From 044697c43854e62ad6b44583655dc9e0d33ebcf6 Mon Sep 17 00:00:00 2001
From: Ed Hennis <ed@ripple.com>
Date: Wed, 27 Aug 2025 15:24:58 -0400
Subject: [PATCH] fix: Allow the borrower to delete a completed / inactive
 loan, too.

---
 src/xrpld/app/tx/detail/LoanDelete.cpp | 5 +++--
 1 file changed, 3 insertions(+), 2 deletions(-)

diff --git a/src/xrpld/app/tx/detail/LoanDelete.cpp b/src/xrpld/app/tx/detail/LoanDelete.cpp
index 4cf9e9a929..e2ee709563 100644
--- a/src/xrpld/app/tx/detail/LoanDelete.cpp
+++ b/src/xrpld/app/tx/detail/LoanDelete.cpp
@@ -86,10 +86,11 @@ LoanDelete::preclaim(PreclaimContext const& ctx)
         // should be impossible
         return tecINTERNAL;  // LCOV_EXCL_LINE
     }
-    if (loanBrokerSle->at(sfOwner) != account)
+    if (loanBrokerSle->at(sfOwner) != account &&
+        loanSle->at(sfBorrower) != account)
     {
         JLOG(ctx.j.warn())
-            << "LoanBroker for Loan does not belong to the account.";
+            << "Account is not Loan Broker Owner or Loan Borrower.";
         return tecNO_PERMISSION;
     }