diff --git a/src/cpp/ripple/PaymentTransactor.cpp b/src/cpp/ripple/PaymentTransactor.cpp
index b74e6d16d9..d9c837681c 100644
--- a/src/cpp/ripple/PaymentTransactor.cpp
+++ b/src/cpp/ripple/PaymentTransactor.cpp
@@ -85,8 +85,7 @@ TER PaymentTransactor::doApply()
 			// Another transaction could create the account and then this transaction would succeed.
 			return tecNO_DST;
 		}
-		else if (isSetBit(mParams, tapOPEN_LEDGER)												// Ledger is not final, can vote no.
-			&& saDstAmount.getNValue() < mEngine->getLedger()->getReserve(0))	// Reserve is not scaled by load.
+		else if (saDstAmount.getNValue() < mEngine->getLedger()->getReserve(0))	// Reserve is not scaled by load.
 		{
 			cLog(lsINFO) << "doPayment: Delay transaction: Destination account does not exist. Insufficent payment to create account.";
 
diff --git a/test/send-test.js b/test/send-test.js
index c73d9e2204..547a59a41c 100644
--- a/test/send-test.js
+++ b/test/send-test.js
@@ -43,7 +43,7 @@ buster.testCase("Sending", {
   'setUp' : testutils.build_setup(),  //
   'tearDown' : testutils.build_teardown(),
 
-  "send XRP to non-existent account with insufficent fee" : // => to run only that.
+  "send XRP to non-existent account with insufficent fee" :
     function (done) {
       var self    = this;
       var ledgers = 20;
@@ -87,9 +87,9 @@ buster.testCase("Sending", {
             self.remote.ledger_accept();    // Move it along.
           })
         .on('final', function (m) {
-            // console.log("final: %s", JSON.stringify(m));
+            // console.log("final: %s", JSON.stringify(m, undefined, 2));
 
-            buster.assert(false, "Should not have got a final.");
+            buster.assert.equals(m.metadata.TransactionResult, 'tecNO_DST_INSUF_XRP');
             done();
           })
         .on('error', function(m) {