diff --git a/include/xrpl/ledger/View.h b/include/xrpl/ledger/View.h
index 4958a89d8c..9558c73c07 100644
--- a/include/xrpl/ledger/View.h
+++ b/include/xrpl/ledger/View.h
@@ -58,6 +58,12 @@ isVaultPseudoAccountFrozen(
     AccountID const& account,
     MPTIssue const& mptShare,
     int depth);
+[[nodiscard]] bool
+isVaultPseudoAccountFrozen(
+    ReadView const& view,
+    AccountID const& account,
+    SLE const& mptSLE,
+    int depth);
 
 [[nodiscard]] bool
 isLPTokenFrozen(
diff --git a/include/xrpl/ledger/helpers/MPTokenHelpers.h b/include/xrpl/ledger/helpers/MPTokenHelpers.h
index 6544b18dd1..002977c9cc 100644
--- a/include/xrpl/ledger/helpers/MPTokenHelpers.h
+++ b/include/xrpl/ledger/helpers/MPTokenHelpers.h
@@ -26,9 +26,15 @@ isGlobalFrozen(ReadView const& view, MPTIssue const& mptIssue);
 [[nodiscard]] bool
 isIndividualFrozen(ReadView const& view, AccountID const& account, MPTIssue const& mptIssue);
 
+[[nodiscard]] bool
+isIndividualFrozen(ReadView const& view, AccountID const& account, SLE const& mptSLE);
+
 [[nodiscard]] bool
 isFrozen(ReadView const& view, AccountID const& account, MPTIssue const& mptIssue, int depth = 0);
 
+[[nodiscard]] bool
+isFrozen(ReadView const& view, AccountID const& account, SLE const& mptSLE, int depth = 0);
+
 [[nodiscard]] bool
 isAnyFrozen(
     ReadView const& view,
diff --git a/src/libxrpl/ledger/View.cpp b/src/libxrpl/ledger/View.cpp
index 55735ec0e6..10ba4270d4 100644
--- a/src/libxrpl/ledger/View.cpp
+++ b/src/libxrpl/ledger/View.cpp
@@ -52,11 +52,13 @@ hasExpired(ReadView const& view, std::optional<std::uint32_t> const& exp)
     return exp && (view.parentCloseTime() >= tp{d{*exp}});
 }
 
+template <typename T>
+    requires(std::is_same_v<T, MPTIssue> || std::is_same_v<T, SLE>)
 bool
 isVaultPseudoAccountFrozen(
     ReadView const& view,
+    T const& mptShare,
     AccountID const& account,
-    MPTIssue const& mptShare,
     int depth)
 {
     if (!view.rules().enabled(featureSingleAssetVault))
@@ -65,11 +67,17 @@ isVaultPseudoAccountFrozen(
     if (depth >= maxAssetCheckDepth)
         return true;  // LCOV_EXCL_LINE
 
-    auto const mptIssuance = view.read(keylet::mptIssuance(mptShare.getMptID()));
-    if (mptIssuance == nullptr)
-        return false;  // zero MPToken won't block deletion of MPTokenIssuance
+    auto const issuer = [&]() {
+        if constexpr (std::is_same_v<T, MPTIssue>)
+        {
+            return mptShare.getIssuer();
+        }
+        if constexpr (std::is_same_v<T, SLE>)
+        {
+            return mptShare[sfAccount];
+        }
+    }();
 
-    auto const issuer = mptIssuance->getAccountID(sfIssuer);
     auto const mptIssuer = view.read(keylet::account(issuer));
     if (mptIssuer == nullptr)
     {
@@ -82,6 +90,13 @@ isVaultPseudoAccountFrozen(
     if (!mptIssuer->isFieldPresent(sfVaultID))
         return false;  // not a Vault pseudo-account, common case
 
