diff --git a/src/libxrpl/tx/transactors/Sponsor/SponsorshipSet.cpp b/src/libxrpl/tx/transactors/Sponsor/SponsorshipSet.cpp
index 677c87f856..7098038b2b 100644
--- a/src/libxrpl/tx/transactors/Sponsor/SponsorshipSet.cpp
+++ b/src/libxrpl/tx/transactors/Sponsor/SponsorshipSet.cpp
@@ -225,7 +225,7 @@ SponsorshipSet::doApply()
             sponsorBalanceAfterFee -= *feeAmount;
 
         if (auto const ret = checkInsufficientReserve(
-                ctx_.getApplyViewContext(),
+                applyViewContext,
                 sponsorAccSle,
                 sponsorBalanceAfterFee.xrp(),
                 {.ownerCountDelta = 1},
diff --git a/src/libxrpl/tx/transactors/nft/NFTokenAcceptOffer.cpp b/src/libxrpl/tx/transactors/nft/NFTokenAcceptOffer.cpp
index f3838ee67d..ea499dade0 100644
--- a/src/libxrpl/tx/transactors/nft/NFTokenAcceptOffer.cpp
+++ b/src/libxrpl/tx/transactors/nft/NFTokenAcceptOffer.cpp
@@ -373,9 +373,8 @@ NFTokenAcceptOffer::transferNFToken(
 
     std::uint32_t const buyerOwnerCountBefore = sleBuyer->getFieldU32(sfOwnerCount);
 
-    auto applyViewContext = ctx_.getApplyViewContext();
     auto const insertRet =
-        nft::insertToken(applyViewContext, buyer, std::move(tokenAndPage->token));
+        nft::insertToken(ctx_.getApplyViewContext(), buyer, std::move(tokenAndPage->token));
 
     // There was an issue where the buyer accepts a sell offer, the ledger
     // didn't check if the buyer has enough reserve, meaning that buyer can get
diff --git a/src/libxrpl/tx/transactors/nft/NFTokenMint.cpp b/src/libxrpl/tx/transactors/nft/NFTokenMint.cpp
index cfb692e8ff..4c5399148f 100644
--- a/src/libxrpl/tx/transactors/nft/NFTokenMint.cpp
+++ b/src/libxrpl/tx/transactors/nft/NFTokenMint.cpp
@@ -305,8 +305,8 @@ NFTokenMint::doApply()
             object.setFieldVL(sfURI, *uri);
     });
 
-    auto applyViewContext = ctx_.getApplyViewContext();
-    if (TER const ret = nft::insertToken(applyViewContext, accountID_, std::move(newToken));
+    if (TER const ret =
+            nft::insertToken(ctx_.getApplyViewContext(), accountID_, std::move(newToken));
         !isTesSuccess(ret))
         return ret;
 
diff --git a/src/libxrpl/tx/transactors/payment/DepositPreauth.cpp b/src/libxrpl/tx/transactors/payment/DepositPreauth.cpp
index bac527245e..3443a85b7d 100644
--- a/src/libxrpl/tx/transactors/payment/DepositPreauth.cpp
+++ b/src/libxrpl/tx/transactors/payment/DepositPreauth.cpp
@@ -153,6 +153,7 @@ TER
 DepositPreauth::doApply()
 {
     auto applyViewContext = ctx_.getApplyViewContext();
+    auto const sponsorSle = applyViewContext.txReserveContext.sponsorSle;
     if (ctx_.tx.isFieldPresent(sfAuthorize))
     {
         auto const sleOwner = view().peek(keylet::account(accountID_));
@@ -162,8 +163,6 @@ DepositPreauth::doApply()
         // A preauth counts against the reserve of the issuing account, but we
         // check the starting balance because we want to allow dipping into the
         // reserve to pay fees.
-        auto const applyViewContext = ctx_.getApplyViewContext();
-        auto const sponsorSle = applyViewContext.txReserveContext.sponsorSle;
         if (auto const ret = checkInsufficientReserve(
                 applyViewContext, sleOwner, preFeeBalance_, {.ownerCountDelta = 1}, j_);
             !isTesSuccess(ret))
@@ -210,8 +209,6 @@ DepositPreauth::doApply()
         // A preauth counts against the reserve of the issuing account, but we
         // check the starting balance because we want to allow dipping into the
         // reserve to pay fees.
-        auto const applyViewContext = ctx_.getApplyViewContext();
-        auto const sponsorSle = applyViewContext.txReserveContext.sponsorSle;
         if (auto const ret = checkInsufficientReserve(
                 applyViewContext, sleOwner, preFeeBalance_, {.ownerCountDelta = 1}, j_);
             !isTesSuccess(ret))
diff --git a/src/libxrpl/tx/transactors/payment_channel/PaymentChannelCreate.cpp b/src/libxrpl/tx/transactors/payment_channel/PaymentChannelCreate.cpp
index 90334a0955..61baac3e8a 100644
--- a/src/libxrpl/tx/transactors/payment_channel/PaymentChannelCreate.cpp
+++ b/src/libxrpl/tx/transactors/payment_channel/PaymentChannelCreate.cpp
@@ -146,7 +146,7 @@ PaymentChannelCreate::doApply()
         // unsponsored this hits the source branch and validates the
         // source's pre-lock balance against base + (currentOC+1)*increment.
         if (auto const ret = checkInsufficientReserve(
-                ctx_.getApplyViewContext(), sle, preFeeBalance_, {.ownerCountDelta = 1}, j_);
+                applyViewContext, sle, preFeeBalance_, {.ownerCountDelta = 1}, j_);
             !isTesSuccess(ret))
             return ret;
 
@@ -158,12 +158,11 @@ PaymentChannelCreate::doApply()
         // - sponsored:   adj=0  — sponsor covers the new owner increment,
         //                so the source only owes its base reserve.
         // - unsponsored: adj=1  — source owes base + the new increment.
-        std::int32_t const ownerCountAdj = sponsorSle ? 0 : 1;
         if (auto const ret = checkInsufficientReserve(
                 ctx_.getApplyViewContext(),
                 sle,
                 preFeeBalance_ - ctx_.tx[sfAmount].xrp(),
-                {.ownerCountDelta = ownerCountAdj},
+                {.ownerCountDelta = sponsorSle ? 0 : 1},
                 j_);
             !isTesSuccess(ret))
             return tecUNFUNDED;
diff --git a/src/libxrpl/tx/transactors/payment_channel/PaymentChannelFund.cpp b/src/libxrpl/tx/transactors/payment_channel/PaymentChannelFund.cpp
index ab5e8b903e..853c387a91 100644
--- a/src/libxrpl/tx/transactors/payment_channel/PaymentChannelFund.cpp
+++ b/src/libxrpl/tx/transactors/payment_channel/PaymentChannelFund.cpp
@@ -90,13 +90,12 @@ PaymentChannelFund::doApply()
         // Check reserve and funds availability
         auto const balance = (*sle)[sfBalance];
         auto const applyViewContext = ctx_.getApplyViewContext();
-        if (auto const ret =
-                checkInsufficientReserve(ctx_.getApplyViewContext(), sle, balance, {}, j_);
+        if (auto const ret = checkInsufficientReserve(applyViewContext, sle, balance, {}, j_);
             !isTesSuccess(ret))
             return ret;
 
         if (auto const ret = checkInsufficientReserve(
-                ctx_.getApplyViewContext(), sle, balance - ctx_.tx[sfAmount], {}, j_);
+                applyViewContext, sle, balance - ctx_.tx[sfAmount], {}, j_);
             !isTesSuccess(ret))
             return tecUNFUNDED;
     }