diff --git a/include/xrpl/ledger/helpers/MPTokenHelpers.h b/include/xrpl/ledger/helpers/MPTokenHelpers.h
index ec05a32c8b..ba834392bf 100644
--- a/include/xrpl/ledger/helpers/MPTokenHelpers.h
+++ b/include/xrpl/ledger/helpers/MPTokenHelpers.h
@@ -231,29 +231,12 @@ createMPToken(
     SLE::ref sponsorSle,
     std::uint32_t const flags);
 
-TER
-checkCreateMPT(
-    xrpl::ApplyViewContext& ctx,
-    xrpl::MPTIssue const& mptIssue,
-    xrpl::AccountID const& holder,
-    beast::Journal j);
-
-inline TER
-checkCreateMPT(
-    xrpl::ApplyViewContext&& ctx,
-    xrpl::MPTIssue const& mptIssue,
-    xrpl::AccountID const& holder,
-    beast::Journal j)
-{
-    return checkCreateMPT(ctx, mptIssue, holder, j);
-}
-
 TER
 checkCreateMPT(
     ApplyView& view,
+    ReserveContext const& reserveCtx,
     xrpl::MPTIssue const& mptIssue,
     xrpl::AccountID const& holder,
-    SLE::ref sponsorSle,
     beast::Journal j);
 
 //------------------------------------------------------------------------------
diff --git a/src/libxrpl/ledger/helpers/MPTokenHelpers.cpp b/src/libxrpl/ledger/helpers/MPTokenHelpers.cpp
index 4f2b199670..0df68f588c 100644
--- a/src/libxrpl/ledger/helpers/MPTokenHelpers.cpp
+++ b/src/libxrpl/ledger/helpers/MPTokenHelpers.cpp
@@ -939,14 +939,18 @@ createMPToken(
     return tesSUCCESS;
 }
 
-static TER
-checkCreateMPTWithReserve(
+TER
+checkCreateMPT(
     ApplyView& view,
     ReserveContext const& reserveCtx,
     xrpl::MPTIssue const& mptIssue,
     xrpl::AccountID const& holder,
     beast::Journal j)
 {
+    XRPL_ASSERT(
+        reserveCtx.accountID == holder,
+        "xrpl::checkCreateMPTWithReserve : reserve context matches holder");
+
     if (mptIssue.getIssuer() == holder)
         return tesSUCCESS;
 
@@ -971,35 +975,6 @@ checkCreateMPTWithReserve(
     return tesSUCCESS;
 }
 
-TER
-checkCreateMPT(
-    xrpl::ApplyViewContext& ctx,
-    xrpl::MPTIssue const& mptIssue,
-    xrpl::AccountID const& holder,
-    beast::Journal j)
-{
-    return checkCreateMPTWithReserve(ctx.view, ctx.reserveContext, mptIssue, holder, j);
-}
-
-TER
-checkCreateMPT(
-    ApplyView& view,
-    xrpl::MPTIssue const& mptIssue,
-    xrpl::AccountID const& holder,
-    SLE::ref sponsorSle,
-    beast::Journal j)
-{
-    auto const sponsorID = sponsorSle
-        ? std::optional<AccountID>{sponsorSle->getAccountID(sfAccount)}
-        : std::optional<AccountID>{};
-    return checkCreateMPTWithReserve(
-        view,
-        ReserveContext{holder, view.peek(keylet::account(holder)), sponsorID, sponsorSle, nullptr},
-        mptIssue,
-        holder,
-        j);
-}
-
 std::int64_t
 maxMPTAmount(SLE const& sleIssuance)
 {
diff --git a/src/libxrpl/tx/paths/BookStep.cpp b/src/libxrpl/tx/paths/BookStep.cpp
index 6f31de8805..2fdba82092 100644
--- a/src/libxrpl/tx/paths/BookStep.cpp
+++ b/src/libxrpl/tx/paths/BookStep.cpp
@@ -731,11 +731,14 @@ BookStep<TIn, TOut, TDerived>::forEachOffer(
             // Create MPToken for the offer's owner. No need to check
             // for the reserve since the offer is removed if it is consumed.
             // Therefore, the owner count remains the same.
-            if (auto const err = checkCreateMPT(sb, assetIn.get<MPTIssue>(), owner, {}, j_);
+            if (auto const err = checkCreateMPT(
+                    sb,
+                    ReserveContext{owner, sb.peek(keylet::account(owner)), {}, nullptr, nullptr},
+                    assetIn.get<MPTIssue>(),
+                    owner,
+                    j_);
                 !isTesSuccess(err))
-            {
                 return true;
-            }
         }
 
