diff --git a/src/test/app/Loan_test.cpp b/src/test/app/Loan_test.cpp
index 12ebe7bc61..ded2ed78ff 100644
--- a/src/test/app/Loan_test.cpp
+++ b/src/test/app/Loan_test.cpp
@@ -1041,7 +1041,7 @@ class Loan_test : public beast::unit_test::suite
 
             auto defaultBeforeStartDate = [&](std::uint32_t baseFlag,
                                               bool impair = true) {
-                return [&, baseFlag](
+                return [&, impair, baseFlag](
                            Keylet const& loanKeylet,
                            VerifyLoanStatus const& verifyLoanStatus) {
                     // toEndOfLife