+    if constexpr (std::is_same_v<T, MPTIssue>)
+    {
+        auto const mptIssuance = view.read(keylet::mptIssuance(mptShare.getMptID()));
+        if (mptIssuance == nullptr)
+            return false;  // zero MPToken won't block deletion of MPTokenIssuance
+    }
+
     auto const vault = view.read(keylet::vault(mptIssuer->getFieldH256(sfVaultID)));
     if (vault == nullptr)
     {  // LCOV_EXCL_START
@@ -93,6 +108,26 @@ isVaultPseudoAccountFrozen(
     return isAnyFrozen(view, {issuer, account}, vault->at(sfAsset), depth + 1);
 }
 
+bool
+isVaultPseudoAccountFrozen(
+    ReadView const& view,
+    AccountID const& account,
+    MPTIssue const& mptShare,
+    int depth)
+{
+    return isVaultPseudoAccountFrozen(view, mptShare, account, depth);
+}
+
+bool
+isVaultPseudoAccountFrozen(
+    ReadView const& view,
+    AccountID const& account,
+    SLE const& mptShareSLE,
+    int depth)
+{
+    return isVaultPseudoAccountFrozen(view, mptShareSLE, account, depth);
+}
+
 bool
 isLPTokenFrozen(
     ReadView const& view,
diff --git a/src/libxrpl/ledger/helpers/AMMHelpers.cpp b/src/libxrpl/ledger/helpers/AMMHelpers.cpp
index 94ca2469f7..399c47a939 100644
--- a/src/libxrpl/ledger/helpers/AMMHelpers.cpp
+++ b/src/libxrpl/ledger/helpers/AMMHelpers.cpp
@@ -12,6 +12,7 @@
 #include <xrpl/ledger/ReadView.h>
 #include <xrpl/ledger/Sandbox.h>
 #include <xrpl/ledger/View.h>
+#include <xrpl/ledger/helpers/MPTokenHelpers.h>
 #include <xrpl/ledger/helpers/RippleStateHelpers.h>
 #include <xrpl/ledger/helpers/TokenHelpers.h>
 #include <xrpl/protocol/AMMCore.h>
@@ -598,7 +599,7 @@ ammAccountHolds(ReadView const& view, AccountID const& ammAccountID, Asset const
     return asset.visit(
         [&](MPTIssue const& issue) {
             if (auto const sle = view.read(keylet::mptoken(issue, ammAccountID));
-                sle && !isFrozen(view, ammAccountID, issue))
+                sle && !isFrozen(view, ammAccountID, *sle.get()))
                 return STAmount{issue, (*sle)[sfMPTAmount]};
             return STAmount{asset};
         },
diff --git a/src/libxrpl/ledger/helpers/MPTokenHelpers.cpp b/src/libxrpl/ledger/helpers/MPTokenHelpers.cpp
index c3987ddb03..be67a69522 100644
--- a/src/libxrpl/ledger/helpers/MPTokenHelpers.cpp
+++ b/src/libxrpl/ledger/helpers/MPTokenHelpers.cpp
@@ -54,6 +54,12 @@ isIndividualFrozen(ReadView const& view, AccountID const& account, MPTIssue cons
     return false;
 }
 
+bool
+isIndividualFrozen(ReadView const& view, AccountID const& account, SLE const& mptSLE)
+{
+    return mptSLE.isFlag(lsfMPTLocked);
+}
+
 bool
 isFrozen(ReadView const& view, AccountID const& account, MPTIssue const& mptIssue, int depth)
 {
@@ -61,6 +67,14 @@ isFrozen(ReadView const& view, AccountID const& account, MPTIssue const& mptIssu
         isVaultPseudoAccountFrozen(view, account, mptIssue, depth);
 }
 
+bool
+isFrozen(ReadView const& view, AccountID const& account, SLE const& mptSLE, int depth)
+{
+    MPTIssue const mptIssue{mptSLE[sfMPTokenIssuanceID]};
+    return isGlobalFrozen(view, mptIssue) || isIndividualFrozen(view, account, mptSLE) ||
+        isVaultPseudoAccountFrozen(view, account, mptSLE, depth);
+}
+
 [[nodiscard]] bool
 isAnyFrozen(
     ReadView const& view,