -17,7 +18,6 @@
 #include <xrpl/protocol/Units.h>
 #include <xrpl/protocol/XRPAmount.h>
 #include <xrpl/tx/Transactor.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 
 #include <memory>
 
@@ -26,7 +26,7 @@ namespace xrpl {
 bool
 LoanBrokerCoverWithdraw::checkExtraFeatures(PreflightContext const& ctx)
 {
-    return checkLendingProtocolDependencies(ctx);
+    return checkLendingProtocolDependencies(ctx.rules, ctx.tx);
 }
 
 NotTEC
diff --git a/src/libxrpl/tx/transactors/lending/LoanBrokerDelete.cpp b/src/libxrpl/tx/transactors/lending/LoanBrokerDelete.cpp
index 6f774eaeae..6b1abe45aa 100644
--- a/src/libxrpl/tx/transactors/lending/LoanBrokerDelete.cpp
+++ b/src/libxrpl/tx/transactors/lending/LoanBrokerDelete.cpp
@@ -4,6 +4,7 @@
 #include <xrpl/basics/Number.h>
 #include <xrpl/beast/utility/Zero.h>
 #include <xrpl/ledger/helpers/AccountRootHelpers.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/ledger/helpers/TokenHelpers.h>
 #include <xrpl/protocol/Asset.h>
 #include <xrpl/protocol/Indexes.h>
@@ -15,7 +16,6 @@
 #include <xrpl/protocol/TER.h>
 #include <xrpl/protocol/XRPAmount.h>
 #include <xrpl/tx/Transactor.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 
 #include <memory>
 
@@ -24,7 +24,7 @@ namespace xrpl {
 bool
 LoanBrokerDelete::checkExtraFeatures(PreflightContext const& ctx)
 {
-    return checkLendingProtocolDependencies(ctx);
+    return checkLendingProtocolDependencies(ctx.rules, ctx.tx);
 }
 
 NotTEC
diff --git a/src/libxrpl/tx/transactors/lending/LoanBrokerSet.cpp b/src/libxrpl/tx/transactors/lending/LoanBrokerSet.cpp
index 3322df9fe3..561890abbf 100644
--- a/src/libxrpl/tx/transactors/lending/LoanBrokerSet.cpp
+++ b/src/libxrpl/tx/transactors/lending/LoanBrokerSet.cpp
@@ -6,6 +6,7 @@
 #include <xrpl/core/ServiceRegistry.h>
 #include <xrpl/ledger/View.h>
 #include <xrpl/ledger/helpers/AccountRootHelpers.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/ledger/helpers/TokenHelpers.h>
 #include <xrpl/protocol/Asset.h>
 #include <xrpl/protocol/Indexes.h>
@@ -18,7 +19,6 @@
 #include <xrpl/protocol/TER.h>
 #include <xrpl/protocol/XRPAmount.h>
 #include <xrpl/tx/Transactor.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 
 #include <memory>
 #include <vector>
@@ -28,7 +28,7 @@ namespace xrpl {
 bool
 LoanBrokerSet::checkExtraFeatures(PreflightContext const& ctx)
 {
-    return checkLendingProtocolDependencies(ctx);
+    return checkLendingProtocolDependencies(ctx.rules, ctx.tx);
 }
 
 NotTEC
diff --git a/src/libxrpl/tx/transactors/lending/LoanDelete.cpp b/src/libxrpl/tx/transactors/lending/LoanDelete.cpp
index 28948a4139..784bef7d78 100644
--- a/src/libxrpl/tx/transactors/lending/LoanDelete.cpp
+++ b/src/libxrpl/tx/transactors/lending/LoanDelete.cpp
@@ -5,6 +5,7 @@
 #include <xrpl/beast/utility/Zero.h>
 #include <xrpl/beast/utility/instrumentation.h>
 #include <xrpl/ledger/helpers/AccountRootHelpers.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/protocol/Indexes.h>
 #include <xrpl/protocol/SField.h>
 #include <xrpl/protocol/STAmount.h>  // IWYU pragma: keep
@@ -14,7 +15,6 @@
 #include <xrpl/protocol/TER.h>
 #include <xrpl/protocol/XRPAmount.h>
 #include <xrpl/tx/Transactor.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 
 #include <memory>
 
@@ -23,7 +23,7 @@ namespace xrpl {
 bool
 LoanDelete::checkExtraFeatures(PreflightContext const& ctx)
 {
-    return checkLendingProtocolDependencies(ctx);
+    return checkLendingProtocolDependencies(ctx.rules, ctx.tx);
 }
 
