diff --git a/src/cpp/ripple/PaymentTransactor.cpp b/src/cpp/ripple/PaymentTransactor.cpp
index 6fa282eb79..50e48501c7 100644
--- a/src/cpp/ripple/PaymentTransactor.cpp
+++ b/src/cpp/ripple/PaymentTransactor.cpp
@@ -77,18 +77,18 @@ TER PaymentTransactor::doApply()
 
 		if (!saDstAmount.isNative())
 		{
-			// This restriction could be relaxed.
-			Log(lsINFO) << "doPayment: Malformed transaction: Create account may only fund XRP.";
+			Log(lsINFO) << "doPayment: Delay transaction: Destination account does not exist.";
 
-			return temCREATEXRP;
+			// Another transaction could create the account and then this transaction would succeed.
+			return terNO_DST;
 		}
 		else if (isSetBit(mParams, tapOPEN_LEDGER)							// Ledger is not final, we can vote.
 			&& saDstAmount.getNValue() < theConfig.FEE_ACCOUNT_RESERVE)		// Reserve is not scaled by fee.
 		{
-			Log(lsINFO) << "doPayment: Delay transaction: Destination account does not exist insufficent payment to create account.";
+			Log(lsINFO) << "doPayment: Delay transaction: Destination account does not exist. Insufficent payment to create account.";
 
-			// Not a local failure. Another transaction could create account and then this transaction would succeed.
-			return terNO_DST;
+			// Another transaction could create the account and then this transaction would succeed.
+			return terNO_DST_INSUF_XRP;
 		}
 
 		// Create the account.
diff --git a/src/cpp/ripple/TransactionErr.cpp b/src/cpp/ripple/TransactionErr.cpp
index 3615a56d89..863b4956e7 100644
--- a/src/cpp/ripple/TransactionErr.cpp
+++ b/src/cpp/ripple/TransactionErr.cpp
@@ -34,7 +34,6 @@ bool transResultInfo(TER terCode, std::string& strToken, std::string& strHuman)
 		{	temBAD_TRANSFER_RATE,	"temBAD_TRANSFER_RATE",		"Malformed: Transfer rate must be >= 1.0"				},
 		{	temBAD_SET_ID,			"temBAD_SET_ID",			"Malformed."											},
 		{	temBAD_SEQUENCE,		"temBAD_SEQUENCE",			"Malformed: Sequence in not in the past."				},
-		{	temCREATEXRP,			"temCREATEXRP",				"Can not specify non XRP for Create."					},
 		{	temDST_IS_SRC,			"temDST_IS_SRC",			"Destination may not be source."						},
 		{	temDST_NEEDED,			"temDST_NEEDED",			"Destination not specified."							},
 		{	temINSUF_FEE_P,			"temINSUF_FEE_P",			"Fee not allowed."										},
@@ -52,7 +51,8 @@ bool transResultInfo(TER terCode, std::string& strToken, std::string& strHuman)
 		{	terFUNDS_SPENT,			"terFUNDS_SPENT",			"Can't set password, password set funds already spent."	},
 		{	terINSUF_FEE_B,			"terINSUF_FEE_B",			"Account balance can't pay fee."						},
 		{	terNO_ACCOUNT,			"terNO_ACCOUNT",			"The source account does not exist."					},
-		{	terNO_DST,				"terNO_DST",				"The destination does not exist."						},
+		{	terNO_DST,				"terNO_DST",				"Destination does not exist. Send XRP to create it."	},
+		{	terNO_DST_INSUF_XRP,	"terNO_DST_INSUF_XRP",		"Destination does not exist. Too little XRP sent to create it."		},
 		{	terNO_LINE,				"terNO_LINE",				"No such line."											},
 		{	terNO_LINE_NO_ZERO,		"terNO_LINE_NO_ZERO",		"Can't zero non-existant line, destination might make it."	},
 		{	terPRE_SEQ,				"terPRE_SEQ",				"Missing/inapplicable prior transaction."				},
diff --git a/src/cpp/ripple/TransactionErr.h b/src/cpp/ripple/TransactionErr.h
index 5b7fcf664f..8292dd3aaa 100644
--- a/src/cpp/ripple/TransactionErr.h
+++ b/src/cpp/ripple/TransactionErr.h
@@ -36,7 +36,6 @@ enum TER	// aka TransactionEngineResult
 	temBAD_TRANSFER_RATE,
 	temBAD_SEQUENCE,
 	temBAD_SET_ID,
-	temCREATEXRP,
 	temDST_IS_SRC,
 	temDST_NEEDED,
 	temINSUF_FEE_P,
@@ -83,6 +82,7 @@ enum TER	// aka TransactionEngineResult
 	terINSUF_FEE_B,
 	terNO_ACCOUNT,
 	terNO_DST,
+	terNO_DST_INSUF_XRP,
 	terNO_LINE,
 	terNO_LINE_NO_ZERO,
 	terPRE_SEQ,