diff --git a/include/xrpl/ledger/helpers/AccountRootHelpers.h b/include/xrpl/ledger/helpers/AccountRootHelpers.h
index 5dfbc27662..61d0f33bd4 100644
--- a/include/xrpl/ledger/helpers/AccountRootHelpers.h
+++ b/include/xrpl/ledger/helpers/AccountRootHelpers.h
@@ -28,7 +28,7 @@ protected:
     AccountID const id_;
 
 public:
-    AccountRoot(AccountID const& id, ReadView const* view)
+    AccountRoot(AccountID const& id, ReadView const& view)
         : ReadOnlySLE(view->read(keylet::account(id)), view), id_(id)
     {
     }
@@ -83,7 +83,7 @@ public:
 class WritableAccountRoot : public AccountRoot, public WritableSLE
 {
 public:
-    WritableAccountRoot(AccountID const& id, ApplyView* view)
+    WritableAccountRoot(AccountID const& id, ApplyView& view)
         : AccountRoot(id, view), WritableSLE(view->peek(keylet::account(id)), view)
     {
     }
@@ -113,7 +113,7 @@ pseudoAccountAddress(ReadView const& view, uint256 const& pseudoOwnerKey);
     Pseudo-account designator fields MUST be maintained by including the
     SField::sMD_PseudoAccount flag in the SField definition.
 */
-[[nodiscard]] std::vector<SField const*> const&
+[[nodiscard]] std::vector<SField&> const&
 getPseudoAccountFields();
 
 /** Returns true if and only if sleAcct is a pseudo-account or specific
@@ -127,7 +127,7 @@ getPseudoAccountFields();
 [[nodiscard]] bool
 isPseudoAccount(
     std::shared_ptr<SLE const> sleAcct,
-    std::set<SField const*> const& pseudoFieldFilter = {});
+    std::set<SField&> const& pseudoFieldFilter = {});
 
 /** Convenience overload that reads the account from the view. */
 [[nodiscard]] inline bool
diff --git a/include/xrpl/ledger/helpers/WrappedSLEBase.h b/include/xrpl/ledger/helpers/WrappedSLEBase.h
index 42e92e5af6..87f677ce09 100644
--- a/include/xrpl/ledger/helpers/WrappedSLEBase.h
+++ b/include/xrpl/ledger/helpers/WrappedSLEBase.h
@@ -53,7 +53,7 @@ public:
     }
 
     /** Returns the read view (always available) */
-    ReadView const*
+    ReadView const&
     readView() const
     {
         return readView_;
@@ -77,13 +77,13 @@ protected:
     ReadOnlySLE() = default;
 
     /** Constructor for read-only context (ReadView) */
-    explicit ReadOnlySLE(std::shared_ptr<SLE const> sle, ReadView const* view)
+    explicit ReadOnlySLE(std::shared_ptr<SLE const> sle, ReadView const& view)
         : sle_(std::move(sle)), readView_(view)
     {
     }
 
     std::shared_ptr<SLE const> sle_;  // Always valid (const view)
-    ReadView const* readView_;        // Always valid
+    ReadView const& readView_;        // Always valid
 };
 
 /**
@@ -123,7 +123,7 @@ public:
     }
 
     /** Returns the apply view for write operations */
-    ApplyView*
+    ApplyView&
     applyView() const
     {
         return applyView_;
@@ -174,7 +174,7 @@ protected:
     }
 
     std::shared_ptr<SLE> mutableSle_;  // Mutable SLE for write contexts
-    ApplyView* applyView_;             // ApplyView for write contexts
+    ApplyView& applyView_;             // ApplyView for write contexts
 };
 
 }  // namespace xrpl
diff --git a/src/libxrpl/ledger/helpers/AccountRootHelpers.cpp b/src/libxrpl/ledger/helpers/AccountRootHelpers.cpp
index b0e50bac83..7d03e0f20d 100644
--- a/src/libxrpl/ledger/helpers/AccountRootHelpers.cpp
+++ b/src/libxrpl/ledger/helpers/AccountRootHelpers.cpp
@@ -66,15 +66,15 @@ AccountRoot::xrpLiquid(std::int32_t ownerCountAdj, beast::Journal j) const
 {
     // Return balance minus reserve
     std::uint32_t const ownerCount = confineOwnerCount(
-        readView_->ownerCountHook(id_, sle_->getFieldU32(sfOwnerCount)), ownerCountAdj);
+        readView_.ownerCountHook(id_, sle_->getFieldU32(sfOwnerCount)), ownerCountAdj);
 
     // Pseudo-accounts have no reserve requirement
     auto const reserve =
-        isPseudoAccount(sle_) ? XRPAmount{0} : readView_->fees().accountReserve(ownerCount);
+        isPseudoAccount(sle_) ? XRPAmount{0} : readView_.fees().accountReserve(ownerCount);
 
     auto const fullBalance = sle_->getFieldAmount(sfBalance);
 
-    auto const balance = readView_->balanceHook(id_, xrpAccount(), fullBalance);
+    auto const balance = readView_.balanceHook(id_, xrpAccount(), fullBalance);
 
     STAmount const amount = (balance < reserve) ? STAmount{0} : balance - reserve;
 
@@ -104,7 +104,7 @@ WritableAccountRoot::adjustOwnerCount(std::int32_t amount, beast::Journal j)
     std::uint32_t const current{mutableSle_->getFieldU32(sfOwnerCount)};
     AccountID const id = (*mutableSle_)[sfAccount];
     std::uint32_t const adjusted = confineOwnerCount(current, amount, id, j);
-    applyView_->adjustOwnerCountHook(id_, current, adjusted);
+    applyView_.adjustOwnerCountHook(id_, current, adjusted);
     mutableSle_->at(sfOwnerCount) = adjusted;
     update();
 }