 NotTEC
diff --git a/src/libxrpl/tx/transactors/lending/LoanManage.cpp b/src/libxrpl/tx/transactors/lending/LoanManage.cpp
index 1b87421e71..87afc2d908 100644
--- a/src/libxrpl/tx/transactors/lending/LoanManage.cpp
+++ b/src/libxrpl/tx/transactors/lending/LoanManage.cpp
@@ -6,6 +6,7 @@
 #include <xrpl/core/ServiceRegistry.h>
 #include <xrpl/ledger/ApplyView.h>
 #include <xrpl/ledger/View.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/ledger/helpers/TokenHelpers.h>
 #include <xrpl/protocol/Asset.h>
 #include <xrpl/protocol/Feature.h>
@@ -22,7 +23,6 @@
 #include <xrpl/protocol/Units.h>
 #include <xrpl/protocol/XRPAmount.h>
 #include <xrpl/tx/Transactor.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 
 #include <algorithm>
 #include <cstdint>
@@ -33,7 +33,7 @@ namespace xrpl {
 bool
 LoanManage::checkExtraFeatures(PreflightContext const& ctx)
 {
-    return checkLendingProtocolDependencies(ctx);
+    return checkLendingProtocolDependencies(ctx.rules, ctx.tx);
 }
 
 std::uint32_t
diff --git a/src/libxrpl/tx/transactors/lending/LoanPay.cpp b/src/libxrpl/tx/transactors/lending/LoanPay.cpp
index 8360303fd8..c08518a93e 100644
--- a/src/libxrpl/tx/transactors/lending/LoanPay.cpp
+++ b/src/libxrpl/tx/transactors/lending/LoanPay.cpp
@@ -8,6 +8,7 @@
 #include <xrpl/json/to_string.h>
 #include <xrpl/ledger/ReadView.h>
 #include <xrpl/ledger/View.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/ledger/helpers/TokenHelpers.h>
 #include <xrpl/protocol/Feature.h>
 #include <xrpl/protocol/Indexes.h>
@@ -23,7 +24,6 @@
 #include <xrpl/protocol/Units.h>
 #include <xrpl/protocol/XRPAmount.h>
 #include <xrpl/tx/Transactor.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 #include <xrpl/tx/transactors/lending/LoanManage.h>
 
 #include <algorithm>
@@ -36,7 +36,7 @@ namespace xrpl {
 bool
 LoanPay::checkExtraFeatures(PreflightContext const& ctx)
 {
-    return checkLendingProtocolDependencies(ctx);
+    return checkLendingProtocolDependencies(ctx.rules, ctx.tx);
 }
 
 std::uint32_t
diff --git a/src/libxrpl/tx/transactors/lending/LoanSet.cpp b/src/libxrpl/tx/transactors/lending/LoanSet.cpp
index 1027fdea9f..48a6005c7b 100644
--- a/src/libxrpl/tx/transactors/lending/LoanSet.cpp
+++ b/src/libxrpl/tx/transactors/lending/LoanSet.cpp
@@ -7,6 +7,7 @@
 #include <xrpl/core/ServiceRegistry.h>
 #include <xrpl/ledger/View.h>
 #include <xrpl/ledger/helpers/AccountRootHelpers.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/ledger/helpers/TokenHelpers.h>
 #include <xrpl/protocol/AccountID.h>
 #include <xrpl/protocol/Asset.h>
@@ -25,7 +26,6 @@
 #include <xrpl/protocol/Units.h>
 #include <xrpl/protocol/XRPAmount.h>
 #include <xrpl/tx/Transactor.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 
 #include <cstddef>
 #include <cstdint>
@@ -40,7 +40,7 @@ namespace xrpl {
 bool
 LoanSet::checkExtraFeatures(PreflightContext const& ctx)
 {
-    return checkLendingProtocolDependencies(ctx);
+    return checkLendingProtocolDependencies(ctx.rules, ctx.tx);
 }
 
 std::uint32_t
diff --git a/src/test/app/LendingHelpers_test.cpp b/src/test/app/LendingHelpers_test.cpp
index 1e43c45104..82c80f0158 100644
--- a/src/test/app/LendingHelpers_test.cpp
+++ b/src/test/app/LendingHelpers_test.cpp
@@ -6,8 +6,8 @@
 
 #include <xrpl/basics/Number.h>
 #include <xrpl/basics/chrono.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/protocol/Units.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 
 #include <cstdint>
 #include <string>
diff --git a/src/test/app/Loan_test.cpp b/src/test/app/Loan_test.cpp
index 8d919d7dd3..a6d642badc 100644
--- a/src/test/app/Loan_test.cpp
+++ b/src/test/app/Loan_test.cpp
@@ -34,6 +34,7 @@
 #include <xrpl/beast/xor_shift_engine.h>
 #include <xrpl/json/json_value.h>
 #include <xrpl/json/to_string.h>
+#include <xrpl/ledger/helpers/LendingHelpers.h>
 #include <xrpl/protocol/Asset.h>
 #include <xrpl/protocol/Feature.h>
 #include <xrpl/protocol/HashPrefix.h>
@@ -55,7 +56,6 @@
 #include <xrpl/protocol/XRPAmount.h>
 #include <xrpl/protocol/jss.h>
 #include <xrpl/server/LoadFeeTrack.h>
-#include <xrpl/tx/transactors/lending/LendingHelpers.h>
 #include <xrpl/tx/transactors/lending/LoanSet.h>
 #include <xrpl/tx/transactors/system/Batch.h>