diff --git a/src/libxrpl/tx/invariants/LoanInvariant.cpp b/src/libxrpl/tx/invariants/LoanInvariant.cpp
index c0ce320846..b590eab8fd 100644
--- a/src/libxrpl/tx/invariants/LoanInvariant.cpp
+++ b/src/libxrpl/tx/invariants/LoanInvariant.cpp
@@ -236,8 +236,7 @@ ValidLoan::finalize(
             after->at(sfPrincipalOutstanding) == beast::zero &&
             after->at(sfManagementFeeOutstanding) == beast::zero)
         {
-            JLOG(j.fatal()) << "Invariant failed: Loan with zero payments "
-                               "remaining has not been paid off";
+            JLOG(j.fatal()) << "Invariant failed: Fully paid off Loan still has payments remaining";
             return false;
         }
         if (before && (before->isFlag(lsfLoanOverpayment) != after->isFlag(lsfLoanOverpayment)))