         // It shouldn't matter from auth point of view whether it's sb
diff --git a/src/libxrpl/tx/paths/MPTEndpointStep.cpp b/src/libxrpl/tx/paths/MPTEndpointStep.cpp
index 7a2a0f3361..74d97306d0 100644
--- a/src/libxrpl/tx/paths/MPTEndpointStep.cpp
+++ b/src/libxrpl/tx/paths/MPTEndpointStep.cpp
@@ -410,7 +410,12 @@ MPTEndpointOfferCrossingStep::checkCreateMPT(ApplyView& view, xrpl::DebtDirectio
         // for the reserve since the offer doesn't go on the books
         // if crossed. Insufficient reserve is allowed if the offer
         // crossed. See CreateOffer::applyGuts() for reserve check.
-        if (auto const err = xrpl::checkCreateMPT(view, mptIssue_, dst_, {}, j_);
+        if (auto const err = xrpl::checkCreateMPT(
+                view,
+                ReserveContext{dst_, view.peek(keylet::account(dst_)), {}, nullptr, nullptr},
+                mptIssue_,
+                dst_,
+                j_);
             !isTesSuccess(err))
         {
             JLOG(j_.trace()) << "MPTEndpointStep::checkCreateMPT: failed create MPT";
diff --git a/src/libxrpl/tx/transactors/check/CheckCash.cpp b/src/libxrpl/tx/transactors/check/CheckCash.cpp
index c76184d98a..9be029930f 100644
--- a/src/libxrpl/tx/transactors/check/CheckCash.cpp
+++ b/src/libxrpl/tx/transactors/check/CheckCash.cpp
@@ -504,8 +504,12 @@ CheckCash::doApply()
                             if (sleDst == nullptr)
                                 return tecINSUFFICIENT_RESERVE;
 
-                            if (auto const err =
-                                    checkCreateMPT(applyViewContext, issue, accountID_, j_);
+                            if (auto const err = checkCreateMPT(
+                                    applyViewContext.view,
+                                    applyViewContext.reserveContext,
+                                    issue,
+                                    accountID_,
+                                    j_);
                                 !isTesSuccess(err))
                             {
                                 return err;
diff --git a/src/libxrpl/tx/transactors/dex/AMMWithdraw.cpp b/src/libxrpl/tx/transactors/dex/AMMWithdraw.cpp
index 0fdfae1a9a..dba90fdf80 100644
--- a/src/libxrpl/tx/transactors/dex/AMMWithdraw.cpp
+++ b/src/libxrpl/tx/transactors/dex/AMMWithdraw.cpp
@@ -654,11 +654,15 @@ AMMWithdraw::withdraw(
                 !isTesSuccess(err))
                 return err;
 
-            if (auto const err = checkCreateMPT(view, mptIssue, account, {}, journal);
+            if (auto const err = checkCreateMPT(
+                    view,
+                    ReserveContext{
+                        account, view.peek(keylet::account(account)), {}, nullptr, nullptr},
+                    mptIssue,
+                    account,
+                    journal);
                 !isTesSuccess(err))
-            {
                 return err;
-            }
         }
         return tesSUCCESS;
     };